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canonical_url: https://lendb.ai/lender/bay-equity-home-loans-76988
last_verified: 2026-10-08
---

# Bay Equity Home Loans

Company NMLS ID 76988 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988)).

Bay Equity Home Loans (company NMLS 76988) is an independent mortgage lender. LenDb has not loaded its loan officers yet.

## Lending activity (HMDA)

Funded 4,443 home loans in 2025 (HMDA), 3,402 conventional.

- By loan type: 3,402 conventional, 696 FHA, 332 VA, 13 USDA.
- By purpose: 4,261 purchase, 182 refinance.
- 117 jumbo (above the conforming loan limit); 226 for investment properties.
- Down 54% from 2024 (9,751 loans).
- About $1.9 billion in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers


Cite as: LenDb.ai, https://lendb.ai/lender/bay-equity-home-loans-76988.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._