{
  "canonical_url": "https://lendb.ai/lender/bmo-bank-401052",
  "summary": "BMO Bank (company NMLS 401052) is a bank. LenDb lists 79 of its loan officers, with branches in 10 states, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include Construction loan, FHA loan, Jumbo loan, Physician and medical professional and VA loan.",
  "lender": {
    "nmls_id": 401052,
    "slug": "bmo-bank-401052",
    "canonical_url": "https://lendb.ai/lender/bmo-bank-401052",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/401052",
    "name": {
      "value": "BMO Bank",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/beverlyhills/ss-765860/",
      "verified_at": "2026-10-09"
    },
    "dba_names": [],
    "type": "bank",
    "website": {
      "value": "https://www.bmo.com",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/beverlyhills/ss-765860/",
      "verified_at": "2026-10-09"
    },
    "lo_directory_url": "https://usmortgagebanker.bmo.com/",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "construction",
        "fha",
        "jumbo",
        "physician",
        "va"
      ],
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/beverlyhills/ss-765860/",
      "verified_at": "2026-10-09"
    },
    "loan_officer_count": 79,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-09"
  },
  "loan_officers": [
    {
      "nmls_id": 1582130,
      "slug": "beatrice-galindo-1582130",
      "full_name": "Beatrice Galindo",
      "title": "Home Equity Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/beatrice-galindo-1582130"
    },
    {
      "nmls_id": 626099,
      "slug": "chris-singer-626099",
      "full_name": "Chris Singer",
      "title": "Mortgage Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/chris-singer-626099"
    },
    {
      "nmls_id": 517279,
      "slug": "debra-dalton-517279",
      "full_name": "Debra Dalton",
      "title": "Mortgage Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/debra-dalton-517279"
    },
    {
      "nmls_id": 1258610,
      "slug": "gloria-marina-hernandez-1258610",
      "full_name": "Gloria Marina Hernandez",
      "title": "Mortgage Specialist",
      "branch_city": "Phoenix",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/gloria-marina-hernandez-1258610"
    },
    {
      "nmls_id": 901687,
      "slug": "hirokazu-hayashi-901687",
      "full_name": "Hirokazu Hayashi",
      "title": "Home Equity Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/hirokazu-hayashi-901687"
    },
    {
      "nmls_id": 1577262,
      "slug": "jason-kolbrek-1577262",
      "full_name": "Jason Kolbrek",
      "title": "Home Equity Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jason-kolbrek-1577262"
    },
    {
      "nmls_id": 1885211,
      "slug": "jeremy-west-1885211",
      "full_name": "Jeremy West",
      "title": "Centralized Mortgage Banker",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jeremy-west-1885211"
    },
    {
      "nmls_id": 409447,
      "slug": "jodi-kikkert-409447",
      "full_name": "Jodi Kikkert",
      "title": "Mortgage Specialist",
      "branch_city": "Queen Creek",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jodi-kikkert-409447"
    },
    {
      "nmls_id": 503153,
      "slug": "juan-de-la-cruz-503153",
      "full_name": "Juan De La Cruz",
      "title": "Mortgage Specialist",
      "branch_city": "Glendale",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/juan-de-la-cruz-503153"
    },
    {
      "nmls_id": 819250,
      "slug": "katya-tretyak-819250",
      "full_name": "Katya Tretyak",
      "title": "Mortgage Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/katya-tretyak-819250"
    },
    {
      "nmls_id": 1420808,
      "slug": "nicholas-garaven-1420808",
      "full_name": "Nick Garaven",
      "title": "Mortgage Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/nicholas-garaven-1420808"
    },
    {
      "nmls_id": 553980,
      "slug": "patrick-o-malley-553980",
      "full_name": "Patrick O'Malley",
      "title": "Mortgage Specialist",
      "branch_city": "Goodyear",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/patrick-o-malley-553980"
    },
    {
      "nmls_id": 600948,
      "slug": "paul-clark-600948",
      "full_name": "Paul Clark",
      "title": "Home Equity Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/paul-clark-600948"
    },
    {
      "nmls_id": 235295,
      "slug": "ryan-lehrman-235295",
      "full_name": "Ryan Lehrman",
      "title": "Senior Mortgage Banker",
      "branch_city": "Scottsdale",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ryan-lehrman-235295"
    },
    {
      "nmls_id": 1881220,
      "slug": "sierra-gilbreath-1881220",
      "full_name": "Sierra Gilbreath",
      "title": "Home Equity Specialist",
      "branch_city": "Tempe",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/sierra-gilbreath-1881220"
    },
    {
      "nmls_id": 394158,
      "slug": "aida-merrill-394158",
      "full_name": "Aida Merrill",
      "title": "Mortgage Specialist",
      "branch_city": "San Francisco",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/aida-merrill-394158"
    },
    {
      "nmls_id": 257173,
      "slug": "alex-berger-257173",
      "full_name": "Alex Berger",
      "title": "Mortgage Specialist",
      "branch_city": "Los Angeles",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/alex-berger-257173"
    },
    {
      "nmls_id": 1685660,
      "slug": "amitava-chakraborty-1685660",
      "full_name": "Amitava Chakraborty",
      "title": "Sr. Mortgage Banker",
      "branch_city": "Fremont",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/amitava-chakraborty-1685660"
    },
    {
      "nmls_id": 680683,
      "slug": "ana-madrid-680683",
      "full_name": "Ana Madrid",
      "title": "Mortgage Specialist",
      "branch_city": "Pittsburg",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/ana-madrid-680683"
    },
    {
      "nmls_id": 986173,
      "slug": "naughton-hall-986173",
      "full_name": "Andrew Hall",
      "title": "Mortgage Specialist",
      "branch_city": "Sacramento",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/naughton-hall-986173"
    },
    {
      "nmls_id": 849094,
      "slug": "arthur-chen-849094",
      "full_name": "Arthur Chen",
      "title": "Mortgage Specialist",
      "branch_city": "Sunnyvale",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/arthur-chen-849094"
    },
    {
      "nmls_id": 2242894,
      "slug": "ashlynn-drayton-johnson-2242894",
      "full_name": "Ashlynn Drayton-Johnson",
      "title": "CRA Mortgage Banker",
      "branch_city": "Rancho Cucamonga",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/ashlynn-drayton-johnson-2242894"
    },
    {
      "nmls_id": 234129,
      "slug": "bradley-coons-234129",
      "full_name": "Bradley Coons",
      "title": "Mortgage Specialist",
      "branch_city": "Petaluma",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/bradley-coons-234129"
    },
    {
      "nmls_id": 1184659,
      "slug": "celina-curiel-1184659",
      "full_name": "Celina Curiel",
      "title": "CRA Mortgage Loan Officer",
      "branch_city": "Stockton",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/celina-curiel-1184659"
    },
    {
      "nmls_id": 483481,
      "slug": "cesar-ortiz-483481",
      "full_name": "Cesar Ortiz",
      "title": "Mortgage Loan Officer - CRA",
      "branch_city": "Oakland",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/cesar-ortiz-483481"
    },
    {
      "nmls_id": 694741,
      "slug": "cesar-pulido-694741",
      "full_name": "Cesar Pulido",
      "title": "CRA Mortgage Specialist",
      "branch_city": "Oakland",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/cesar-pulido-694741"
    },
    {
      "nmls_id": 282146,
      "slug": "cynthia-lau-282146",
      "full_name": "Cynthia Lau",
      "title": "Mortgage Specialist",
      "branch_city": "Pasadena",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/cynthia-lau-282146"
    },
    {
      "nmls_id": 963064,
      "slug": "doris-perdomo-963064",
      "full_name": "Doris Perdomo",
      "title": "CRA Mortgage Banker",
      "branch_city": "Sherman Oaks",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/doris-perdomo-963064"
    },
    {
      "nmls_id": 1097393,
      "slug": "druso-cecchet-1097393",
      "full_name": "Druso Cecchet",
      "title": "Mortgage Specialist",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/druso-cecchet-1097393"
    },
    {
      "nmls_id": 507245,
      "slug": "elizabeth-nelson-507245",
      "full_name": "Elizabeth Nelson",
      "title": "Mortgage Specialist",
      "branch_city": "Chino",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/elizabeth-nelson-507245"
    },
    {
      "nmls_id": 668609,
      "slug": "ernesto-miranda-668609",
      "full_name": "Ernesto Miranda",
      "title": "CRA Mortgage Banker",
      "branch_city": "City of Industry",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/ernesto-miranda-668609"
    },
    {
      "nmls_id": 859528,
      "slug": "gary-ng-859528",
      "full_name": "Gary Ng",
      "title": "Mortgage Specialist",
      "branch_city": "San Francisco",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/gary-ng-859528"
    },
    {
      "nmls_id": 410063,
      "slug": "james-jang-410063",
      "full_name": "James Jang",
      "title": "Mortgage Specialist",
      "branch_city": "Torrance",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/james-jang-410063"
    },
    {
      "nmls_id": 1111048,
      "slug": "jared-lucas-1111048",
      "full_name": "Jared Lucas",
      "title": "Wealth Mortgage Banker",
      "branch_city": "Newport Beach",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/jared-lucas-1111048"
    },
    {
      "nmls_id": 582903,
      "slug": "jeffrey-rhodes-582903",
      "full_name": "Jeffrey Rhodes",
      "title": "Mortgage Specialist",
      "branch_city": "Palo Alto",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/jeffrey-rhodes-582903"
    },
    {
      "nmls_id": 502352,
      "slug": "jenny-traazil-502352",
      "full_name": "Jenny Traazil",
      "title": "Mortgage Specialist",
      "branch_city": "San Ramon",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/jenny-traazil-502352"
    },
    {
      "nmls_id": 1121516,
      "slug": "john-kiureghian-1121516",
      "full_name": "John Kiureghian",
      "title": "Mortgage Specialist",
      "branch_city": "Sherman Oaks",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/john-kiureghian-1121516"
    },
    {
      "nmls_id": 301511,
      "slug": "jonathan-o-donnell-301511",
      "full_name": "Jonathan O'Donnell",
      "title": "Mortgage Specialist",
      "branch_city": "Santa Monica",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/jonathan-o-donnell-301511"
    },
    {
      "nmls_id": 748224,
      "slug": "jonathan-wyant-748224",
      "full_name": "Jonathan Wyant",
      "title": "Mortgage Specialist",
      "branch_city": "San Jose",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/jonathan-wyant-748224"
    },
    {
      "nmls_id": 454323,
      "slug": "karen-mcdowell-454323",
      "full_name": "Karen McDowell",
      "title": "Mortgage Specialist",
      "branch_city": "San Francisco",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/karen-mcdowell-454323"
    },
    {
      "nmls_id": 654352,
      "slug": "maribeth-guevara-654352",
      "full_name": "Maribeth Guevara",
      "title": "Mortgage Specialist",
      "branch_city": "San Lorenzo",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/maribeth-guevara-654352"
    },
    {
      "nmls_id": 86135,
      "slug": "michael-kopernik-86135",
      "full_name": "Michael Kopernik",
      "title": "Mortgage Specialist",
      "branch_city": "Newport Beach",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/michael-kopernik-86135"
    },
    {
      "nmls_id": 339550,
      "slug": "michael-treon-339550",
      "full_name": "Michael Treon",
      "title": "Mortgage Specialist",
      "branch_city": "Palo Alto",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/michael-treon-339550"
    },
    {
      "nmls_id": 244821,
      "slug": "michelle-scott-244821",
      "full_name": "Michelle Scott",
      "title": "Senior CRA Mortgage Banker",
      "branch_city": "Long Beach",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/michelle-scott-244821"
    },
    {
      "nmls_id": 694713,
      "slug": "mike-pimentel-694713",
      "full_name": "Mike Pimentel",
      "title": "CRA Mortgage Specialist",
      "branch_city": "Ceres",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/mike-pimentel-694713"
    },
    {
      "nmls_id": 765860,
      "slug": "sam-simani-765860",
      "full_name": "Sam Simani",
      "title": "Senior Mortgage Banker",
      "branch_city": "Beverly Hills",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/sam-simani-765860"
    },
    {
      "nmls_id": 667158,
      "slug": "samuel-espinoza-667158",
      "full_name": "Samuel Espinoza",
      "title": "Mortgage Specialist",
      "branch_city": "Downey",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/samuel-espinoza-667158"
    },
    {
      "nmls_id": 507248,
      "slug": "sonya-aragon-507248",
      "full_name": "Sonya Aragon",
      "title": "Mortgage Specialist",
      "branch_city": "Pasadena",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/sonya-aragon-507248"
    },
    {
      "nmls_id": 667901,
      "slug": "steve-johnson-667901",
      "full_name": "Steve Johnson",
      "title": "Mortgage Specialist",
      "branch_city": "San Jose",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/steve-johnson-667901"
    },
    {
      "nmls_id": 459572,
      "slug": "susan-fitzgerald-459572",
      "full_name": "Susan Fitzgerald",
      "title": "Wealth Mortgage Banker",
      "branch_city": "San Francisco",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/susan-fitzgerald-459572"
    },
    {
      "nmls_id": 332678,
      "slug": "todd-dalton-332678",
      "full_name": "Todd Dalton",
      "title": "Mortgage Banker",
      "branch_city": "La Jolla",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/todd-dalton-332678"
    },
    {
      "nmls_id": 915791,
      "slug": "uvas-yu-915791",
      "full_name": "Uvas Yu",
      "title": "Mortgage Specialist",
      "branch_city": "Cupertino",
      "branch_state": "CA",
      "canonical_url": "https://lendb.ai/lo/uvas-yu-915791"
    },
    {
      "nmls_id": 809536,
      "slug": "carolina-castro-809536",
      "full_name": "Carolina Castro",
      "title": "Mortgage Specialist",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/carolina-castro-809536"
    },
    {
      "nmls_id": 553346,
      "slug": "rick-demario-553346",
      "full_name": "Rick DeMario",
      "title": "Wealth Mortgage Banker",
      "branch_city": "Greenwood Village",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/rick-demario-553346"
    },
    {
      "nmls_id": 807886,
      "slug": "steve-einheit-807886",
      "full_name": "Steve Einheit",
      "title": "Mortgage Specialist",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/steve-einheit-807886"
    },
    {
      "nmls_id": 363861,
      "slug": "doug-crouse-363861",
      "full_name": "Doug Crouse",
      "title": "Mortgage Specialist",
      "branch_city": "Marco Island",
      "branch_state": "FL",
      "canonical_url": "https://lendb.ai/lo/doug-crouse-363861"
    },
    {
      "nmls_id": 443557,
      "slug": "amabely-flores-443557",
      "full_name": "Amabely Flores",
      "title": "Mortgage Specialist",
      "branch_city": "Chicago",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/amabely-flores-443557"
    },
    {
      "nmls_id": 1426065,
      "slug": "anna-hanauer-1426065",
      "full_name": "Anna Hanauer",
      "title": "Centralized Mortgage Banker",
      "branch_city": "Naperville",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/anna-hanauer-1426065"
    },
    {
      "nmls_id": 443461,
      "slug": "brian-andrew-lipscomb-443461",
      "full_name": "Brian Andrew Lipscomb",
      "title": "Mortgage Specialist",
      "branch_city": "Chicago",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/brian-andrew-lipscomb-443461"
    },
    {
      "nmls_id": 537600,
      "slug": "edwin-adorno-537600",
      "full_name": "Edwin Adorno",
      "title": "Mortgage Specialist",
      "branch_city": "Naperville",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/edwin-adorno-537600"
    },
    {
      "nmls_id": 1726349,
      "slug": "jeannette-torres-smith-1726349",
      "full_name": "Jeannette Torres-Smith",
      "title": "Mortgage Specialist",
      "branch_city": "Elgin",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/jeannette-torres-smith-1726349"
    },
    {
      "nmls_id": 1400617,
      "slug": "jonathan-whigham-1400617",
      "full_name": "Jonathan Whigham",
      "title": "Senior Mortgage Loan Officer",
      "branch_city": "Naperville",
      "branch_state": "IL",
      "canonical_url": "https://lendb.ai/lo/jonathan-whigham-1400617"
    },
    {
      "nmls_id": 577051,
      "slug": "krystyna-wielocha-577051",
      "full_name": "Krystyna Wielocha",
      "title": "Mortgage Specialist",
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