{
  "canonical_url": "https://lendb.ai/lender/delta-community-credit-union-401141",
  "summary": "Delta Community Credit Union (company NMLS 401141) is a credit union. LenDb has not loaded its loan officers yet. Programs listed on its site include Condo, Construction loan, Down payment assistance, First-time buyer and HELOC.",
  "lender": {
    "nmls_id": 401141,
    "slug": "delta-community-credit-union-401141",
    "canonical_url": "https://lendb.ai/lender/delta-community-credit-union-401141",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/401141",
    "name": {
      "value": "Delta Community Credit Union",
      "source": "manual",
      "source_url": "https://www.deltacommunitycu.com/",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "credit_union",
    "website": {
      "value": "https://www.deltacommunitycu.com/",
      "source": "manual",
      "source_url": "https://www.deltacommunitycu.com/",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [
        "condo",
        "construction",
        "down-payment-assistance",
        "first-time-buyer",
        "heloc",
        "investor",
        "jumbo",
        "multi-family-2-4",
        "vacation-home"
      ],
      "source": "manual",
      "source_url": "https://www.deltacommunitycu.com/",
      "verified_at": "2026-10-08"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1858,
          "by_loan_type": {
            "conventional": 1858,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 1084,
          "refinance": 432,
          "other_purpose": 342,
          "jumbo": 54,
          "investor": 49,
          "volume_usd": 613880000
        },
        {
          "year": 2024,
          "loans": 1832,
          "by_loan_type": {
            "conventional": 1832,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 977,
          "refinance": 326,
          "other_purpose": 529,
          "jumbo": 53,
          "investor": 55,
          "volume_usd": 511490000
        }
      ],
      "top_states": [
        {
          "state": "GA",
          "loans": 1629
        },
        {
          "state": "FL",
          "loans": 53
        },
        {
          "state": "TX",
          "loans": 27
        },
        {
          "state": "AL",
          "loans": 23
        },
        {
          "state": "NC",
          "loans": 15
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 0,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  },
  "loan_officers": []
}