---
canonical_url: https://lendb.ai/lender/instamortgage-inc-1035734
last_verified: 2026-10-13
---

# InstaMortgage Inc.

Company NMLS ID 1035734 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1035734)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

InstaMortgage Inc. (company NMLS 1035734) is an independent mortgage lender. LenDb lists 38 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.

## About

InstaMortgage Inc. is a mortgage company based in San Jose, California. It offers conventional, government-backed (FHA, VA and USDA), reverse, commercial and HELOC loans. It is immigrant-led and minority-owned.

Source: [the lender's own page](https://instamortgage.com/why-instamortgage/).

## State licenses (regulator records)

LenDb has company license records from these state regulators. A state not listed is not known either way.

- Florida (Mortgage Lender, Approved): [source](https://flofr.gov/education/public-information/registration-data-download)
- Texas (Mortgage Company License, Approved): [source](https://www.sml.texas.gov/)

## Loan officers by licensed state

- Texas: 13
- Florida: 9
- New York: 2
- California: 1
- District of Columbia: 1
- Maryland: 1
- Virginia: 1

## Languages its loan officers list

- Korean (1)

## Lending activity (HMDA)

Funded 256 home loans in 2025 (HMDA), 184 conventional.

- By loan type: 184 conventional, 49 FHA, 23 VA.
- By purpose: 192 purchase, 64 refinance.
- 1 jumbo (above the conforming loan limit); 34 for investment properties.
- Up 90% from 2024 (135 loans).
- About $116.5 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Erin Allan](https://lendb.ai/lo/erin-allan-1889743) (NMLS 1889743), San Jose, CA
- [Insu Kim](https://lendb.ai/lo/insu-kim-228010) (NMLS 228010), San Jose, CA
- [JanChase Charifa](https://lendb.ai/lo/jan-chase-charifa-1108326) (NMLS 1108326), San Jose, CA
- [Jen Sawaya](https://lendb.ai/lo/jen-sawaya-2689608) (NMLS 2689608), Mortgage Banker, San Jose, CA
- [Sal Ali](https://lendb.ai/lo/saleem-ali-1445294) (NMLS 1445294), Dallas, TX
- [Amy Cheng](https://lendb.ai/lo/amy-cheng-2439313) (NMLS 2439313)
- [Amy Gustin](https://lendb.ai/lo/amy-gustin-2322753) (NMLS 2322753)
- [Andy Christian](https://lendb.ai/lo/anant-christian-298541) (NMLS 298541), Home Loan Strategist
- [Anthony Narag](https://lendb.ai/lo/anthony-narag-1188800) (NMLS 1188800)
- [Antoine Loubeau](https://lendb.ai/lo/antoine-loubeau-479857) (NMLS 479857)
- [April Brown](https://lendb.ai/lo/april-brown-205209) (NMLS 205209)
- [Beatriz Zuluaga](https://lendb.ai/lo/beatriz-zuluaga-2582217) (NMLS 2582217)
- [Behzad Hamidi](https://lendb.ai/lo/behzad-hamidi-1942577) (NMLS 1942577)
- [Bianca Pourshahbazi](https://lendb.ai/lo/bianca-pourshahbazi-286544) (NMLS 286544)
- [Bob Brickman](https://lendb.ai/lo/bob-brickman-176168) (NMLS 176168)
- [Craig Jenkins](https://lendb.ai/lo/craig-jenkins-197149) (NMLS 197149)
- [Dan Ali](https://lendb.ai/lo/dan-ali-225882) (NMLS 225882)
- [Daniel Freshley](https://lendb.ai/lo/daniel-freshley-196245) (NMLS 196245)
- [Danny Kim](https://lendb.ai/lo/daniel-kim-29351) (NMLS 29351)
- [Erasmo Menchaca](https://lendb.ai/lo/erasmo-menchaca-2130676) (NMLS 2130676)
- [Giovanni Valdez](https://lendb.ai/lo/giovanni-valdez-1262919) (NMLS 1262919)
- [Jim Vandegriff](https://lendb.ai/lo/james-vandegriff-178470) (NMLS 178470)
- [Jim Yun](https://lendb.ai/lo/jim-yun-196936) (NMLS 196936)
- [Jodi Snyder](https://lendb.ai/lo/jodi-snyder-198672) (NMLS 198672)
- [John Castillo](https://lendb.ai/lo/john-castillo-1205328) (NMLS 1205328)
- [Joseph Luis Campos](https://lendb.ai/lo/joseph-luis-campos-1802401) (NMLS 1802401)
- [Jun W. Bae](https://lendb.ai/lo/jun-bae-178471) (NMLS 178471)
- [Keith Jacobs](https://lendb.ai/lo/keith-jacobs-524542) (NMLS 524542)
- [Kevin Brentley](https://lendb.ai/lo/kevin-brentley-953572) (NMLS 953572)
- [Luis J Campos](https://lendb.ai/lo/luis-j-campos-71190) (NMLS 71190)
- [Mark Montgomery](https://lendb.ai/lo/mark-montgomery-1451566) (NMLS 1451566)
- [Perry Trotter](https://lendb.ai/lo/perry-trotter-708039) (NMLS 708039)
- [Prasanna Rangaswamy](https://lendb.ai/lo/prasanna-rangaswamy-1314117) (NMLS 1314117)
- [Rafael Camacho](https://lendb.ai/lo/jesus-camacho-1843036) (NMLS 1843036)
- [Reynaldo Rojas](https://lendb.ai/lo/reynaldo-rojas-1604761) (NMLS 1604761)
- [Samantha Huffman](https://lendb.ai/lo/samantha-huffman-1266567) (NMLS 1266567)
- [Shahnawaz Hassam](https://lendb.ai/lo/shahnawaz-hassam-2690741) (NMLS 2690741)
- [Shashank Shekhar](https://lendb.ai/lo/shashank-shekhar-8176) (NMLS 8176)

Cite as: LenDb.ai, https://lendb.ai/lender/instamortgage-inc-1035734.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._