{
  "canonical_url": "https://lendb.ai/lender/intercoastal-mortgage-llc-56323",
  "summary": "Intercoastal Mortgage, LLC (company NMLS 56323) is an independent mortgage lender. LenDb lists 67 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 56323,
    "slug": "intercoastal-mortgage-llc-56323",
    "canonical_url": "https://lendb.ai/lender/intercoastal-mortgage-llc-56323",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/56323",
    "name": {
      "value": "Intercoastal Mortgage, LLC",
      "source": "state_regulator",
      "source_url": "https://intercoastalmortgage.com/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://intercoastalmortgage.com/",
      "source": "state_regulator",
      "source_url": "https://intercoastalmortgage.com/",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://intercoastalmortgage.com/meet-the-team/",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://intercoastalmortgage.com/",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 2646,
          "by_loan_type": {
            "conventional": 1909,
            "fha": 291,
            "va": 441,
            "usda": 5
          },
          "purchase": 2398,
          "refinance": 240,
          "other_purpose": 8,
          "jumbo": 113,
          "investor": 155,
          "volume_usd": 1356130000
        },
        {
          "year": 2024,
          "loans": 2878,
          "by_loan_type": {
            "conventional": 2072,
            "fha": 373,
            "va": 428,
            "usda": 5
          },
          "purchase": 2697,
          "refinance": 180,
          "other_purpose": 1,
          "jumbo": 86,
          "investor": 158,
          "volume_usd": 1386590000
        }
      ],
      "top_states": [
        {
          "state": "VA",
          "loans": 1359
        },
        {
          "state": "NC",
          "loans": 400
        },
        {
          "state": "WV",
          "loans": 210
        },
        {
          "state": "SC",
          "loans": 180
        },
        {
          "state": "MD",
          "loans": 171
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 67,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 2751496,
      "slug": "george-salme-2751496",
      "full_name": "George Salme",
      "title": "Loan Officer",
      "branch_city": "Reston",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/george-salme-2751496"
    },
    {
      "nmls_id": 2828746,
      "slug": "ryan-rundle-2828746",
      "full_name": "Ryan Rundle",
      "title": "Loan Officer",
      "branch_city": "Fairmont",
      "branch_state": "WV",
      "canonical_url": "https://lendb.ai/lo/ryan-rundle-2828746"
    },
    {
      "nmls_id": 1566030,
      "slug": "alanna-hantho-1566030",
      "full_name": "Alanna Hantho",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alanna-hantho-1566030"
    },
    {
      "nmls_id": 1707927,
      "slug": "alec-gagne-1707927",
      "full_name": "Alec Gagne",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alec-gagne-1707927"
    },
    {
      "nmls_id": 870609,
      "slug": "alexander-norcini-870609",
      "full_name": "Alex Norcini",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alexander-norcini-870609"
    },
    {
      "nmls_id": 431133,
      "slug": "angela-gansor-431133",
      "full_name": "Angela Gansor",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/angela-gansor-431133"
    },
    {
      "nmls_id": 763411,
      "slug": "ari-meltzer-763411",
      "full_name": "Ari Meltzer",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ari-meltzer-763411"
    },
    {
      "nmls_id": 188338,
      "slug": "bruce-gordon-188338",
      "full_name": "Bruce Gordon",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/bruce-gordon-188338"
    },
    {
      "nmls_id": 476398,
      "slug": "chris-clark-476398",
      "full_name": "Chris Clark",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/chris-clark-476398"
    },
    {
      "nmls_id": 376832,
      "slug": "chris-goodman-376832",
      "full_name": "Chris Goodman",
      "title": "AVP, Team Production Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/chris-goodman-376832"
    },
    {
      "nmls_id": 1233724,
      "slug": "christopher-kearney-1233724",
      "full_name": "Chris Kearney",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/christopher-kearney-1233724"
    },
    {
      "nmls_id": 189915,
      "slug": "charles-reed-189915",
      "full_name": "Chuck Reed",
      "title": "Branch Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/charles-reed-189915"
    },
    {
      "nmls_id": 393320,
      "slug": "cynthia-cyr-bishop-393320",
      "full_name": "Cindy Cyr-Bishop",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/cynthia-cyr-bishop-393320"
    },
    {
      "nmls_id": 322281,
      "slug": "daniel-sconce-322281",
      "full_name": "Daniel Sconce",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/daniel-sconce-322281"
    },
    {
      "nmls_id": 493928,
      "slug": "dave-kalinock-493928",
      "full_name": "Dave Kalinock",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/dave-kalinock-493928"
    },
    {
      "nmls_id": 485072,
      "slug": "derek-cooper-485072",
      "full_name": "Derek Cooper",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/derek-cooper-485072"
    },
    {
      "nmls_id": 2699160,
      "slug": "edwin-lopez-2699160",
      "full_name": "Edwin Lopez",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/edwin-lopez-2699160"
    },
    {
      "nmls_id": 1325664,
      "slug": "eric-gillespie-1325664",
      "full_name": "Eric Gillespie",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/eric-gillespie-1325664"
    },
    {
      "nmls_id": 2826073,
      "slug": "evan-renner-2826073",
      "full_name": "Evan Renner",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/evan-renner-2826073"
    },
    {
      "nmls_id": 2827227,
      "slug": "evan-treese-2827227",
      "full_name": "Evan Treese",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/evan-treese-2827227"
    },
    {
      "nmls_id": 192779,
      "slug": "greg-protiva-192779",
      "full_name": "Greg Protiva",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/greg-protiva-192779"
    },
    {
      "nmls_id": 2826531,
      "slug": "jack-nicolai-2826531",
      "full_name": "Jack Nicolai",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jack-nicolai-2826531"
    },
    {
      "nmls_id": 790483,
      "slug": "jason-banks-790483",
      "full_name": "Jason Banks",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jason-banks-790483"
    },
    {
      "nmls_id": 391282,
      "slug": "jawad-hamandi-391282",
      "full_name": "Jawad Hamandi",
      "title": "Branch Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jawad-hamandi-391282"
    },
    {
      "nmls_id": 218698,
      "slug": "jeffrey-divack-218698",
      "full_name": "Jeff Divack",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jeffrey-divack-218698"
    },
    {
      "nmls_id": 192988,
      "slug": "jennifer-foley-192988",
      "full_name": "Jennifer Foley",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jennifer-foley-192988"
    },
    {
      "nmls_id": 220745,
      "slug": "james-maghan-220745",
      "full_name": "Jim Maghan",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/james-maghan-220745"
    },
    {
      "nmls_id": 582101,
      "slug": "joseph-miller-582101",
      "full_name": "Joe Miller",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/joseph-miller-582101"
    },
    {
      "nmls_id": 2544471,
      "slug": "john-barrs-2544471",
      "full_name": "John Barrs",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-barrs-2544471"
    },
    {
      "nmls_id": 1300973,
      "slug": "john-hockman-1300973",
      "full_name": "John Hockman",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-hockman-1300973"
    },
    {
      "nmls_id": 1094362,
      "slug": "john-kinzer-1094362",
      "full_name": "John Kinzer",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-kinzer-1094362"
    },
    {
      "nmls_id": 2781628,
      "slug": "jordan-black-2781628",
      "full_name": "Jordan Black",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jordan-black-2781628"
    },
    {
      "nmls_id": 1560207,
      "slug": "jordan-warren-1560207",
      "full_name": "Jordan Warren",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jordan-warren-1560207"
    },
    {
      "nmls_id": 187847,
      "slug": "josh-cilman-187847",
      "full_name": "Josh Cilman",
      "title": "Executive Vice President",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/josh-cilman-187847"
    },
    {
      "nmls_id": 335554,
      "slug": "joshua-turner-335554",
      "full_name": "Josh Turner",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/joshua-turner-335554"
    },
    {
      "nmls_id": 1413302,
      "slug": "john-hockman-1413302",
      "full_name": "JT Hockman",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-hockman-1413302"
    },
    {
      "nmls_id": 245942,
      "slug": "karen-crane-245942",
      "full_name": "Karen \"KC\" Crane",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/karen-crane-245942"
    },
    {
      "nmls_id": 838973,
      "slug": "keith-harris-838973",
      "full_name": "Keith Harris",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/keith-harris-838973"
    },
    {
      "nmls_id": 206078,
      "slug": "kelly-megivern-206078",
      "full_name": "Kelly Megivern",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kelly-megivern-206078"
    },
    {
      "nmls_id": 564183,
      "slug": "kimberly-barnum-564183",
      "full_name": "Kim Barnum",
      "title": "Regional Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kimberly-barnum-564183"
    },
    {
      "nmls_id": 187714,
      "slug": "kristina-o-neill-187714",
      "full_name": "Kristina O'Neill",
      "title": "Branch Manager & Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kristina-o-neill-187714"
    },
    {
      "nmls_id": 493994,
      "slug": "kyle-jessop-493994",
      "full_name": "Kyle Jessop",
      "title": "Branch Manager, Vice President",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kyle-jessop-493994"
    },
    {
      "nmls_id": 397092,
      "slug": "lee-pelham-397092",
      "full_name": "Lee Pelham",
      "title": "Branch Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lee-pelham-397092"
    },
    {
      "nmls_id": 1102107,
      "slug": "lindsay-marsengill-1102107",
      "full_name": "Lindsay Marsengill",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lindsay-marsengill-1102107"
    },
    {
      "nmls_id": 84897,
      "slug": "matthew-fitzgerald-84897",
      "full_name": "Matty Fitzgerald",
      "title": "Regional Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/matthew-fitzgerald-84897"
    },
    {
      "nmls_id": 659123,
      "slug": "mike-sabido-659123",
      "full_name": "Mike Sabido",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mike-sabido-659123"
    },
    {
      "nmls_id": 219034,
      "slug": "michael-westbrook-219034",
      "full_name": "Mike Westbrook",
      "title": "Branch Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-westbrook-219034"
    },
    {
      "nmls_id": 248295,
      "slug": "mya-tran-harter-248295",
      "full_name": "Mya Tran-Harter",
      "title": "SVP, Sales Manager/Construction",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mya-tran-harter-248295"
    },
    {
      "nmls_id": 574764,
      "slug": "pat-mcgloon-574764",
      "full_name": "Pat McGloon",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/pat-mcgloon-574764"
    },
    {
      "nmls_id": 185790,
      "slug": "penny-lacuesta-185790",
      "full_name": "Penny LaCuesta",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/penny-lacuesta-185790"
    },
    {
      "nmls_id": 184904,
      "slug": "renee-komondy-184904",
      "full_name": "Renee Komondy",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/renee-komondy-184904"
    },
    {
      "nmls_id": 221300,
      "slug": "richard-hearn-221300",
      "full_name": "Richard Hearn",
      "title": "Senior Loan Officer, Executive Leadership Coach",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/richard-hearn-221300"
    },
    {
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      "slug": "robert-ross-189110",
      "full_name": "Rob Ross",
      "title": "EVP, Production Manager",
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      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/robert-ross-189110"
    },
    {
      "nmls_id": 790493,
      "slug": "robert-suling-790493",
      "full_name": "Rob Suling",
      "title": "Sales Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/robert-suling-790493"
    },
    {
      "nmls_id": 1849063,
      "slug": "ryan-ford-1849063",
      "full_name": "Ryan Ford",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ryan-ford-1849063"
    },
    {
      "nmls_id": 240685,
      "slug": "sandra-potterfield-240685",
      "full_name": "Sandra Potterfield",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sandra-potterfield-240685"
    },
    {
      "nmls_id": 659100,
      "slug": "sandy-lopez-659100",
      "full_name": "Sandy Lopez",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sandy-lopez-659100"
    },
    {
      "nmls_id": 449561,
      "slug": "scott-stephens-449561",
      "full_name": "Scott Stephens",
      "title": "Senior Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/scott-stephens-449561"
    },
    {
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      "slug": "sebastian-rivera-190984",
      "full_name": "Sebastian Rivera",
      "title": "VP, Sales Manager",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sebastian-rivera-190984"
    },
    {
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      "slug": "stephanie-rothe-688496",
      "full_name": "Stephanie Rothe",
      "title": "Loan Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/stephanie-rothe-688496"
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