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canonical_url: https://lendb.ai/lender/credence-funding-corporation-878490
last_verified: 2026-10-13
---

# Credence Funding Corporation

Company NMLS ID 878490 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/878490)).

Credence Funding Corporation (company NMLS 878490) is a mortgage lender. LenDb lists 3 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 273 home loans in 2025 (HMDA), 244 VA.

- By loan type: 16 conventional, 12 FHA, 244 VA, 1 USDA.
- By purpose: 26 purchase, 247 refinance.
- 5 jumbo (above the conforming loan limit); 0 for investment properties.
- Down 28% from 2024 (379 loans).
- About $100.1 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Floyd Baldwin](https://lendb.ai/lo/floyd-baldwin-115335) (NMLS 115335)
- [Nicholas Birch](https://lendb.ai/lo/nicholas-birch-97125) (NMLS 97125)
- [Ryan Schlothauer](https://lendb.ai/lo/ryan-schlothauer-1432507) (NMLS 1432507)

Cite as: LenDb.ai, https://lendb.ai/lender/credence-funding-corporation-878490.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._