{ "canonical_url": "https://lendb.ai/lender/fay-servicing-llc-88244", "summary": "Fay Servicing, LLC (company NMLS 88244) is an independent mortgage lender. LenDb lists 19 of its loan officers, each with an individual NMLS ID, licensed states and sources.", "lender": { "nmls_id": 88244, "slug": "fay-servicing-llc-88244", "canonical_url": "https://lendb.ai/lender/fay-servicing-llc-88244", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/88244", "name": { "value": "Fay Servicing, LLC", "source": "state_regulator", "source_url": "https://www.fayservicing.com", "verified_at": "2026-10-13" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.fayservicing.com", "source": "state_regulator", "source_url": "https://www.fayservicing.com", "verified_at": "2026-10-13" }, "lo_directory_url": null, "hq_state": null, "loan_programs": { "value": [], "source": "state_regulator", "source_url": "https://www.fayservicing.com", "verified_at": "2026-10-13" }, "program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08", "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot" } ], "activity": { "source": "HMDA", "source_name": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "as_of_year": 2025, "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)", "third_party_share": 0.294, "includes_brokered": true, "years": [ { "year": 2025, "loans": 102, "by_loan_type": { "conventional": 87, "fha": 11, "va": 4, "usda": 0 }, "purchase": 16, "refinance": 86, "other_purpose": 0, "jumbo": 3, "investor": 45, "volume_usd": 29760000 }, { "year": 2024, "loans": 162, "by_loan_type": { "conventional": 162, "fha": 0, "va": 0, "usda": 0 }, "purchase": 32, "refinance": 130, "other_purpose": 0, "jumbo": 3, "investor": 161, "volume_usd": 45860000 } ], "top_states": [ { "state": "VA", "loans": 28 }, { "state": "CA", "loans": 17 }, { "state": "IL", "loans": 8 }, { "state": "TX", "loans": 8 }, { "state": "FL", "loans": 7 } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }, "loan_officer_count": 19, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-13" }, "loan_officers": [ { "nmls_id": 372914, "slug": "catherine-cooper-372914", "full_name": "Catherine Cooper", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/catherine-cooper-372914" }, { "nmls_id": 2746208, "slug": "clifford-young-2746208", "full_name": "Clifford Young", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/clifford-young-2746208" }, { "nmls_id": 2481050, "slug": "debra-torres-2481050", "full_name": "Debra Torres", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/debra-torres-2481050" }, { "nmls_id": 1013581, "slug": "donald-bradley-1013581", "full_name": "Donald Bradley", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/donald-bradley-1013581" }, { "nmls_id": 100435, "slug": "edward-fay-100435", "full_name": "Edward Fay", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/edward-fay-100435" }, { "nmls_id": 869568, "slug": "gregory-hunter-869568", "full_name": "Gregory Hunter", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/gregory-hunter-869568" }, { "nmls_id": 430014, "slug": "gregory-ligon-430014", "full_name": "Gregory Ligon", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/gregory-ligon-430014" }, { "nmls_id": 1229072, "slug": "jennifer-peine-1229072", "full_name": "Jennifer Peine", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/jennifer-peine-1229072" }, { "nmls_id": 1475051, "slug": "jonea-smith-1475051", "full_name": "Jonea Smith", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/jonea-smith-1475051" }, { "nmls_id": 298526, "slug": "joseph-kamuda-298526", "full_name": "Joseph Kamuda", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/joseph-kamuda-298526" }, { "nmls_id": 2062616, "slug": "malik-summers-2062616", "full_name": "Malik Summers", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/malik-summers-2062616" }, { "nmls_id": 63193, "slug": "matthew-donovan-63193", "full_name": "Matthew Donovan", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/matthew-donovan-63193" }, { "nmls_id": 1460942, "slug": "michael-barlow-1460942", "full_name": "Michael Barlow", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/michael-barlow-1460942" }, { "nmls_id": 1988914, "slug": "payton-odom-1988914", "full_name": "Payton Odom", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/payton-odom-1988914" }, { "nmls_id": 1036039, "slug": "ryan-finnigan-1036039", "full_name": "Ryan Finnigan", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/ryan-finnigan-1036039" }, { "nmls_id": 1035031, "slug": "ryan-tipton-1035031", "full_name": "Ryan Tipton", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/ryan-tipton-1035031" }, { "nmls_id": 2258227, "slug": "samweil-barkho-2258227", "full_name": "Samweil Barkho", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/samweil-barkho-2258227" }, { "nmls_id": 225894, "slug": "thomas-adler-225894", "full_name": "Thomas Adler", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/thomas-adler-225894" }, { "nmls_id": 2746213, "slug": "tyaela-hewitt-2746213", "full_name": "Tyaela Hewitt", "title": null, "branch_city": null, "branch_state": null, "canonical_url": "https://lendb.ai/lo/tyaela-hewitt-2746213" } ] }