{
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  "summary": "Efinity Financial, LLC (company NMLS 1043983) is an independent mortgage lender. LenDb lists 30 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
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    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1043983",
    "name": {
      "value": "Efinity Financial, LLC",
      "source": "state_regulator",
      "source_url": "https://efinitymortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://efinitymortgage.com",
      "source": "state_regulator",
      "source_url": "https://efinitymortgage.com",
      "verified_at": "2026-10-13"
    },
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    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://efinitymortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.001,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1241,
          "by_loan_type": {
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            "fha": 657,
            "va": 52,
            "usda": 38
          },
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          "refinance": 198,
          "other_purpose": 0,
          "jumbo": 8,
          "investor": 78,
          "volume_usd": 405225000
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          "by_loan_type": {
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            "usda": 42
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          "other_purpose": 1,
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          "state": "AZ",
          "loans": 786
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          "state": "TX",
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          "state": "CA",
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        {
          "state": "CO",
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        },
        {
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          "loans": 3
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      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
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    "disciplinary_check": "not_checked",
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    "last_verified_at": "2026-10-13"
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}