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canonical_url: https://lendb.ai/lender/jmac-lending-inc-53112
last_verified: 2026-10-13
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# JMAC Lending, Inc.

Company NMLS ID 53112 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/53112)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

JMAC Lending, Inc. (company NMLS 53112) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 5,350 home loans in 2025 (HMDA), including loans brokers originated; 3,681 conventional.

- By loan type: 3,681 conventional, 1,391 FHA, 241 VA, 37 USDA.
- By purpose: 4,095 purchase, 1,255 refinance.
- 184 jumbo (above the conforming loan limit); 821 for investment properties.
- Up 78% from 2024 (3,000 loans).
- About $2.4 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 99% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [John Spannagel](https://lendb.ai/lo/john-spannagel-173039) (NMLS 173039)
- [Mai Pham](https://lendb.ai/lo/mai-pham-56031) (NMLS 56031)

Cite as: LenDb.ai, https://lendb.ai/lender/jmac-lending-inc-53112.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._