{ "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871", "summary": "Highlands Residential Mortgage (company NMLS 134871) is an independent mortgage lender. LenDb lists 257 of its loan officers, with branches in 20 states, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include FHA loan, First-time buyer, Real estate investor, Renovation loan (203k / HomeStyle) and VA loan.", "lender": { "nmls_id": 134871, "slug": "highlands-residential-mortgage-134871", "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/134871", "name": { "value": "Highlands Residential Mortgage", "source": "lender_site", "source_url": "https://www.highlandsmortgage.com", "verified_at": "2026-10-09" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.highlandsmortgage.com", "source": "lender_site", "source_url": "https://www.highlandsmortgage.com", "verified_at": "2026-10-09" }, "lo_directory_url": "https://www.highlandsmortgage.com/find-a-loan-officer/", "hq_state": null, "loan_programs": { "value": [ "fha", "first-time-buyer", "investor", "renovation", "va", "vacation-home" ], "source": "lender_site", "source_url": "https://www.highlandsmortgage.com", "verified_at": "2026-10-09" }, "loan_officer_count": 258, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-09" }, "loan_officers": [ { "nmls_id": 143768, "slug": "david-krause-143768", "full_name": "David Krause", "title": "Sr. Loan Officer", "branch_city": "Rogers", "branch_state": "AR", "canonical_url": "https://lendb.ai/lo/david-krause-143768" }, { "nmls_id": 243638, "slug": "curt-dalpiaz-243638", "full_name": "Curt Dalpiaz", "title": "Producing Sales Manager", "branch_city": "Prescott", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/curt-dalpiaz-243638" }, { "nmls_id": 92270, "slug": "mark-henke-92270", "full_name": "Mark Henke", "title": "Loan Officer", "branch_city": "Prescott", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/mark-henke-92270" }, { "nmls_id": 151454, "slug": "shannon-dalpiaz-151454", "full_name": "Shannon Dalpiaz", "title": "Producing Sales Manager", "branch_city": "Prescott", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/shannon-dalpiaz-151454" }, { "nmls_id": 257344, "slug": "carrie-nash-257344", "full_name": "Carrie Nash", "title": "Sr. Loan Officer", "branch_city": null, "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/carrie-nash-257344" }, { "nmls_id": 257376, "slug": "cay-stull-257376", "full_name": "Cay Stull", "title": "Sr. Loan Officer", "branch_city": "Englewood", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/cay-stull-257376" }, { "nmls_id": 1255243, "slug": "david-hill-1255243", "full_name": "David Hill", "title": "Loan Officer", "branch_city": "Grand Junction", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/david-hill-1255243" }, { "nmls_id": 196575, "slug": "david-shirley-196575", "full_name": "David Shirley", "title": "Branch Manager", "branch_city": "Grand Junction", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/david-shirley-196575" }, { "nmls_id": 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"branch_city": "Grand Junction", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/matt-ehmann-2714922" }, { "nmls_id": 257313, "slug": "michael-faulkner-257313", "full_name": "Michael Faulkner", "title": "Sr. Loan Officer", "branch_city": "Englewood", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/michael-faulkner-257313" }, { "nmls_id": 940662, "slug": "nick-johnson-940662", "full_name": "Nick Johnson", "title": "Sr. Loan Officer", "branch_city": "Durango", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/nick-johnson-940662" }, { "nmls_id": 79376, "slug": "bruce-calabrese-79376", "full_name": "Bruce Calabrese", "title": "Regional Manager", "branch_city": "Bonita Springs", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/bruce-calabrese-79376" }, { "nmls_id": 370518, "slug": "carlos-coloma-370518", "full_name": "Carlos Coloma", "title": "Producing Branch Manager", "branch_city": "Coral Gables", "branch_state": "FL", "canonical_url": 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"nmls_id": 1008446, "slug": "jesus-aquino-1008446", "full_name": "Jay Aquino", "title": "Loan Officer Assistant", "branch_city": "Miramar", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/jesus-aquino-1008446" }, { "nmls_id": 174476, "slug": "lisa-lombardi-174476", "full_name": "Lisa Lombardi", "title": "Loan Officer", "branch_city": "Coral Gables", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/lisa-lombardi-174476" }, { "nmls_id": 323182, "slug": "lourdes-alonso-323182", "full_name": "Lourdes Alonso", "title": "Loan Originator", "branch_city": "Coral Gables", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/lourdes-alonso-323182" }, { "nmls_id": 332418, "slug": "marietta-williams-332418", "full_name": "Marietta Williams", "title": "Sr. Loan Officer", "branch_city": "Coral Gables", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/marietta-williams-332418" }, { "nmls_id": 2882004, "slug": "patrick-de-mosteyrin-2882004", "full_name": 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"branch_state": "ID", "canonical_url": "https://lendb.ai/lo/amber-keeton-2583818" }, { "nmls_id": 22350, "slug": "karl-bowcutt-22350", "full_name": "Karl Bowcutt", "title": "Branch Manager", "branch_city": "Idaho Falls", "branch_state": "ID", "canonical_url": "https://lendb.ai/lo/karl-bowcutt-22350" }, { "nmls_id": 1330075, "slug": "keelan-harvey-1330075", "full_name": "Keelan Harvey", "title": "Branch Manager", "branch_city": "Coeur D Alene", "branch_state": "ID", "canonical_url": "https://lendb.ai/lo/keelan-harvey-1330075" }, { "nmls_id": 1100122, "slug": "sean-cramer-1100122", "full_name": "Sean Cramer", "title": "SVP Northwest Regional Manager", "branch_city": "Coeur d'Alene", "branch_state": "ID", "canonical_url": "https://lendb.ai/lo/sean-cramer-1100122" }, { "nmls_id": 1824008, "slug": "timmery-sampson-1824008", "full_name": "Timmery Sampson", "title": "Sr. Loan Officer", "branch_city": "Idaho Falls", "branch_state": "ID", "canonical_url": 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"full_name": "Chris Fratta", "title": "Sales Manager/Loan Officer", "branch_city": "Baltimore", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/john-fratta-196522" }, { "nmls_id": 2221095, "slug": "heath-thomas-2221095", "full_name": "Heath Thomas Jr.", "title": "Loan Officer", "branch_city": "Baltimore", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/heath-thomas-2221095" }, { "nmls_id": 131444, "slug": "christian-niendorf-131444", "full_name": "Christian Niendorf", "title": "Sr. Loan Officer", "branch_city": "Brighton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/christian-niendorf-131444" }, { "nmls_id": 311342, "slug": "david-saylor-311342", "full_name": "Dave Saylor", "title": "Sr. Loan Officer", "branch_city": "Brighton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/david-saylor-311342" }, { "nmls_id": 189284, "slug": "david-jackson-189284", "full_name": "David Jackson", "title": "Vice President/ Area Sales Manager", "branch_city": "Grand Rapids", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/david-jackson-189284" }, { "nmls_id": 168883, "slug": "jennifer-coppola-168883", "full_name": "Jennifer Coppola", "title": "VP Area Manager/Sr. Loan Officer", "branch_city": "Brighton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jennifer-coppola-168883" }, { "nmls_id": 1283419, "slug": "alexander-carriker-1283419", "full_name": "Alex Carriker", "title": "Branch Manager", "branch_city": "Springfield", "branch_state": "MO", "canonical_url": "https://lendb.ai/lo/alexander-carriker-1283419" }, { "nmls_id": 558932, "slug": "chad-noble-558932", "full_name": "Chad Noble", "title": "Area Sales Manager", "branch_city": "Springfield", "branch_state": "MO", "canonical_url": "https://lendb.ai/lo/chad-noble-558932" }, { "nmls_id": 1851860, "slug": "diana-tsunovska-1851860", "full_name": "Diana Tsunovska", "title": "Loan Officer", "branch_city": "Branson", "branch_state": "MO", "canonical_url": "https://lendb.ai/lo/diana-tsunovska-1851860" }, { "nmls_id": 264153, "slug": "erich-edwards-264153", "full_name": "Erich Edwards", "title": "Branch Manager", "branch_city": "Branson", "branch_state": "MO", "canonical_url": "https://lendb.ai/lo/erich-edwards-264153" }, { "nmls_id": 2285985, "slug": "justin-coffer-2285985", "full_name": "Justin Coffer", "title": "Loan Officer", "branch_city": "Springfield", "branch_state": "MO", "canonical_url": "https://lendb.ai/lo/justin-coffer-2285985" }, { "nmls_id": 108159, "slug": "andrew-aaron-108159", "full_name": "Andrew Aaron", "title": "Loan Officer", "branch_city": "Hickory", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/andrew-aaron-108159" }, { "nmls_id": 721423, "slug": "andy-dodge-721423", "full_name": "Andy Dodge", "title": "Branch Manager", "branch_city": "Greensboro", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/andy-dodge-721423" }, { "nmls_id": 92328, "slug": "elizabeth-smyth-92328", "full_name": "Ashleigh Smyth", "title": "Sr. Loan Officer", "branch_city": "Charlotte", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/elizabeth-smyth-92328" }, { "nmls_id": 112593, "slug": "carole-york-112593", "full_name": "Carole York", "title": "Loan Officer", "branch_city": "Hendersonville", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/carole-york-112593" }, { "nmls_id": 485895, "slug": "daniel-mccoy-485895", "full_name": "Daniel McCoy", "title": "Regional Constructing Lending Manager", "branch_city": "Greensboro", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/daniel-mccoy-485895" }, { "nmls_id": 485898, "slug": "danny-mccoy-485898", "full_name": "Danny McCoy", "title": "Sales Manager", "branch_city": "Greensboro", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/danny-mccoy-485898" }, { "nmls_id": 2099884, "slug": "gena-baxley-2099884", "full_name": "Gena Baxley", "title": "Loan Officer Assistant", "branch_city": 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