{
  "canonical_url": "https://lendb.ai/lender/clearpath-lending-936436",
  "summary": "ClearPath Lending (company NMLS 936436) is a mortgage lender. LenDb lists 11 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 936436,
    "slug": "clearpath-lending-936436",
    "canonical_url": "https://lendb.ai/lender/clearpath-lending-936436",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/936436",
    "name": {
      "value": "ClearPath Lending",
      "source": "state_regulator",
      "source_url": "https://www.clearpathlending.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://www.clearpathlending.com",
      "source": "state_regulator",
      "source_url": "https://www.clearpathlending.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.clearpathlending.com",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1785,
          "by_loan_type": {
            "conventional": 47,
            "fha": 0,
            "va": 1738,
            "usda": 0
          },
          "purchase": 40,
          "refinance": 1745,
          "other_purpose": 0,
          "jumbo": 11,
          "investor": 3,
          "volume_usd": 606815000
        },
        {
          "year": 2024,
          "loans": 1540,
          "by_loan_type": {
            "conventional": 48,
            "fha": 0,
            "va": 1492,
            "usda": 0
          },
          "purchase": 46,
          "refinance": 1494,
          "other_purpose": 0,
          "jumbo": 9,
          "investor": 5,
          "volume_usd": 507690000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 185
        },
        {
          "state": "FL",
          "loans": 151
        },
        {
          "state": "NC",
          "loans": 141
        },
        {
          "state": "GA",
          "loans": 106
        },
        {
          "state": "AZ",
          "loans": 103
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 11,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 2094508,
      "slug": "adam-mercado-2094508",
      "full_name": "Adam Mercado",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/adam-mercado-2094508"
    },
    {
      "nmls_id": 1462565,
      "slug": "james-vinnitsky-1462565",
      "full_name": "James Vinnitsky",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/james-vinnitsky-1462565"
    },
    {
      "nmls_id": 742462,
      "slug": "jose-coutino-742462",
      "full_name": "Jose Coutino",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jose-coutino-742462"
    },
    {
      "nmls_id": 519551,
      "slug": "mamta-patel-519551",
      "full_name": "Mamta Patel",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mamta-patel-519551"
    },
    {
      "nmls_id": 343844,
      "slug": "mehran-mirhosseini-343844",
      "full_name": "Mehran Mirhosseini",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mehran-mirhosseini-343844"
    },
    {
      "nmls_id": 227033,
      "slug": "mehrdad-ghaemi-227033",
      "full_name": "Mehrdad Ghaemi",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mehrdad-ghaemi-227033"
    },
    {
      "nmls_id": 368465,
      "slug": "mike-sunbol-368465",
      "full_name": "Mike Sunbol",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mike-sunbol-368465"
    },
    {
      "nmls_id": 1391202,
      "slug": "nicholas-williamson-1391202",
      "full_name": "Nicholas Williamson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nicholas-williamson-1391202"
    },
    {
      "nmls_id": 2010469,
      "slug": "pouya-akhavan-2010469",
      "full_name": "Pouya Akhavan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/pouya-akhavan-2010469"
    },
    {
      "nmls_id": 1431078,
      "slug": "steven-carroll-1431078",
      "full_name": "Steven Carroll",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/steven-carroll-1431078"
    },
    {
      "nmls_id": 843671,
      "slug": "zolaykha-ali-843671",
      "full_name": "Zolaykha Ali",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/zolaykha-ali-843671"
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  ]
}