{
  "canonical_url": "https://lendb.ai/lender/emporium-tpo-llc-2278548",
  "summary": "Emporium TPO LLC (company NMLS 2278548) is a mortgage lender. LenDb lists 7 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 2278548,
    "slug": "emporium-tpo-llc-2278548",
    "canonical_url": "https://lendb.ai/lender/emporium-tpo-llc-2278548",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2278548",
    "name": {
      "value": "Emporium TPO LLC",
      "source": "state_regulator",
      "source_url": "https://emporiumtpo.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://emporiumtpo.com",
      "source": "state_regulator",
      "source_url": "https://emporiumtpo.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://emporiumtpo.com",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 1,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 2966,
          "by_loan_type": {
            "conventional": 2966,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 1125,
          "refinance": 1841,
          "other_purpose": 0,
          "jumbo": 203,
          "investor": 2558,
          "volume_usd": 1456110000
        },
        {
          "year": 2024,
          "loans": 2544,
          "by_loan_type": {
            "conventional": 2544,
            "fha": 0,
            "va": 0,
            "usda": 0
          },
          "purchase": 1129,
          "refinance": 1415,
          "other_purpose": 0,
          "jumbo": 261,
          "investor": 1923,
          "volume_usd": 1263280000
        }
      ],
      "top_states": [
        {
          "state": "NY",
          "loans": 532
        },
        {
          "state": "TX",
          "loans": 458
        },
        {
          "state": "CA",
          "loans": 403
        },
        {
          "state": "NJ",
          "loans": 403
        },
        {
          "state": "FL",
          "loans": 227
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 7,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1084736,
      "slug": "adrienne-johnson-1084736",
      "full_name": "Adrienne Johnson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/adrienne-johnson-1084736"
    },
    {
      "nmls_id": 428645,
      "slug": "alyssa-hutchison-428645",
      "full_name": "Alyssa Hutchison",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alyssa-hutchison-428645"
    },
    {
      "nmls_id": 1437992,
      "slug": "corey-bibb-1437992",
      "full_name": "Corey Bibb",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/corey-bibb-1437992"
    },
    {
      "nmls_id": 1863350,
      "slug": "edward-vanduren-1863350",
      "full_name": "Edward Vanduren",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/edward-vanduren-1863350"
    },
    {
      "nmls_id": 2638003,
      "slug": "heather-kottman-2638003",
      "full_name": "Heather Kottman",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/heather-kottman-2638003"
    },
    {
      "nmls_id": 605214,
      "slug": "joseph-lewandowski-605214",
      "full_name": "Joseph Lewandowski",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/joseph-lewandowski-605214"
    },
    {
      "nmls_id": 2813006,
      "slug": "matthew-kemper-2813006",
      "full_name": "Matthew Kemper",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/matthew-kemper-2813006"
    }
  ]
}