{
  "canonical_url": "https://lendb.ai/lender/generations-home-loans-llc-252939",
  "summary": "Generations Home Loans, LLC (company NMLS 252939) is a mortgage lender. LenDb lists 3 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 252939,
    "slug": "generations-home-loans-llc-252939",
    "canonical_url": "https://lendb.ai/lender/generations-home-loans-llc-252939",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/252939",
    "name": {
      "value": "Generations Home Loans, LLC",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1069,
          "by_loan_type": {
            "conventional": 829,
            "fha": 191,
            "va": 49,
            "usda": 0
          },
          "purchase": 934,
          "refinance": 100,
          "other_purpose": 35,
          "jumbo": 40,
          "investor": 77,
          "volume_usd": 512565000
        },
        {
          "year": 2024,
          "loans": 891,
          "by_loan_type": {
            "conventional": 703,
            "fha": 134,
            "va": 54,
            "usda": 0
          },
          "purchase": 834,
          "refinance": 37,
          "other_purpose": 20,
          "jumbo": 33,
          "investor": 52,
          "volume_usd": 423715000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 509
        },
        {
          "state": "WA",
          "loans": 358
        },
        {
          "state": "OR",
          "loans": 155
        },
        {
          "state": "UT",
          "loans": 30
        },
        {
          "state": "ID",
          "loans": 6
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 3,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 448480,
      "slug": "howard-moses-448480",
      "full_name": "Howard Moses",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/howard-moses-448480"
    },
    {
      "nmls_id": 1680034,
      "slug": "martine-frey-1680034",
      "full_name": "Martine Frey",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/martine-frey-1680034"
    },
    {
      "nmls_id": 282830,
      "slug": "michael-sousa-282830",
      "full_name": "Michael Sousa",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-sousa-282830"
    }
  ]
}