{
  "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
  "summary": "Atlantic Coast Mortgage (company NMLS 643114) is an independent mortgage lender. LenDb lists 242 of its loan officers, with branches in 9 states, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include FHA loan, Jumbo loan, USDA loan and VA loan.",
  "lender": {
    "nmls_id": 643114,
    "slug": "atlantic-coast-mortgage-643114",
    "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/643114",
    "name": {
      "value": "Atlantic Coast Mortgage",
      "source": "lender_site",
      "source_url": "https://www.atlanticcoastmortgage.com",
      "verified_at": "2026-10-09"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.atlanticcoastmortgage.com",
      "source": "lender_site",
      "source_url": "https://www.atlanticcoastmortgage.com",
      "verified_at": "2026-10-09"
    },
    "lo_directory_url": "https://www.atlanticcoastmortgage.com/find-a-loan-officer/",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "fha",
        "jumbo",
        "usda",
        "va"
      ],
      "source": "lender_site",
      "source_url": "https://www.atlanticcoastmortgage.com",
      "verified_at": "2026-10-09"
    },
    "loan_officer_count": 242,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-09"
  },
  "loan_officers": [
    {
      "nmls_id": 185434,
      "slug": "andrew-stewart-185434",
      "full_name": "Andy Stewart",
      "title": "Mortgage Banker",
      "branch_city": null,
      "branch_state": "DC",
      "canonical_url": "https://lendb.ai/lo/andrew-stewart-185434"
    },
    {
      "nmls_id": 1168228,
      "slug": "christopher-geier-1168228",
      "full_name": "Chris Geier",
      "title": "Mortgage Banker",
      "branch_city": null,
      "branch_state": "DC",
      "canonical_url": "https://lendb.ai/lo/christopher-geier-1168228"
    },
    {
      "nmls_id": 994273,
      "slug": "kelly-santos-994273",
      "full_name": "Kelly Santos",
      "title": "Branch Manager & Loan Officer",
      "branch_city": "Trinity",
      "branch_state": "FL",
      "canonical_url": "https://lendb.ai/lo/kelly-santos-994273"
    },
    {
      "nmls_id": 233778,
      "slug": "ray-williams-233778",
      "full_name": "Ray Williams",
      "title": "Loan Officer",
      "branch_city": "Trinity",
      "branch_state": "FL",
      "canonical_url": "https://lendb.ai/lo/ray-williams-233778"
    },
    {
      "nmls_id": 151627,
      "slug": "sabine-kassahn-151627",
      "full_name": "Sabine Kassahn",
      "title": "Branch Manager, Loan Officer",
      "branch_city": null,
      "branch_state": "GA",
      "canonical_url": "https://lendb.ai/lo/sabine-kassahn-151627"
    },
    {
      "nmls_id": 2623046,
      "slug": "jo-ann-loschenkohl-2623046",
      "full_name": "Jo Ann Loschenkohl",
      "title": "Divisional AVP",
      "branch_city": "St Charles",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/jo-ann-loschenkohl-2623046"
    },
    {
      "nmls_id": 176555,
      "slug": "brian-cooper-176555",
      "full_name": "Brian Cooper",
      "title": "Reverse Mortgage Specialist",
      "branch_city": "Owings Mills",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/brian-cooper-176555"
    },
    {
      "nmls_id": 334154,
      "slug": "dinah-riordan-334154",
      "full_name": "Dinah Riordan",
      "title": "Branch Manager | Sr. Loan Officer",
      "branch_city": "Chestertown",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/dinah-riordan-334154"
    },
    {
      "nmls_id": 204705,
      "slug": "jason-zamoiski-204705",
      "full_name": "Jason Zamoiski",
      "title": "SVP | Sales Manager",
      "branch_city": "North Bethesda",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/jason-zamoiski-204705"
    },
    {
      "nmls_id": 118525,
      "slug": "joe-zamoiski-118525",
      "full_name": "Joe Zamoiski III",
      "title": "SVP | Sales Manager",
      "branch_city": "North Bethesda",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/joe-zamoiski-118525"
    },
    {
      "nmls_id": 1959533,
      "slug": "kristin-deems-1959533",
      "full_name": "Kristin Deems",
      "title": "Loan Officer",
      "branch_city": "Chestertown",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/kristin-deems-1959533"
    },
    {
      "nmls_id": 186345,
      "slug": "lawrence-finkelberg-186345",
      "full_name": "Larry Finkelberg",
      "title": "SVP, Branch Manager & Sr. Loan Officer",
      "branch_city": "North Bethesda",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/lawrence-finkelberg-186345"
    },
    {
      "nmls_id": 139177,
      "slug": "neil-sweren-139177",
      "full_name": "Neil Sweren, RICP®, CRMP®",
      "title": "SVP, Reverse Mortgage Division Manager",
      "branch_city": "Owings Mills",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/neil-sweren-139177"
    },
    {
      "nmls_id": 2020874,
      "slug": "rachel-needle-2020874",
      "full_name": "Rachel Needle",
      "title": "Loan Officer",
      "branch_city": "North Bethesda",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/rachel-needle-2020874"
    },
    {
      "nmls_id": 139186,
      "slug": "scott-eisgrau-139186",
      "full_name": "Scott Eisgrau",
      "title": "SVP | Branch Manager, Sr. Loan Officer",
      "branch_city": "Owings Mills",
      "branch_state": "MD",
      "canonical_url": "https://lendb.ai/lo/scott-eisgrau-139186"
    },
    {
      "nmls_id": 847095,
      "slug": "alyson-hill-847095",
      "full_name": "Alyson Hill",
      "title": "Sr. Loan Officer",
      "branch_city": "Winston-Salem",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/alyson-hill-847095"
    },
    {
      "nmls_id": 1095010,
      "slug": "amiee-carr-1095010",
      "full_name": "Amiee Carr",
      "title": "Sr. Loan Officer",
      "branch_city": "Moyock",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/amiee-carr-1095010"
    },
    {
      "nmls_id": 1469527,
      "slug": "andrea-orbe-1469527",
      "full_name": "Andrea Orbe",
      "title": "Team Production Manager",
      "branch_city": "Huntersville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/andrea-orbe-1469527"
    },
    {
      "nmls_id": 450491,
      "slug": "bonnie-jackson-450491",
      "full_name": "Bonnie Jackson",
      "title": "Sr. Loan Officer",
      "branch_city": "Huntersville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/bonnie-jackson-450491"
    },
    {
      "nmls_id": 485886,
      "slug": "char-lee-smith-485886",
      "full_name": "Char-Lee Smith",
      "title": "Sr. Loan Officer",
      "branch_city": "Huntersville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/char-lee-smith-485886"
    },
    {
      "nmls_id": 69497,
      "slug": "chris-beaver-69497",
      "full_name": "Chris Beaver",
      "title": "Loan Officer",
      "branch_city": "Greenville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/chris-beaver-69497"
    },
    {
      "nmls_id": 119167,
      "slug": "daniel-evans-119167",
      "full_name": "Daniel Evans",
      "title": "Branch Manager Loan Officer",
      "branch_city": "Kitty Hawk",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/daniel-evans-119167"
    },
    {
      "nmls_id": 504917,
      "slug": "gabriel-libutti-504917",
      "full_name": "Gabe Libutti",
      "title": "SVP | Area Manager, Sr. Loan Officer",
      "branch_city": "Huntersville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/gabriel-libutti-504917"
    },
    {
      "nmls_id": 2845719,
      "slug": "jennifer-o-brien-2845719",
      "full_name": "Jennifer O'Brien",
      "title": "Loan Officer",
      "branch_city": "Winston Salem",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jennifer-o-brien-2845719"
    },
    {
      "nmls_id": 2456832,
      "slug": "jessica-evans-2456832",
      "full_name": "Jessica Evans",
      "title": "Loan Officer",
      "branch_city": "Kitty Hawk",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jessica-evans-2456832"
    },
    {
      "nmls_id": 1249322,
      "slug": "nancy-rosenfeld-1249322",
      "full_name": "Nancy Rosenfeld",
      "title": "VP | Branch Manager& Sr. Loan Officer",
      "branch_city": "Huntersville",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/nancy-rosenfeld-1249322"
    },
    {
      "nmls_id": 1286119,
      "slug": "travis-lloyd-1286119",
      "full_name": "Travis Lloyd",
      "title": "Branch Manager",
      "branch_city": "Wilmington",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/travis-lloyd-1286119"
    },
    {
      "nmls_id": 514110,
      "slug": "brian-turnbull-514110",
      "full_name": "Brian Turnbull",
      "title": "Loan Officer",
      "branch_city": "Westerville",
      "branch_state": "OH",
      "canonical_url": "https://lendb.ai/lo/brian-turnbull-514110"
    },
    {
      "nmls_id": 497701,
      "slug": "chance-walton-497701",
      "full_name": "Chance Walton, MBA",
      "title": "VP, Branch Manager",
      "branch_city": "Westerville",
      "branch_state": "OH",
      "canonical_url": "https://lendb.ai/lo/chance-walton-497701"
    },
    {
      "nmls_id": 937281,
      "slug": "lauren-walton-937281",
      "full_name": "Lauren Walton",
      "title": "VP, Branch Manager",
      "branch_city": "Westerville",
      "branch_state": "OH",
      "canonical_url": "https://lendb.ai/lo/lauren-walton-937281"
    },
    {
      "nmls_id": 21639,
      "slug": "matthew-devadan-21639",
      "full_name": "Matthew S. Devadan, MBA",
      "title": "Sr. Loan Officer",
      "branch_city": "Westerville",
      "branch_state": "OH",
      "canonical_url": "https://lendb.ai/lo/matthew-devadan-21639"
    },
    {
      "nmls_id": 1027657,
      "slug": "samantha-hrehocik-1027657",
      "full_name": "Samantha Hrehocik",
      "title": "Loan Officer",
      "branch_city": "Westerville",
      "branch_state": "OH",
      "canonical_url": "https://lendb.ai/lo/samantha-hrehocik-1027657"
    },
    {
      "nmls_id": 1439792,
      "slug": "gabriella-tripp-1439792",
      "full_name": "Gabriella Tripp",
      "title": "Branch Manager | Sr. Loan Officer",
      "branch_city": "Mt. Pleasant",
      "branch_state": "SC",
      "canonical_url": "https://lendb.ai/lo/gabriella-tripp-1439792"
    },
    {
      "nmls_id": 2022479,
      "slug": "jennifer-gibson-2022479",
      "full_name": "Jennifer Gibson",
      "title": "Loan Officer",
      "branch_city": "Mount Pleasant",
      "branch_state": "SC",
      "canonical_url": "https://lendb.ai/lo/jennifer-gibson-2022479"
    },
    {
      "nmls_id": 2123802,
      "slug": "justin-johnson-2123802",
      "full_name": "Justin Johnson",
      "title": "Loan Officer",
      "branch_city": "Mt. Pleasant",
      "branch_state": "SC",
      "canonical_url": "https://lendb.ai/lo/justin-johnson-2123802"
    },
    {
      "nmls_id": 989130,
      "slug": "kristi-farmer-989130",
      "full_name": "Kristi Kerns Farmer",
      "title": "Branch Manager | Sr. Loan Officer",
      "branch_city": "Spartanburg",
      "branch_state": "SC",
      "canonical_url": "https://lendb.ai/lo/kristi-farmer-989130"
    },
    {
      "nmls_id": 1090155,
      "slug": "matthew-murphy-1090155",
      "full_name": "Matthew Murphy",
      "title": "Loan Officer",
      "branch_city": "Mt. Pleasant",
      "branch_state": "SC",
      "canonical_url": "https://lendb.ai/lo/matthew-murphy-1090155"
    },
    {
      "nmls_id": 195643,
      "slug": "addie-andersen-195643",
      "full_name": "Addie Andersen",
      "title": "VP | Sr. Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/addie-andersen-195643"
    },
    {
      "nmls_id": 609901,
      "slug": "amy-lodes-609901",
      "full_name": "Amy Lodes",
      "title": "Sr. Loan Officer",
      "branch_city": "Leesburg",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/amy-lodes-609901"
    },
    {
      "nmls_id": 204145,
      "slug": "ana-arana-lopez-204145",
      "full_name": "Ana B. Arana",
      "title": "Sr. Loan Officer – Bilingüe (Español)",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/ana-arana-lopez-204145"
    },
    {
      "nmls_id": 2222638,
      "slug": "austin-dunker-2222638",
      "full_name": "Austin Dunker",
      "title": "Loan Officer",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/austin-dunker-2222638"
    },
    {
      "nmls_id": 2763152,
      "slug": "ben-kroll-2763152",
      "full_name": "Ben Kroll",
      "title": "Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/ben-kroll-2763152"
    },
    {
      "nmls_id": 261216,
      "slug": "elizabeth-rosenberg-261216",
      "full_name": "Beth Rosenberg",
      "title": "Regional Loan Manager",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/elizabeth-rosenberg-261216"
    },
    {
      "nmls_id": 1673746,
      "slug": "betty-tharpe-1673746",
      "full_name": "Betty Tharpe",
      "title": "Sr. Loan Officer",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/betty-tharpe-1673746"
    },
    {
      "nmls_id": 1028088,
      "slug": "robert-fisher-1028088",
      "full_name": "Bob Fisher",
      "title": "Sr. Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/robert-fisher-1028088"
    },
    {
      "nmls_id": 1946105,
      "slug": "bonnie-carter-1946105",
      "full_name": "Bonnie Carter",
      "title": "Team Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/bonnie-carter-1946105"
    },
    {
      "nmls_id": 224811,
      "slug": "brian-bonnet-224811",
      "full_name": "Brian Bonnet",
      "title": "SVP, Sr. Loan Officer",
      "branch_city": "Alexandria",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/brian-bonnet-224811"
    },
    {
      "nmls_id": 867203,
      "slug": "brian-murphy-867203",
      "full_name": "Brian Murphy",
      "title": "Sales Manager",
      "branch_city": "Gainesville",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/brian-murphy-867203"
    },
    {
      "nmls_id": 1853695,
      "slug": "brody-barrett-1853695",
      "full_name": "Brody Barrett",
      "title": "Loan Officer",
      "branch_city": "Leesburg",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/brody-barrett-1853695"
    },
    {
      "nmls_id": 485128,
      "slug": "carlos-murillo-485128",
      "full_name": "Carlos Murillo",
      "title": "Team Production Manager – Bilingüe (Español)",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/carlos-murillo-485128"
    },
    {
      "nmls_id": 1113646,
      "slug": "carly-mann-1113646",
      "full_name": "Carly Mann",
      "title": "Loan Officer",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/carly-mann-1113646"
    },
    {
      "nmls_id": 312906,
      "slug": "caryn-grafton-312906",
      "full_name": "Caryn Grafton",
      "title": "EVP | National Retail Sales Manager, Sr. Loan Officer",
      "branch_city": "Leesburg",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/caryn-grafton-312906"
    },
    {
      "nmls_id": 1169685,
      "slug": "chris-miller-1169685",
      "full_name": "Chris Miller",
      "title": "VP | Branch Manager, Sr. Loan Officer",
      "branch_city": "Alexandria",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/chris-miller-1169685"
    },
    {
      "nmls_id": 485129,
      "slug": "christopher-neofotis-485129",
      "full_name": "Chris Neofotis",
      "title": "Sr. Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/christopher-neofotis-485129"
    },
    {
      "nmls_id": 1993122,
      "slug": "coleman-bales-1993122",
      "full_name": "Coleman Bales",
      "title": "Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/coleman-bales-1993122"
    },
    {
      "nmls_id": 2344562,
      "slug": "corine-ali-2344562",
      "full_name": "Corine Ali",
      "title": "Team Production Manager & Loan Officer Assistant",
      "branch_city": "Haymarket",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/corine-ali-2344562"
    },
    {
      "nmls_id": 173897,
      "slug": "darlene-kemp-173897",
      "full_name": "Darlene Kemp",
      "title": "VP, Sr. Loan Officer",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/darlene-kemp-173897"
    },
    {
      "nmls_id": 187711,
      "slug": "darren-chamblee-187711",
      "full_name": "Darren Chamblee",
      "title": "SVP | Branch Manager, Sr. Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/darren-chamblee-187711"
    },
    {
      "nmls_id": 1703935,
      "slug": "dexter-mike-1703935",
      "full_name": "Dexter Mike",
      "title": "VP | Sr. Loan Officer",
      "branch_city": "Virginia Beach",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/dexter-mike-1703935"
    },
    {
      "nmls_id": 1063065,
      "slug": "eric-boutcher-1063065",
      "full_name": "Eric Boutcher",
      "title": "VP | Sales Manager, Sr. Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/eric-boutcher-1063065"
    },
    {
      "nmls_id": 1059158,
      "slug": "fred-blanchard-1059158",
      "full_name": "Fred Blanchard",
      "title": "Loan Officer",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/fred-blanchard-1059158"
    },
    {
      "nmls_id": 2181432,
      "slug": "harmony-frimpong-2181432",
      "full_name": "Harmony Frimpong",
      "title": "Loan Officer",
      "branch_city": "Richmond",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/harmony-frimpong-2181432"
    },
    {
      "nmls_id": 219512,
      "slug": "hien-nguyen-219512",
      "full_name": "Hien Nguyen",
      "title": "Sr. Loan Officer",
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