---
canonical_url: https://lendb.ai/lender/change-lending-1839
last_verified: 2026-10-13
---

# Change Lending, LLC

Company NMLS ID 1839 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1839)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Change Lending, LLC (company NMLS 1839) is a mortgage lender. LenDb lists 42 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 8,804 home loans in 2025 (HMDA), including loans brokers originated; 7,879 conventional.

- By loan type: 7,879 conventional, 708 FHA, 209 VA, 8 USDA.
- By purpose: 6,000 purchase, 2,789 refinance, 15 other (home improvement and other closed-end loans).
- 1,074 jumbo (above the conforming loan limit); 2,642 for investment properties.
- Up 63% from 2024 (5,407 loans).
- About $4.8 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 71% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Abraham Morales](https://lendb.ai/lo/abraham-morales-2178548) (NMLS 2178548)
- [Alberto Guzman](https://lendb.ai/lo/alberto-guzman-835389) (NMLS 835389)
- [Angela Sosa](https://lendb.ai/lo/angela-sosa-1260743) (NMLS 1260743)
- [Angelica Calderon](https://lendb.ai/lo/angelica-calderon-1818130) (NMLS 1818130)
- [Branco Ixta](https://lendb.ai/lo/branco-ixta-1645875) (NMLS 1645875)
- [Brian Martinez](https://lendb.ai/lo/brian-martinez-2064271) (NMLS 2064271)
- [Candi Lara](https://lendb.ai/lo/candi-lara-925185) (NMLS 925185)
- [Christian Saldana](https://lendb.ai/lo/christian-saldana-1252051) (NMLS 1252051)
- [Craig Bosse](https://lendb.ai/lo/craig-bosse-1019442) (NMLS 1019442)
- [David Vasquez](https://lendb.ai/lo/david-vasquez-263637) (NMLS 263637)
- [Deborah Pate](https://lendb.ai/lo/deborah-pate-403017) (NMLS 403017)
- [Diana Longoria](https://lendb.ai/lo/diana-longoria-193510) (NMLS 193510)
- [Eduardo Flores](https://lendb.ai/lo/eduardo-flores-1572747) (NMLS 1572747)
- [Giovan Parra](https://lendb.ai/lo/giovan-parra-1807941) (NMLS 1807941)
- [Isaac Alvidrez](https://lendb.ai/lo/isaac-alvidrez-2617384) (NMLS 2617384)
- [Israel Reyes-Corral](https://lendb.ai/lo/israel-reyes-corral-2596209) (NMLS 2596209)
- [James Bonner](https://lendb.ai/lo/james-bonner-328326) (NMLS 328326)
- [Jamie Morse](https://lendb.ai/lo/jamie-morse-620913) (NMLS 620913)
- [Jennifer Leong](https://lendb.ai/lo/jennifer-leong-1678956) (NMLS 1678956)
- [Jizong Liang](https://lendb.ai/lo/jizong-liang-1368790) (NMLS 1368790)
- [Jonathan Brooks](https://lendb.ai/lo/jonathan-brooks-1924710) (NMLS 1924710)
- [Kaneen Manuel](https://lendb.ai/lo/kaneen-manuel-2567825) (NMLS 2567825)
- [Keith Parrett](https://lendb.ai/lo/keith-parrett-1931498) (NMLS 1931498)
- [Luningning Giron](https://lendb.ai/lo/luningning-giron-1320798) (NMLS 1320798)
- [Martin Cichocki](https://lendb.ai/lo/martin-cichocki-1482165) (NMLS 1482165)
- [Nancy Cabrera](https://lendb.ai/lo/nancy-cabrera-715676) (NMLS 715676)
- [Nicholas Kreager](https://lendb.ai/lo/nicholas-kreager-1294451) (NMLS 1294451)
- [Olimpia Duron](https://lendb.ai/lo/olimpia-duron-298011) (NMLS 298011)
- [Patrick Guerra](https://lendb.ai/lo/patrick-guerra-1062746) (NMLS 1062746)
- [Raymond Mendoza](https://lendb.ai/lo/raymond-mendoza-1672021) (NMLS 1672021)
- [Rita Guardado](https://lendb.ai/lo/rita-guardado-508503) (NMLS 508503)
- [Robert Rayner](https://lendb.ai/lo/robert-rayner-268398) (NMLS 268398)
- [Rocio Gutierrez](https://lendb.ai/lo/rocio-gutierrez-1713909) (NMLS 1713909)
- [Ryan Montes](https://lendb.ai/lo/ryan-montes-1326818) (NMLS 1326818)
- [Sandra Bradford](https://lendb.ai/lo/sandra-bradford-723673) (NMLS 723673)
- [Sean Bemis](https://lendb.ai/lo/sean-bemis-1388053) (NMLS 1388053)
- [Todd Seabold](https://lendb.ai/lo/todd-seabold-486120) (NMLS 486120)
- [Tracey Escobedo](https://lendb.ai/lo/tracey-escobedo-2792387) (NMLS 2792387)
- [Valerie Mendoza](https://lendb.ai/lo/valerie-mendoza-816210) (NMLS 816210)
- [Valerie Miller](https://lendb.ai/lo/valerie-miller-1700415) (NMLS 1700415)
- [Victoria Acosta](https://lendb.ai/lo/victoria-acosta-1658123) (NMLS 1658123)
- [Zachary Mclean](https://lendb.ai/lo/zachary-mclean-1902568) (NMLS 1902568)

Cite as: LenDb.ai, https://lendb.ai/lender/change-lending-1839.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._