{
  "canonical_url": "https://lendb.ai/lender/ameritrust-mortgage-corporation-217229",
  "summary": "AmeriTrust Mortgage Corporation (company NMLS 217229) is an independent mortgage lender. LenDb lists 5 of its loan officers, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include 1099 income, Asset-based qualifying, Bank statement loan, Non-warrantable condo and Condotel.",
  "lender": {
    "nmls_id": 217229,
    "slug": "ameritrust-mortgage-corporation-217229",
    "canonical_url": "https://lendb.ai/lender/ameritrust-mortgage-corporation-217229",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/217229",
    "name": {
      "value": "AmeriTrust Mortgage Corporation",
      "source": "manual",
      "source_url": "https://www.ameritrust-mortgage.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.ameritrust-mortgage.com",
      "source": "manual",
      "source_url": "https://www.ameritrust-mortgage.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": "https://www.ameritrust-mortgage.com/loan-expert-team",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "1099-income",
        "asset-based",
        "bank-statement",
        "condo-non-warrantable",
        "condotel",
        "construction",
        "down-payment-assistance",
        "dscr",
        "fha",
        "first-time-buyer",
        "foreign-national",
        "heloc",
        "investor",
        "itin",
        "jumbo",
        "low-credit",
        "non-qm",
        "reverse",
        "self-employed",
        "usda",
        "va"
      ],
      "source": "manual",
      "source_url": "https://www.ameritrust-mortgage.com",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.596,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 3176,
          "by_loan_type": {
            "conventional": 2377,
            "fha": 705,
            "va": 83,
            "usda": 11
          },
          "purchase": 1765,
          "refinance": 1411,
          "other_purpose": 0,
          "jumbo": 287,
          "investor": 1276,
          "volume_usd": 1633030000
        },
        {
          "year": 2024,
          "loans": 2161,
          "by_loan_type": {
            "conventional": 1747,
            "fha": 388,
            "va": 24,
            "usda": 2
          },
          "purchase": 1225,
          "refinance": 936,
          "other_purpose": 0,
          "jumbo": 183,
          "investor": 1012,
          "volume_usd": 1097515000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 1366
        },
        {
          "state": "FL",
          "loans": 389
        },
        {
          "state": "TX",
          "loans": 211
        },
        {
          "state": "LA",
          "loans": 85
        },
        {
          "state": "WI",
          "loans": 71
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 5,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  },
  "loan_officers": [
    {
      "nmls_id": 289598,
      "slug": "irfan-nazir-289598",
      "full_name": "Irfan Nazir",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/irfan-nazir-289598"
    },
    {
      "nmls_id": 2283259,
      "slug": "john-harper-2283259",
      "full_name": "John Harper",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-harper-2283259"
    },
    {
      "nmls_id": 1004672,
      "slug": "nour-hasrouni-1004672",
      "full_name": "Nour Hasrouni",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nour-hasrouni-1004672"
    },
    {
      "nmls_id": 1368894,
      "slug": "rishi-parikh-1368894",
      "full_name": "Rishi Parikh",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/rishi-parikh-1368894"
    },
    {
      "nmls_id": 344557,
      "slug": "smilja-weston-blackmon-344557",
      "full_name": "Smilja Weston-Blackmon",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/smilja-weston-blackmon-344557"
    }
  ]
}