{
  "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
  "summary": "Flagstar Bank (company NMLS 417490) is a bank. LenDb has not loaded its loan officers yet.",
  "lender": {
    "nmls_id": 417490,
    "slug": "flagstar-bank-417490",
    "canonical_url": "https://lendb.ai/lender/flagstar-bank-417490",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/417490",
    "name": {
      "value": "Flagstar Bank",
      "source": "manual",
      "source_url": "https://www.flagstar.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "bank",
    "website": {
      "value": "https://www.flagstar.com",
      "source": "manual",
      "source_url": "https://www.flagstar.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "manual",
      "source_url": "https://www.flagstar.com",
      "verified_at": "2026-10-08"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.449,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 8384,
          "by_loan_type": {
            "conventional": 6051,
            "fha": 1706,
            "va": 564,
            "usda": 63
          },
          "purchase": 6165,
          "refinance": 1701,
          "other_purpose": 518,
          "jumbo": 436,
          "investor": 441,
          "volume_usd": 3129610000
        },
        {
          "year": 2024,
          "loans": 25891,
          "by_loan_type": {
            "conventional": 16880,
            "fha": 6543,
            "va": 2052,
            "usda": 416
          },
          "purchase": 20049,
          "refinance": 4776,
          "other_purpose": 1066,
          "jumbo": 670,
          "investor": 1975,
          "volume_usd": 8449945000
        }
      ],
      "top_states": [
        {
          "state": "MI",
          "loans": 2371
        },
        {
          "state": "TX",
          "loans": 905
        },
        {
          "state": "CA",
          "loans": 735
        },
        {
          "state": "FL",
          "loans": 658
        },
        {
          "state": "IN",
          "loans": 339
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 0,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  },
  "loan_officers": []
}