--- canonical_url: https://lendb.ai/lender/flat-branch-mortgage-inc-224149 last_verified: 2026-10-13 --- # Flat Branch Mortgage, Inc. Company NMLS ID 224149 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/224149)). FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Flat Branch Mortgage, Inc. (company NMLS 224149) is an independent mortgage lender. LenDb lists 58 of its loan officers, each with an individual NMLS ID, licensed states and sources. ## Lending activity (HMDA) Funded 15,375 home loans in 2025 (HMDA), 8,695 conventional. - By loan type: 8,695 conventional, 4,062 FHA, 1,626 VA, 992 USDA. - By purpose: 13,674 purchase, 1,608 refinance, 93 other (home improvement and other closed-end loans). - 65 jumbo (above the conforming loan limit); 436 for investment properties. - Up 11% from 2024 (13,897 loans). - About $3.7 billion in loan amounts (HMDA reports amounts in $10,000 bands). Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. ## Loan officers - [Aaron Arlington](https://lendb.ai/lo/aaron-arlington-564087) (NMLS 564087) - [Adam Lair](https://lendb.ai/lo/adam-lair-1743438) (NMLS 1743438) - [Adam Swenka](https://lendb.ai/lo/adam-swenka-932959) (NMLS 932959) - [Alicia Miller](https://lendb.ai/lo/alicia-miller-1459174) (NMLS 1459174) - [Amy Mintert](https://lendb.ai/lo/amy-mintert-2659835) (NMLS 2659835) - [Amy Pemberton](https://lendb.ai/lo/amy-pemberton-525940) (NMLS 525940) - [Andrea Spearman](https://lendb.ai/lo/andrea-spearman-2660781) (NMLS 2660781) - [Andrew Gladstone](https://lendb.ai/lo/andrew-gladstone-1803607) (NMLS 1803607) - [Andrew Kassoff](https://lendb.ai/lo/andrew-kassoff-784628) (NMLS 784628) - [Angela Baughman-Miller](https://lendb.ai/lo/angela-baughman-miller-1866815) (NMLS 1866815) - [Benjamin Young](https://lendb.ai/lo/benjamin-young-727533) (NMLS 727533) - [Blake Green](https://lendb.ai/lo/blake-green-2712879) (NMLS 2712879) - [Bo Brown](https://lendb.ai/lo/bo-brown-499414) (NMLS 499414) - [Brenn Bartz](https://lendb.ai/lo/brenn-bartz-2152796) (NMLS 2152796) - [Brian Adams](https://lendb.ai/lo/brian-adams-2447609) (NMLS 2447609) - [Carol Shadrick](https://lendb.ai/lo/carol-shadrick-155690) (NMLS 155690) - [Caroline Groves](https://lendb.ai/lo/caroline-groves-1105394) (NMLS 1105394) - [Conrad Eberhard](https://lendb.ai/lo/conrad-eberhard-419438) (NMLS 419438) - [Dennis Tate](https://lendb.ai/lo/dennis-tate-238688) (NMLS 238688) - [Diodato Vannucci](https://lendb.ai/lo/diodato-vannucci-133083) (NMLS 133083) - [Elizabeth Langston](https://lendb.ai/lo/elizabeth-langston-913580) (NMLS 913580) - [Emily Machetta](https://lendb.ai/lo/emily-machetta-1384085) (NMLS 1384085) - [Eric Hemmer](https://lendb.ai/lo/eric-hemmer-252269) (NMLS 252269) - [Ethan Wagner](https://lendb.ai/lo/ethan-wagner-492739) (NMLS 492739) - [Francisco Gaona](https://lendb.ai/lo/francisco-gaona-2504877) (NMLS 2504877) - [Gabriel Kopun](https://lendb.ai/lo/gabriel-kopun-1049369) (NMLS 1049369) - [Heather Martin](https://lendb.ai/lo/heather-martin-1297531) (NMLS 1297531) - [Hunter Randall](https://lendb.ai/lo/hunter-randall-2671476) (NMLS 2671476) - [James Dobbins](https://lendb.ai/lo/james-dobbins-1663033) (NMLS 1663033) - [Jennifer Coyle](https://lendb.ai/lo/jennifer-coyle-521200) (NMLS 521200) - [Jeremiah Lindsey](https://lendb.ai/lo/jeremiah-lindsey-1474953) (NMLS 1474953) - [Jessica Hickman](https://lendb.ai/lo/jessica-hickman-253826) (NMLS 253826) - [John Gieras](https://lendb.ai/lo/john-gieras-297182) (NMLS 297182) - [Joseph Morris](https://lendb.ai/lo/joseph-morris-423678) (NMLS 423678) - [Joshua Duda](https://lendb.ai/lo/joshua-duda-158383) (NMLS 158383) - [Kara Bradley](https://lendb.ai/lo/kara-bradley-1806796) (NMLS 1806796) - [Khary Williams](https://lendb.ai/lo/khary-williams-137788) (NMLS 137788) - [Kristine Branon](https://lendb.ai/lo/kristine-branon-894836) (NMLS 894836) - [Kyle Bradley](https://lendb.ai/lo/kyle-bradley-488324) (NMLS 488324) - [Lindsey Dehn](https://lendb.ai/lo/lindsey-dehn-1438750) (NMLS 1438750) - [Lori Hines](https://lendb.ai/lo/lori-hines-409929) (NMLS 409929) - [Lyndall Martin](https://lendb.ai/lo/lyndall-martin-2628630) (NMLS 2628630) - [Mark Godinez](https://lendb.ai/lo/mark-godinez-2008830) (NMLS 2008830) - [Mark Madison](https://lendb.ai/lo/mark-madison-2172012) (NMLS 2172012) - [Mathew Ringleb](https://lendb.ai/lo/mathew-ringleb-233614) (NMLS 233614) - [Meagen Duran](https://lendb.ai/lo/meagen-duran-1425957) (NMLS 1425957) - [Michelle Willer](https://lendb.ai/lo/michelle-willer-595462) (NMLS 595462) - [Paige Pooree](https://lendb.ai/lo/paige-pooree-1278221) (NMLS 1278221) - [Richard Lebourveau](https://lendb.ai/lo/richard-lebourveau-225655) (NMLS 225655) - [Ryan Haskell](https://lendb.ai/lo/ryan-haskell-2315926) (NMLS 2315926) - [Samuel Hickey](https://lendb.ai/lo/samuel-hickey-1449864) (NMLS 1449864) - [Shelley Rhoades](https://lendb.ai/lo/shelley-rhoades-412715) (NMLS 412715) - [Stanley Brown](https://lendb.ai/lo/stanley-brown-1417092) (NMLS 1417092) - [Taylor Nedrow](https://lendb.ai/lo/taylor-nedrow-584283) (NMLS 584283) - [Thomas Stone](https://lendb.ai/lo/thomas-stone-588863) (NMLS 588863) - [Traci Everman](https://lendb.ai/lo/traci-everman-289967) (NMLS 289967) - [Whitney Young](https://lendb.ai/lo/whitney-young-1402950) (NMLS 1402950) - [William Etters](https://lendb.ai/lo/william-etters-860005) (NMLS 860005) Cite as: LenDb.ai, https://lendb.ai/lender/flat-branch-mortgage-inc-224149. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._