{
  "canonical_url": "https://lendb.ai/lender/kbhs-home-loans-llc-1542802",
  "summary": "KBHS Home Loans, LLC (company NMLS 1542802) is a mortgage lender. LenDb lists 40 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 1542802,
    "slug": "kbhs-home-loans-llc-1542802",
    "canonical_url": "https://lendb.ai/lender/kbhs-home-loans-llc-1542802",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1542802",
    "name": {
      "value": "KBHS Home Loans, LLC",
      "source": "state_regulator",
      "source_url": "https://www.kbhshomeloans.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://www.kbhshomeloans.com",
      "source": "state_regulator",
      "source_url": "https://www.kbhshomeloans.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.kbhshomeloans.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 8821,
          "by_loan_type": {
            "conventional": 4274,
            "fha": 3424,
            "va": 1111,
            "usda": 12
          },
          "purchase": 8815,
          "refinance": 6,
          "other_purpose": 0,
          "jumbo": 7,
          "investor": 324,
          "volume_usd": 3505585000
        },
        {
          "year": 2024,
          "loans": 10309,
          "by_loan_type": {
            "conventional": 5405,
            "fha": 3632,
            "va": 1261,
            "usda": 11
          },
          "purchase": 10306,
          "refinance": 3,
          "other_purpose": 0,
          "jumbo": 18,
          "investor": 305,
          "volume_usd": 4103845000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 2250
        },
        {
          "state": "CA",
          "loans": 2009
        },
        {
          "state": "FL",
          "loans": 1371
        },
        {
          "state": "AZ",
          "loans": 982
        },
        {
          "state": "NV",
          "loans": 905
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 40,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 609893,
      "slug": "andrew-hylton-609893",
      "full_name": "Andrew Hylton",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/andrew-hylton-609893"
    },
    {
      "nmls_id": 232926,
      "slug": "andrew-taylor-232926",
      "full_name": "Andrew Taylor",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/andrew-taylor-232926"
    },
    {
      "nmls_id": 832205,
      "slug": "anita-mendoza-832205",
      "full_name": "Anita Mendoza",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/anita-mendoza-832205"
    },
    {
      "nmls_id": 2027273,
      "slug": "brian-lou-2027273",
      "full_name": "Brian Lou",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brian-lou-2027273"
    },
    {
      "nmls_id": 259019,
      "slug": "brian-thomson-259019",
      "full_name": "Brian Thomson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brian-thomson-259019"
    },
    {
      "nmls_id": 404115,
      "slug": "brooke-schrader-404115",
      "full_name": "Brooke Schrader",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brooke-schrader-404115"
    },
    {
      "nmls_id": 302478,
      "slug": "christopher-goodwin-302478",
      "full_name": "Christopher Goodwin",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/christopher-goodwin-302478"
    },
    {
      "nmls_id": 1202562,
      "slug": "cortney-gil-1202562",
      "full_name": "Cortney Gil",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/cortney-gil-1202562"
    },
    {
      "nmls_id": 266235,
      "slug": "cory-fowler-266235",
      "full_name": "Cory Fowler",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/cory-fowler-266235"
    },
    {
      "nmls_id": 289501,
      "slug": "denise-morris-289501",
      "full_name": "Denise Morris",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/denise-morris-289501"
    },
    {
      "nmls_id": 758026,
      "slug": "diana-fernandez-758026",
      "full_name": "Diana Fernandez",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/diana-fernandez-758026"
    },
    {
      "nmls_id": 340113,
      "slug": "erick-elson-340113",
      "full_name": "Erick Elson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/erick-elson-340113"
    },
    {
      "nmls_id": 472624,
      "slug": "george-atkinson-472624",
      "full_name": "George Atkinson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/george-atkinson-472624"
    },
    {
      "nmls_id": 311051,
      "slug": "jaime-goss-311051",
      "full_name": "Jaime Goss",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jaime-goss-311051"
    },
    {
      "nmls_id": 1118277,
      "slug": "jared-jacobs-1118277",
      "full_name": "Jared Jacobs",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jared-jacobs-1118277"
    },
    {
      "nmls_id": 2053012,
      "slug": "jasmine-moore-2053012",
      "full_name": "Jasmine Moore",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jasmine-moore-2053012"
    },
    {
      "nmls_id": 1863116,
      "slug": "jeronimo-cavazos-romero-1863116",
      "full_name": "Jeronimo Cavazos Romero",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jeronimo-cavazos-romero-1863116"
    },
    {
      "nmls_id": 208620,
      "slug": "jorge-ramon-208620",
      "full_name": "Jorge Ramon",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jorge-ramon-208620"
    },
    {
      "nmls_id": 1380995,
      "slug": "julie-mcclary-geiger-1380995",
      "full_name": "Julie McClary Geiger",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/julie-mcclary-geiger-1380995"
    },
    {
      "nmls_id": 422061,
      "slug": "lauren-brennan-422061",
      "full_name": "Lauren Brennan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lauren-brennan-422061"
    },
    {
      "nmls_id": 246917,
      "slug": "lisa-swarts-246917",
      "full_name": "Lisa Swarts",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lisa-swarts-246917"
    },
    {
      "nmls_id": 383836,
      "slug": "marla-jenssen-383836",
      "full_name": "Marla Jenssen",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/marla-jenssen-383836"
    },
    {
      "nmls_id": 1531293,
      "slug": "meghan-zamarripa-1531293",
      "full_name": "Meghan Zamarripa",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/meghan-zamarripa-1531293"
    },
    {
      "nmls_id": 1165048,
      "slug": "michael-black-1165048",
      "full_name": "Michael Black",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-black-1165048"
    },
    {
      "nmls_id": 364861,
      "slug": "michael-stephan-364861",
      "full_name": "Michael Stephan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-stephan-364861"
    },
    {
      "nmls_id": 246925,
      "slug": "michelle-kreger-246925",
      "full_name": "Michelle Kreger",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michelle-kreger-246925"
    },
    {
      "nmls_id": 248958,
      "slug": "miguel-astudillo-248958",
      "full_name": "Miguel Astudillo",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/miguel-astudillo-248958"
    },
    {
      "nmls_id": 1450354,
      "slug": "mireya-napoles-1450354",
      "full_name": "Mireya Napoles",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/mireya-napoles-1450354"
    },
    {
      "nmls_id": 1005064,
      "slug": "nicol-robinson-1005064",
      "full_name": "Nicol Robinson",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nicol-robinson-1005064"
    },
    {
      "nmls_id": 1012441,
      "slug": "ray-horton-1012441",
      "full_name": "Ray Horton",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ray-horton-1012441"
    },
    {
      "nmls_id": 1461941,
      "slug": "richard-morgan-1461941",
      "full_name": "Richard Morgan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/richard-morgan-1461941"
    },
    {
      "nmls_id": 1314728,
      "slug": "sapna-patel-1314728",
      "full_name": "Sapna Patel",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/sapna-patel-1314728"
    },
    {
      "nmls_id": 179643,
      "slug": "shelby-mumman-179643",
      "full_name": "Shelby Mumman",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/shelby-mumman-179643"
    },
    {
      "nmls_id": 935071,
      "slug": "shomari-franks-935071",
      "full_name": "Shomari Franks",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/shomari-franks-935071"
    },
    {
      "nmls_id": 1115786,
      "slug": "susan-thomas-1115786",
      "full_name": "Susan Thomas",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/susan-thomas-1115786"
    },
    {
      "nmls_id": 621564,
      "slug": "tanya-russell-621564",
      "full_name": "Tanya Russell",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/tanya-russell-621564"
    },
    {
      "nmls_id": 472237,
      "slug": "timothy-hopkins-472237",
      "full_name": "Timothy Hopkins",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/timothy-hopkins-472237"
    },
    {
      "nmls_id": 239793,
      "slug": "timothy-joslin-239793",
      "full_name": "Timothy Joslin",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/timothy-joslin-239793"
    },
    {
      "nmls_id": 401879,
      "slug": "victoria-novotny-401879",
      "full_name": "Victoria Novotny",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/victoria-novotny-401879"
    },
    {
      "nmls_id": 654173,
      "slug": "william-seaux-654173",
      "full_name": "William Seaux",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/william-seaux-654173"
    }
  ]
}