---
canonical_url: https://lendb.ai/lender/kind-lending-3925
last_verified: 2026-10-13
---

# Kind Lending, LLC

Company NMLS ID 3925 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3925)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Kind Lending, LLC (company NMLS 3925) is an independent mortgage lender. LenDb lists 21 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 29,073 home loans in 2025 (HMDA), including loans brokers originated; 18,164 conventional.

- By loan type: 18,164 conventional, 7,692 FHA, 2,736 VA, 481 USDA.
- By purpose: 22,898 purchase, 4,955 refinance, 1,220 other (home improvement and other closed-end loans).
- 567 jumbo (above the conforming loan limit); 3,956 for investment properties.
- Up 56% from 2024 (18,600 loans).
- About $11.1 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 97% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Adam Stonehouse](https://lendb.ai/lo/adam-stonehouse-2644625) (NMLS 2644625)
- [Billy Trott](https://lendb.ai/lo/billy-trott-1355229) (NMLS 1355229)
- [Chad Horkan](https://lendb.ai/lo/chad-horkan-526220) (NMLS 526220)
- [Charline Clark](https://lendb.ai/lo/charline-clark-404572) (NMLS 404572)
- [Christine Murphy](https://lendb.ai/lo/christine-murphy-170008) (NMLS 170008)
- [Christopher Mozilo](https://lendb.ai/lo/christopher-mozilo-183726) (NMLS 183726)
- [David Loyst](https://lendb.ai/lo/david-loyst-70004) (NMLS 70004)
- [Gary Kawano](https://lendb.ai/lo/gary-kawano-455499) (NMLS 455499)
- [James Fett](https://lendb.ai/lo/james-fett-245322) (NMLS 245322)
- [Jennifer Folk](https://lendb.ai/lo/jennifer-folk-2386154) (NMLS 2386154)
- [Jennifer Stears](https://lendb.ai/lo/jennifer-stears-1325732) (NMLS 1325732)
- [Julie Perkins](https://lendb.ai/lo/julie-perkins-1006654) (NMLS 1006654)
- [Maria Hasan](https://lendb.ai/lo/maria-hasan-1449472) (NMLS 1449472)
- [Melody Davis](https://lendb.ai/lo/melody-davis-16823) (NMLS 16823)
- [Natalie Cooke](https://lendb.ai/lo/natalie-cooke-1394514) (NMLS 1394514)
- [Nicole Erickson](https://lendb.ai/lo/nicole-erickson-1057833) (NMLS 1057833)
- [Patricia Regan](https://lendb.ai/lo/patricia-regan-275747) (NMLS 275747)
- [Paul Croft](https://lendb.ai/lo/paul-croft-2215524) (NMLS 2215524)
- [Sean Welsh](https://lendb.ai/lo/sean-welsh-843276) (NMLS 843276)
- [Shelly McDougald](https://lendb.ai/lo/shelly-mcdougald-1402311) (NMLS 1402311)
- [Todd Hower](https://lendb.ai/lo/todd-hower-624263) (NMLS 624263)

Cite as: LenDb.ai, https://lendb.ai/lender/kind-lending-3925.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._