{ "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427", "summary": "Golden Empire Mortgage, Inc. (company NMLS 2427) is an independent mortgage lender. LenDb lists 196 of its loan officers, with branches in 9 states, each with an individual NMLS ID, licensed states and sources.", "lender": { "nmls_id": 2427, "slug": "golden-empire-mortgage-inc-2427", "canonical_url": "https://lendb.ai/lender/golden-empire-mortgage-inc-2427", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2427", "name": { "value": "Golden Empire Mortgage, Inc.", "source": "state_regulator", "source_url": "https://www.gemcorp.com/", "verified_at": "2026-10-13" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.gemcorp.com/", "source": "state_regulator", "source_url": "https://www.gemcorp.com/", "verified_at": "2026-10-13" }, "lo_directory_url": "https://www.gemcorp.com/our-team", "hq_state": null, "loan_programs": { "value": [], "source": "state_regulator", "source_url": "https://www.gemcorp.com/", "verified_at": "2026-10-13" }, "program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08", "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot" } ], "activity": { "source": "HMDA", "source_name": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "as_of_year": 2025, "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)", "third_party_share": 0, "includes_brokered": false, "years": [ { "year": 2025, "loans": 4140, "by_loan_type": { "conventional": 2621, "fha": 1278, "va": 237, "usda": 4 }, "purchase": 3568, "refinance": 570, "other_purpose": 2, "jumbo": 73, "investor": 255, "volume_usd": 1591580000 }, { "year": 2024, "loans": 3557, "by_loan_type": { "conventional": 2264, "fha": 1091, "va": 197, "usda": 5 }, "purchase": 3194, "refinance": 359, "other_purpose": 4, "jumbo": 69, "investor": 219, "volume_usd": 1326185000 } ], "top_states": [ { "state": "CA", "loans": 3514 }, { "state": "CO", "loans": 269 }, { "state": "TX", "loans": 105 }, { "state": "OR", "loans": 98 }, { "state": "NV", "loans": 57 } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }, "loan_officer_count": 198, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-13" }, "loan_officers": [ { "nmls_id": 1654980, "slug": "adam-klein-1654980", "full_name": "Adam Klein", "title": "Loan Originator", "branch_city": "Westlake Village", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/adam-klein-1654980" }, { "nmls_id": 287916, "slug": "ahide-garcia-287916", "full_name": "Ahide Garcia", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/ahide-garcia-287916" }, { "nmls_id": 256227, "slug": "alan-osowski-256227", "full_name": "Alan Osowski", "title": "Sr Processor/Loan Originator", "branch_city": "Westlake Village", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/alan-osowski-256227" }, { "nmls_id": 234162, "slug": "alan-world-234162", "full_name": "Alan World", "title": "Branch Manager", "branch_city": "Orange", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/alan-world-234162" }, { "nmls_id": 234568, "slug": "alfonso-solis-234568", "full_name": "Alfonso Solis", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/alfonso-solis-234568" }, { "nmls_id": 1813085, "slug": "allyson-goulart-1813085", "full_name": "Allyson Goulart", "title": null, "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/allyson-goulart-1813085" }, { "nmls_id": 1238356, "slug": "amber-payne-1238356", "full_name": "Amber Payne", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/amber-payne-1238356" }, { "nmls_id": 1783026, "slug": "amy-cortes-1783026", "full_name": "Amy Cortes", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/amy-cortes-1783026" }, { "nmls_id": 2556326, "slug": "andrea-armas-2556326", "full_name": "Andrea Armas", "title": "Loan Originator", "branch_city": "Fresno", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/andrea-armas-2556326" }, { "nmls_id": 282988, "slug": "andrew-abaya-282988", "full_name": "Andrew Abaya", "title": null, "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/andrew-abaya-282988" }, { "nmls_id": 1073050, "slug": "andrew-sullivan-1073050", "full_name": "Andrew Sullivan", "title": "Loan Originator", "branch_city": "Ontario", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/andrew-sullivan-1073050" }, { "nmls_id": 639777, "slug": "angel-santiago-639777", "full_name": "Angel Santiago", "title": "Loan Originator", "branch_city": "Fresno", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/angel-santiago-639777" }, { "nmls_id": 2462183, "slug": "angie-gonzalez-2462183", "full_name": "Angie Gonzalez", "title": "Loan Officer", "branch_city": "Bakersfield", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/angie-gonzalez-2462183" }, { "nmls_id": 2301927, "slug": "anthony-a-barragan-2301927", "full_name": "Anthony A Barragan", "title": "Loan Originator", "branch_city": "Ontario", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/anthony-a-barragan-2301927" }, { "nmls_id": 468617, "slug": "anthony-corral-468617", "full_name": "Anthony Corral", "title": "Mortgage Planner", "branch_city": "Chino Hills", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/anthony-corral-468617" }, { "nmls_id": 1059347, "slug": "anthony-gonzales-1059347", "full_name": "Anthony Gonzales", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/anthony-gonzales-1059347" }, { "nmls_id": 1274020, "slug": "araceli-alonso-1274020", "full_name": "Araceli Alonso", "title": "Bilingual Mortgage Banker", "branch_city": "Camarillo", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/araceli-alonso-1274020" }, { "nmls_id": 237013, "slug": "arturo-esparza-237013", "full_name": "Arturo Esparza", "title": "Producing Branch Manager", "branch_city": "Bakersfield", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/arturo-esparza-237013" }, { "nmls_id": 284909, "slug": "audwin-mccoy-284909", "full_name": "Audwin McCoy", "title": "Loan Officer", "branch_city": "Ontario", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/audwin-mccoy-284909" }, { "nmls_id": 1593925, "slug": "austin-behic-1593925", "full_name": "Austin Behic", "title": "Loan Processor / MLO", "branch_city": "Escondido", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/austin-behic-1593925" }, { "nmls_id": 254622, "slug": "austin-bunn-254622", "full_name": "Austin Bunn", "title": null, "branch_city": "San Diego", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/austin-bunn-254622" }, { "nmls_id": 279561, "slug": "bert-aranda-279561", "full_name": "Bert Aranda", "title": "Loan Officer", "branch_city": "Santa Clarita", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/bert-aranda-279561" }, { "nmls_id": 267357, "slug": "brad-puckett-267357", "full_name": "Brad Puckett", "title": "Producing Branch Manager", "branch_city": "Elk Grove", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brad-puckett-267357" }, { "nmls_id": 2581855, "slug": "brandon-hendricks-2581855", "full_name": "Brandon Hendricks", "title": "Loan Originator", "branch_city": "Madera", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brandon-hendricks-2581855" }, { "nmls_id": 1629626, "slug": "brandy-valencia-1629626", "full_name": "Brandy Valencia", "title": "Loan Originator", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brandy-valencia-1629626" }, { "nmls_id": 296828, "slug": "brent-baker-296828", "full_name": "Brent Baker", "title": "Loan Officer", "branch_city": "Exeter", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brent-baker-296828" }, { "nmls_id": 1967281, "slug": "brett-carlile-1967281", "full_name": "Brett Carlile", "title": "Loan Officer", "branch_city": "Escondido", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brett-carlile-1967281" }, { "nmls_id": 1848333, "slug": "brianna-taff-1848333", "full_name": "Brianna Taff", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/brianna-taff-1848333" }, { "nmls_id": 2010177, "slug": "bryan-montes-2010177", "full_name": "Bryan Montes", "title": "Loan Originator", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/bryan-montes-2010177" }, { "nmls_id": 1327823, "slug": "caleb-bryant-1327823", "full_name": "Caleb 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"branch_state": "CA", "canonical_url": "https://lendb.ai/lo/corbin-claypool-1227308" }, { "nmls_id": 2675282, "slug": "corina-hernandez-2675282", "full_name": "Corina Hernandez", "title": "Office Manager/MLO", "branch_city": "Madera", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/corina-hernandez-2675282" }, { "nmls_id": 1867432, "slug": "cory-reeder-1867432", "full_name": "Cory Reeder", "title": "Loan Originator", "branch_city": "Exeter", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/cory-reeder-1867432" }, { "nmls_id": 485792, "slug": "courtney-crosley-485792", "full_name": "Courtney Crosley", "title": "Processor/Originator", "branch_city": "Bakersfield", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/courtney-crosley-485792" }, { "nmls_id": 1984636, "slug": "craig-sweeney-1984636", "full_name": "Craig Sweeney", "title": null, "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/craig-sweeney-1984636" }, { "nmls_id": 2161018, "slug": "cynthia-escobar-2161018", "full_name": "Cynthia Escobar", "title": "Loan Originator", "branch_city": "Bakersfield", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/cynthia-escobar-2161018" }, { "nmls_id": 276147, "slug": "cynthia-macnaughton-276147", "full_name": "Cynthia MacNaughton", "title": "Loan Originator", "branch_city": "Santa Clarita", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/cynthia-macnaughton-276147" }, { "nmls_id": 1844080, "slug": "cynthia-solis-1844080", "full_name": "Cynthia Solis", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/cynthia-solis-1844080" }, { "nmls_id": 2083892, "slug": "daisy-sanchez-2083892", "full_name": "Daisy Sanchez", "title": "Loan Originator", "branch_city": "West Covina", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/daisy-sanchez-2083892" }, { "nmls_id": 2213182, "slug": "danet-anderson-salazar-2213182", "full_name": "Danet Anderson-Salazar", "title": "Loan Officer", "branch_city": "Oxnard", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/danet-anderson-salazar-2213182" }, { "nmls_id": 485803, "slug": "daniel-crosley-485803", "full_name": "Daniel Crosley", "title": "Sales Manager", "branch_city": "Bakersfield", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/daniel-crosley-485803" }, { "nmls_id": 2264029, "slug": "daniel-reyes-2264029", "full_name": "Daniel Reyes", "title": "Loan Officer", "branch_city": "Kingsburg", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/daniel-reyes-2264029" }, { "nmls_id": 2634664, "slug": "david-haun-2634664", "full_name": "David Haun", "title": "Loan Originator", "branch_city": "Exeter", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/david-haun-2634664" }, { "nmls_id": 271330, "slug": "diana-stuhaan-271330", "full_name": "Diana Stuhaan", "title": "Loan Officer", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/diana-stuhaan-271330" }, { "nmls_id": 1731819, "slug": "eddy-lomeli-1731819", "full_name": "Eddy Lomeli", "title": "Loan Officer", "branch_city": "Ontario", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/eddy-lomeli-1731819" }, { "nmls_id": 2332943, "slug": "efrain-miramontes-ii-2332943", "full_name": "Efrain Miramontes II", "title": "Loan Officer", "branch_city": "San Dimas", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/efrain-miramontes-ii-2332943" }, { "nmls_id": 1482992, "slug": "elizeth-topete-1482992", "full_name": "Elizeth Topete", "title": "Loan Officer", "branch_city": "West Covina", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/elizeth-topete-1482992" }, { "nmls_id": 1442701, "slug": "emilio-cortes-1442701", "full_name": "Emilio Cortes", "title": "Loan Officer", "branch_city": "Camarillo", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/emilio-cortes-1442701" }, { "nmls_id": 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