---
canonical_url: https://lendb.ai/lender/emm-loans-llc-2926
last_verified: 2026-10-13
---

# emm loans llc

Company NMLS ID 2926 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2926)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

emm loans llc (company NMLS 2926) is a mortgage lender. LenDb lists 11 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 6,547 home loans in 2025 (HMDA), including loans brokers originated; 4,233 conventional.

- By loan type: 4,233 conventional, 1,642 FHA, 615 VA, 57 USDA.
- By purpose: 5,485 purchase, 1,062 refinance.
- 66 jumbo (above the conforming loan limit); 295 for investment properties.
- Up 24% from 2024 (5,285 loans).
- About $2.3 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 67% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Bayard Wagenseller](https://lendb.ai/lo/bayard-wagenseller-173326) (NMLS 173326)
- [Brad Miller](https://lendb.ai/lo/brad-miller-205711) (NMLS 205711)
- [Brian Beadling](https://lendb.ai/lo/brian-beadling-34562) (NMLS 34562)
- [David Gesin](https://lendb.ai/lo/david-gesin-133919) (NMLS 133919)
- [David Goodstadt](https://lendb.ai/lo/david-goodstadt-7136) (NMLS 7136)
- [Edward Williams](https://lendb.ai/lo/edward-williams-116930) (NMLS 116930)
- [Gregory Garrett](https://lendb.ai/lo/gregory-garrett-2793380) (NMLS 2793380)
- [John Lloyd](https://lendb.ai/lo/john-lloyd-137668) (NMLS 137668)
- [Joseph Raffa](https://lendb.ai/lo/joseph-raffa-108846) (NMLS 108846)
- [Lindsi Russo](https://lendb.ai/lo/lindsi-russo-1325872) (NMLS 1325872)
- [Steven Wills](https://lendb.ai/lo/steven-wills-303573) (NMLS 303573)

Cite as: LenDb.ai, https://lendb.ai/lender/emm-loans-llc-2926.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._