{
  "canonical_url": "https://lendb.ai/lender/frandsen-bank-trust-718070",
  "summary": "Frandsen Bank & Trust (company NMLS 718070) is a bank. LenDb lists 78 of its loan officers, with branches in 4 states, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include New construction and Vacation home.",
  "lender": {
    "nmls_id": 718070,
    "slug": "frandsen-bank-trust-718070",
    "canonical_url": "https://lendb.ai/lender/frandsen-bank-trust-718070",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/718070",
    "name": {
      "value": "Frandsen Bank & Trust",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/",
      "verified_at": "2026-10-16"
    },
    "dba_names": [],
    "type": "bank",
    "website": {
      "value": "https://www.frandsenbank.com/",
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/",
      "verified_at": "2026-10-16"
    },
    "lo_directory_url": "https://www.frandsenbank.com/sitemap.xml",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "new-construction",
        "vacation-home"
      ],
      "source": "lender_site",
      "source_url": "https://www.frandsenbank.com/",
      "verified_at": "2026-10-16"
    },
    "loan_officer_count": 79,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-16"
  },
  "loan_officers": [
    {
      "nmls_id": 769561,
      "slug": "allison-burmeister-769561",
      "full_name": "Allison Burmeister",
      "title": "Assistance Vice President, Mortgage Loan Officer",
      "branch_city": "New Ulm",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/allison-burmeister-769561"
    },
    {
      "nmls_id": 1593624,
      "slug": "amy-gohlike-1593624",
      "full_name": "Amy Gohlike",
      "title": "Retail Banking Manager",
      "branch_city": "Waterville",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/amy-gohlike-1593624"
    },
    {
      "nmls_id": 2065684,
      "slug": "austin-maanum-2065684",
      "full_name": "Austin Maanum",
      "title": "Business/Ag Banker",
      "branch_city": "Clinton",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/austin-maanum-2065684"
    },
    {
      "nmls_id": 2456691,
      "slug": "bailey-ozmun-2456691",
      "full_name": "Bailey Ozmun",
      "title": "Universal Banker",
      "branch_city": "Dundas",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/bailey-ozmun-2456691"
    },
    {
      "nmls_id": 1017450,
      "slug": "brandon-heider-1017450",
      "full_name": "Brandon Heider",
      "title": "Regional President",
      "branch_city": "East Grand Forks",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/brandon-heider-1017450"
    },
    {
      "nmls_id": 769600,
      "slug": "brandon-reinarts-769600",
      "full_name": "Brandon Reinarts",
      "title": "Senior Vice President, Mortgage Banking Officer",
      "branch_city": "New Ulm",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/brandon-reinarts-769600"
    },
    {
      "nmls_id": 2124423,
      "slug": "breanna-johnson-2124423",
      "full_name": "Breanna Johnson",
      "title": "Retail Banking Manager",
      "branch_city": "Duluth",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/breanna-johnson-2124423"
    },
    {
      "nmls_id": 1011070,
      "slug": "brian-brakke-1011070",
      "full_name": "Brian Brakke",
      "title": "Bank President",
      "branch_city": "Lakeville",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/brian-brakke-1011070"
    },
    {
      "nmls_id": 2472688,
      "slug": "carter-karppinen-2472688",
      "full_name": "Carter Karppinen",
      "title": "Mortgage Banker",
      "branch_city": "Cloquet",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/carter-karppinen-2472688"
    },
    {
      "nmls_id": 769595,
      "slug": "cheri-pagnac-769595",
      "full_name": "Cheri Pagnac",
      "title": "Vice President",
      "branch_city": "Warren",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/cheri-pagnac-769595"
    },
    {
      "nmls_id": 11981,
      "slug": "chris-boelter-11981",
      "full_name": "Chris Boelter",
      "title": "Vice President, Mortgage Banking Manager",
      "branch_city": "Baxter",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/chris-boelter-11981"
    },
    {
      "nmls_id": 698014,
      "slug": "chris-nelson-698014",
      "full_name": "Chris Nelson",
      "title": "Bank President",
      "branch_city": "Pine Island",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/chris-nelson-698014"
    },
    {
      "nmls_id": 815774,
      "slug": "cole-nelson-815774",
      "full_name": "Cole Nelson",
      "title": "Vice President, Business Banking Officer",
      "branch_city": "Mankato",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/cole-nelson-815774"
    },
    {
      "nmls_id": 1377357,
      "slug": "dan-scheffler-1377357",
      "full_name": "Dan Scheffler",
      "title": "Bank President",
      "branch_city": "Dundas",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/dan-scheffler-1377357"
    },
    {
      "nmls_id": 471715,
      "slug": "dana-anderson-471715",
      "full_name": "Dana Anderson",
      "title": "Vice President, Mortgage Banker",
      "branch_city": "Vadnais Heights",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/dana-anderson-471715"
    },
    {
      "nmls_id": 769575,
      "slug": "daniel-hardel-769575",
      "full_name": "Daniel Hardel",
      "title": "Regional President, Secretary of the Board",
      "branch_city": "Montgomery",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/daniel-hardel-769575"
    },
    {
      "nmls_id": 747529,
      "slug": "danielle-brommenschenkel-747529",
      "full_name": "Danielle Brommenschenkel",
      "title": "Vice President, Business/Ag Banking Officer",
      "branch_city": "Ada",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/danielle-brommenschenkel-747529"
    },
    {
      "nmls_id": 1577011,
      "slug": "danielle-seppi-1577011",
      "full_name": "Danielle Seppi",
      "title": "Assistant Vice President, Retail Banking Manager",
      "branch_city": "Virginia",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/danielle-seppi-1577011"
    },
    {
      "nmls_id": 876441,
      "slug": "darin-jensen-876441",
      "full_name": "Darin Jensen",
      "title": "Vice President, Business/Ag Banker",
      "branch_city": "Zumbrota",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/darin-jensen-876441"
    },
    {
      "nmls_id": 1150051,
      "slug": "darrin-davis-1150051",
      "full_name": "Darrin Davis",
      "title": "Regional President",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/darrin-davis-1150051"
    },
    {
      "nmls_id": 697685,
      "slug": "david-egger-697685",
      "full_name": "David Egger",
      "title": "Vice President, Business Banking Officer",
      "branch_city": "Pine Island",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/david-egger-697685"
    },
    {
      "nmls_id": 1507737,
      "slug": "dawn-hines-1507737",
      "full_name": "Dawn Hines",
      "title": "Personal Banking Officer",
      "branch_city": "Baxter",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/dawn-hines-1507737"
    },
    {
      "nmls_id": 1169199,
      "slug": "erik-fossum-1169199",
      "full_name": "Erik Fossum",
      "title": "Business/Ag Banking Officer",
      "branch_city": "Pine City",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/erik-fossum-1169199"
    },
    {
      "nmls_id": 1330712,
      "slug": "greg-buckley-1330712",
      "full_name": "Greg Buckley",
      "title": "Market President",
      "branch_city": "Tower",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/greg-buckley-1330712"
    },
    {
      "nmls_id": 769583,
      "slug": "heather-juetten-769583",
      "full_name": "Heather Juetten",
      "title": "Assistant Vice President, Mortgage Banking Officer",
      "branch_city": "Foley",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/heather-juetten-769583"
    },
    {
      "nmls_id": 1643490,
      "slug": "heather-surla-1643490",
      "full_name": "Heather Surla",
      "title": "Mortgage Banking Officer",
      "branch_city": "Virginia",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/heather-surla-1643490"
    },
    {
      "nmls_id": 1996533,
      "slug": "jack-kons-1996533",
      "full_name": "Jack Kons",
      "title": "Business/Ag Banking Officer",
      "branch_city": "Jordan",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jack-kons-1996533"
    },
    {
      "nmls_id": 769550,
      "slug": "jackie-aker-769550",
      "full_name": "Jackie Aker",
      "title": "Mortgage Banking Officer",
      "branch_city": "East Grand Forks",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jackie-aker-769550"
    },
    {
      "nmls_id": 769591,
      "slug": "jamus-mcginnity-769591",
      "full_name": "Jamus McGinnity",
      "title": "Vice President, Business Banker",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jamus-mcginnity-769591"
    },
    {
      "nmls_id": 2471258,
      "slug": "jennifer-port-2471258",
      "full_name": "Jennifer Port",
      "title": "Retail Banking Manager",
      "branch_city": "Tower",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jennifer-port-2471258"
    },
    {
      "nmls_id": 769582,
      "slug": "jeremy-johnson-769582",
      "full_name": "Jeremy Johnson",
      "title": "Bank President",
      "branch_city": "Foley",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jeremy-johnson-769582"
    },
    {
      "nmls_id": 2149870,
      "slug": "jessica-olson-2149870",
      "full_name": "Jessica Olson",
      "title": "Retail Banking Manager",
      "branch_city": "Braham",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jessica-olson-2149870"
    },
    {
      "nmls_id": 769549,
      "slug": "john-tietz-769549",
      "full_name": "John Tietz",
      "title": "Mortgage Banker",
      "branch_city": "Montgomery",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/john-tietz-769549"
    },
    {
      "nmls_id": 442423,
      "slug": "jon-abrahamson-442423",
      "full_name": "Jon Abrahamson",
      "title": "Mortgage Officer",
      "branch_city": "Rosemount",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/jon-abrahamson-442423"
    },
    {
      "nmls_id": 400845,
      "slug": "joshua-guse-400845",
      "full_name": "Joshua Guse",
      "title": "Senior Vice President, Business Banking Officer",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/joshua-guse-400845"
    },
    {
      "nmls_id": 2471540,
      "slug": "julie-maystadt-2471540",
      "full_name": "Julie Maystadt",
      "title": "Personal Banker",
      "branch_city": "Ely",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/julie-maystadt-2471540"
    },
    {
      "nmls_id": 2789437,
      "slug": "kaitlin-girten-2789437",
      "full_name": "Kaitlin Girten",
      "title": "Retail Banking Manager",
      "branch_city": "Rosemount",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/kaitlin-girten-2789437"
    },
    {
      "nmls_id": 1960706,
      "slug": "kayla-hirschman-1960706",
      "full_name": "Kayla Hirschman",
      "title": "Business Banker",
      "branch_city": "Bird Island",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/kayla-hirschman-1960706"
    },
    {
      "nmls_id": 1003751,
      "slug": "kyle-larson-1003751",
      "full_name": "Kyle Larson",
      "title": "Bank President",
      "branch_city": "Ada",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/kyle-larson-1003751"
    },
    {
      "nmls_id": 1991339,
      "slug": "lance-elliott-1991339",
      "full_name": "Lance Elliott",
      "title": "Community Development Mortgage Banking Officer",
      "branch_city": "Vadnais Heights",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/lance-elliott-1991339"
    },
    {
      "nmls_id": 2701342,
      "slug": "logan-rivard-2701342",
      "full_name": "Logan Rivard",
      "title": "Mortgage Banker",
      "branch_city": "Lakeville",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/logan-rivard-2701342"
    },
    {
      "nmls_id": 2225375,
      "slug": "marcella-zemke-2225375",
      "full_name": "Marcella Zemke",
      "title": "Mortgage Banking Officer",
      "branch_city": "Zumbrota",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/marcella-zemke-2225375"
    },
    {
      "nmls_id": 1992228,
      "slug": "mariah-bonneville-1992228",
      "full_name": "Mariah Bonneville",
      "title": "Retail Banking Manager",
      "branch_city": "Cloquet",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/mariah-bonneville-1992228"
    },
    {
      "nmls_id": 1194174,
      "slug": "mark-seifert-1194174",
      "full_name": "Mark Seifert",
      "title": "Regional President",
      "branch_city": "Jordan",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/mark-seifert-1194174"
    },
    {
      "nmls_id": 925824,
      "slug": "matt-zebro-925824",
      "full_name": "Matt Zebro",
      "title": "Senior Vice President, Business/Ag Banking Officer",
      "branch_city": "Mankato",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/matt-zebro-925824"
    },
    {
      "nmls_id": 431569,
      "slug": "megan-dohmen-431569",
      "full_name": "Megan Dohmen",
      "title": "Vice President, Business Banker",
      "branch_city": "Vadnais Heights",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/megan-dohmen-431569"
    },
    {
      "nmls_id": 2835441,
      "slug": "meghan-carlson-2835441",
      "full_name": "Meghan Carlson",
      "title": "Retail Banking Manager",
      "branch_city": "Lakeville",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/meghan-carlson-2835441"
    },
    {
      "nmls_id": 1626525,
      "slug": "melissa-sirek-1626525",
      "full_name": "Melissa Sirek",
      "title": "Personal Banker",
      "branch_city": "Montgomery",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/melissa-sirek-1626525"
    },
    {
      "nmls_id": 769563,
      "slug": "michael-chapman-769563",
      "full_name": "Michael Chapman",
      "title": "Market President",
      "branch_city": "Lonsdale",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/michael-chapman-769563"
    },
    {
      "nmls_id": 1546522,
      "slug": "nathan-heider-1546522",
      "full_name": "Nathan Heider",
      "title": "Vice President, Business/Ag Banking Officer",
      "branch_city": "Warren",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/nathan-heider-1546522"
    },
    {
      "nmls_id": 2866782,
      "slug": "nicholas-anderson-2866782",
      "full_name": "Nicholas Anderson",
      "title": "Personal Banking Officer",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/nicholas-anderson-2866782"
    },
    {
      "nmls_id": 1377353,
      "slug": "pam-habinger-1377353",
      "full_name": "Pam Habinger",
      "title": "Vice President, Retail Banking Manager",
      "branch_city": "North Mankato",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/pam-habinger-1377353"
    },
    {
      "nmls_id": 2223773,
      "slug": "phil-lien-2223773",
      "full_name": "Phil Lien",
      "title": "Mortgage Banking Officer",
      "branch_city": "Pine Island",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/phil-lien-2223773"
    },
    {
      "nmls_id": 1199746,
      "slug": "rhea-hirsch-1199746",
      "full_name": "Rhea Hirsch",
      "title": "Mortgage Banker",
      "branch_city": "Braham",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/rhea-hirsch-1199746"
    },
    {
      "nmls_id": 2776249,
      "slug": "sara-fette-2776249",
      "full_name": "Sara Fette",
      "title": "Mortgage Banker",
      "branch_city": "North Mankato",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/sara-fette-2776249"
    },
    {
      "nmls_id": 280861,
      "slug": "sarah-kinkeade-280861",
      "full_name": "Sarah Kinkeade",
      "title": "Bank President",
      "branch_city": "Baxter",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/sarah-kinkeade-280861"
    },
    {
      "nmls_id": 2345186,
      "slug": "sarah-lindquist-2345186",
      "full_name": "Sarah Lindquist",
      "title": "Mortgage Banking Officer",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/sarah-lindquist-2345186"
    },
    {
      "nmls_id": 769623,
      "slug": "seth-zeltinger-769623",
      "full_name": "Seth Zeltinger",
      "title": "Bank President",
      "branch_city": "Braham",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/seth-zeltinger-769623"
    },
    {
      "nmls_id": 1403925,
      "slug": "shannon-martin-1403925",
      "full_name": "Shannon Martin",
      "title": "Retail Banking Manager",
      "branch_city": "Dundas",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/shannon-martin-1403925"
    },
    {
      "nmls_id": 640589,
      "slug": "sherry-goplen-640589",
      "full_name": "Sherry Goplen",
      "title": "Retail Banking Manager",
      "branch_city": "Zumbrota",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/sherry-goplen-640589"
    },
    {
      "nmls_id": 769589,
      "slug": "stacy-larson-769589",
      "full_name": "Stacy Larson",
      "title": "Vice President, Retail Banking Manager",
      "branch_city": "Forest Lake",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/stacy-larson-769589"
    },
    {
      "nmls_id": 1524681,
      "slug": "theresa-grunke-1524681",
      "full_name": "Theresa Grunke",
      "title": "Personal Banking Officer",
      "branch_city": "Fairfax",
      "branch_state": "MN",
      "canonical_url": "https://lendb.ai/lo/theresa-grunke-1524681"
    },
    {
      "nmls_id": 769546,
      "slug": "thomas-omerza-769546",
      "full_name": "Thomas Omerza",
      "title": "Mortgage Banking Officer",
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