---
canonical_url: https://lendb.ai/lender/first-option-mortgage-llc-123411
last_verified: 2026-10-13
---

# First Option Mortgage, LLC

Company NMLS ID 123411 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/123411)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

First Option Mortgage, LLC (company NMLS 123411) is an independent mortgage lender. LenDb lists 27 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 1,733 home loans in 2025 (HMDA), 1,096 conventional.

- By loan type: 1,096 conventional, 575 FHA, 49 VA, 13 USDA.
- By purpose: 1,508 purchase, 225 refinance.
- 20 jumbo (above the conforming loan limit); 397 for investment properties.
- Down 22% from 2024 (2,216 loans).
- About $502.9 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Adriana Smith](https://lendb.ai/lo/adriana-smith-1705984) (NMLS 1705984)
- [Alice Clark](https://lendb.ai/lo/alice-clark-398878) (NMLS 398878)
- [Angel Sahagun](https://lendb.ai/lo/angel-sahagun-2504298) (NMLS 2504298)
- [Anthony Barcelo](https://lendb.ai/lo/anthony-barcelo-2275654) (NMLS 2275654)
- [Ashley Mikhaylov](https://lendb.ai/lo/ashley-mikhaylov-1303228) (NMLS 1303228)
- [Carolina Vergara](https://lendb.ai/lo/carolina-vergara-1529330) (NMLS 1529330)
- [Francisco Peguero](https://lendb.ai/lo/francisco-peguero-2406894) (NMLS 2406894)
- [gabriela sapien](https://lendb.ai/lo/gabriela-sapien-310179) (NMLS 310179)
- [Imelda Ortiz](https://lendb.ai/lo/imelda-ortiz-995530) (NMLS 995530)
- [Javier Castro](https://lendb.ai/lo/javier-castro-2185528) (NMLS 2185528)
- [Jeffrey Scott](https://lendb.ai/lo/jeffrey-scott-213274) (NMLS 213274)
- [Juan Delgado Garcia](https://lendb.ai/lo/juan-delgado-garcia-2360046) (NMLS 2360046)
- [Katharine Sacriste](https://lendb.ai/lo/katharine-sacriste-1767518) (NMLS 1767518)
- [Kiran Shah](https://lendb.ai/lo/kiran-shah-1330866) (NMLS 1330866)
- [Kurt Nikolai](https://lendb.ai/lo/kurt-nikolai-131677) (NMLS 131677)
- [Luciana Young](https://lendb.ai/lo/luciana-young-781387) (NMLS 781387)
- [Manisha Ali](https://lendb.ai/lo/manisha-ali-1789711) (NMLS 1789711)
- [Maria Rodarte](https://lendb.ai/lo/maria-rodarte-221085) (NMLS 221085)
- [Mariza Barone](https://lendb.ai/lo/mariza-barone-2531103) (NMLS 2531103)
- [Martin Lona](https://lendb.ai/lo/martin-lona-409574) (NMLS 409574)
- [Myriam Flores](https://lendb.ai/lo/myriam-flores-934618) (NMLS 934618)
- [Ned Harrison](https://lendb.ai/lo/ned-harrison-728834) (NMLS 728834)
- [Paola Colina](https://lendb.ai/lo/paola-colina-2232774) (NMLS 2232774)
- [Raheel Esmail](https://lendb.ai/lo/raheel-esmail-1196166) (NMLS 1196166)
- [Sarah Biehle](https://lendb.ai/lo/sarah-biehle-2013105) (NMLS 2013105)
- [Tracy Patterson](https://lendb.ai/lo/tracy-patterson-1119884) (NMLS 1119884)
- [Vanessa Pena](https://lendb.ai/lo/vanessa-pena-1504921) (NMLS 1504921)

Cite as: LenDb.ai, https://lendb.ai/lender/first-option-mortgage-llc-123411.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._