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canonical_url: https://lendb.ai/lender/first-heritage-financial-llc-506371
last_verified: 2026-10-13
---

# First Heritage Financial, LLC

Company NMLS ID 506371 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/506371)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

First Heritage Financial, LLC (company NMLS 506371) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 417 home loans in 2025 (HMDA), including loans brokers originated; 255 conventional.

- By loan type: 255 conventional, 150 FHA, 8 VA, 4 USDA.
- By purpose: 382 purchase, 35 refinance.
- 0 jumbo (above the conforming loan limit); 16 for investment properties.
- Up 13% from 2024 (369 loans).
- About $98.9 million in loan amounts (HMDA reports amounts in $10,000 bands).
- 30% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Charles Werder](https://lendb.ai/lo/charles-werder-552563) (NMLS 552563)
- [Francis Kelly](https://lendb.ai/lo/francis-kelly-9425) (NMLS 9425)

Cite as: LenDb.ai, https://lendb.ai/lender/first-heritage-financial-llc-506371.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._