{
  "canonical_url": "https://lendb.ai/lender/builders-choice-mortgage-llc-2275047",
  "summary": "Builders Choice Mortgage LLC (company NMLS 2275047) is a mortgage lender. LenDb lists 9 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 2275047,
    "slug": "builders-choice-mortgage-llc-2275047",
    "canonical_url": "https://lendb.ai/lender/builders-choice-mortgage-llc-2275047",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2275047",
    "name": {
      "value": "Builders Choice Mortgage LLC",
      "source": "state_regulator",
      "source_url": "https://choicemortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://choicemortgage.com",
      "source": "state_regulator",
      "source_url": "https://choicemortgage.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://choicemortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 687,
          "by_loan_type": {
            "conventional": 472,
            "fha": 139,
            "va": 76,
            "usda": 0
          },
          "purchase": 579,
          "refinance": 108,
          "other_purpose": 0,
          "jumbo": 39,
          "investor": 70,
          "volume_usd": 301775000
        },
        {
          "year": 2024,
          "loans": 355,
          "by_loan_type": {
            "conventional": 279,
            "fha": 61,
            "va": 15,
            "usda": 0
          },
          "purchase": 306,
          "refinance": 49,
          "other_purpose": 0,
          "jumbo": 22,
          "investor": 42,
          "volume_usd": 155035000
        }
      ],
      "top_states": [
        {
          "state": "FL",
          "loans": 297
        },
        {
          "state": "NM",
          "loans": 239
        },
        {
          "state": "CO",
          "loans": 34
        },
        {
          "state": "NH",
          "loans": 26
        },
        {
          "state": "ME",
          "loans": 15
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 9,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1978212,
      "slug": "brandon-smith-1978212",
      "full_name": "Brandon Smith",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brandon-smith-1978212"
    },
    {
      "nmls_id": 196061,
      "slug": "brian-mozley-196061",
      "full_name": "Brian Mozley",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brian-mozley-196061"
    },
    {
      "nmls_id": 1590181,
      "slug": "courtney-peveto-1590181",
      "full_name": "Courtney Peveto",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/courtney-peveto-1590181"
    },
    {
      "nmls_id": 327176,
      "slug": "emmanuel-st-germain-327176",
      "full_name": "Emmanuel St. Germain",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/emmanuel-st-germain-327176"
    },
    {
      "nmls_id": 1156974,
      "slug": "jared-perlman-1156974",
      "full_name": "Jared Perlman",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jared-perlman-1156974"
    },
    {
      "nmls_id": 1602529,
      "slug": "maria-wilder-1602529",
      "full_name": "Maria Wilder",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/maria-wilder-1602529"
    },
    {
      "nmls_id": 1725646,
      "slug": "michael-greenwood-1725646",
      "full_name": "Michael Greenwood",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-greenwood-1725646"
    },
    {
      "nmls_id": 858648,
      "slug": "philip-pemberton-858648",
      "full_name": "Philip Pemberton",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/philip-pemberton-858648"
    },
    {
      "nmls_id": 1598442,
      "slug": "richard-gehrlein-1598442",
      "full_name": "Richard Gehrlein",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/richard-gehrlein-1598442"
    }
  ]
}