---
canonical_url: https://lendb.ai/lender/ladera-lending-inc-835555
last_verified: 2026-10-13
---

# Ladera Lending, Inc.

Company NMLS ID 835555 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/835555)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Ladera Lending, Inc. (company NMLS 835555) is an independent mortgage lender. LenDb lists 30 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.

## About

Ladera Lending, Inc. is an Orange County mortgage lender. It offers home purchase, home refinance, and debt consolidation loans.

Source: [the lender's own page](https://laderalending.com/).

## State licenses (regulator records)

LenDb has company license records from these state regulators. A state not listed is not known either way.

- Florida (Mortgage Lender, Approved): [source](https://flofr.gov/education/public-information/registration-data-download)
- Texas (Mortgage Banker Registration, Approved): [source](https://www.sml.texas.gov/)

## Loan officers by licensed state

- Texas: 18
- Florida: 17

## Lending activity (HMDA)

Funded 742 home loans in 2025 (HMDA), 604 conventional.

- By loan type: 604 conventional, 96 FHA, 42 VA.
- By purpose: 58 purchase, 684 refinance.
- 14 jumbo (above the conforming loan limit); 42 for investment properties.
- Down 19% from 2024 (917 loans).
- About $229.4 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Andy Espineira](https://lendb.ai/lo/andres-espineira-331280) (NMLS 331280), Sales Manager - VP, Ladera Ranch, CA
- [Ashton Pereida-Rice](https://lendb.ai/lo/ashton-pereida-rice-2022873) (NMLS 2022873), Loan Officer, Ladera Ranch, CA
- [Brandi Yates-Wojtiuk](https://lendb.ai/lo/brandi-yates-wojtiuk-396575) (NMLS 396575), Loan Officer, Lake Forest, CA
- [Brian Spinuzzi](https://lendb.ai/lo/brian-spinuzzi-1257041) (NMLS 1257041), Loan Officer, Ladera Ranch, CA
- [Chris Cannon](https://lendb.ai/lo/christopher-cannon-1080903) (NMLS 1080903), Loan Officer, Ladera Ranch, CA
- [Coby Brainard](https://lendb.ai/lo/coby-brainard-210022) (NMLS 210022), Loan Officer, Lake Forest, CA
- [Dean Jimenez](https://lendb.ai/lo/dean-jimenez-933034) (NMLS 933034), Loan Officer, Lake Forest, CA
- [Grant Shearrer](https://lendb.ai/lo/grant-shearrer-1068342) (NMLS 1068342), Team Lead, Ladera Ranch, CA
- [Jacqueline Herrick](https://lendb.ai/lo/jacqueline-herrick-1390339) (NMLS 1390339), Senior Vice President, Ladera Ranch, CA
- [Jason Brewster](https://lendb.ai/lo/jason-brewster-1334898) (NMLS 1334898), Loan Officer, Lake Forest, CA
- [Jason Muir](https://lendb.ai/lo/jason-muir-1123063) (NMLS 1123063), Loan Officer, Lake Forest, CA
- [Jason Smith](https://lendb.ai/lo/jason-smith-1030753) (NMLS 1030753), Sales Manager - VP, Lake Forest, CA
- [Jeff Cunningham](https://lendb.ai/lo/jeff-cunningham-1030752) (NMLS 1030752), Loan Officer, Lake Forest, CA
- [Jim Henderson](https://lendb.ai/lo/jimmy-henderson-1632164) (NMLS 1632164), Loan Officer, Lake Forest, CA
- [John Doung](https://lendb.ai/lo/john-doung-1471097) (NMLS 1471097), Loan Officer, Lake Forest, CA
- [Kweli Washington](https://lendb.ai/lo/kweli-washington-994485) (NMLS 994485), Loan Officer, Lake Forest, CA
- [Mary Vidrine](https://lendb.ai/lo/mary-vidrine-1332862) (NMLS 1332862), Loan Officer, Lake Forest, CA
- [Michael Pendergast](https://lendb.ai/lo/michael-pendergast-1904026) (NMLS 1904026), Loan Officer, Ladera Ranch, CA
- [Paul Bogosian](https://lendb.ai/lo/paul-bogosian-1399400) (NMLS 1399400), Site Manager, Lake Forest, CA
- [Randy Sodeman](https://lendb.ai/lo/randall-sodeman-366569) (NMLS 366569), Loan Officer, Lake Forest, CA
- [Robert Brown](https://lendb.ai/lo/robert-brown-202929) (NMLS 202929), President, Ladera Ranch, CA
- [Scott Contreras](https://lendb.ai/lo/scott-contreras-66667) (NMLS 66667), Executive Vice President, Ladera Ranch, CA
- [Stephanie Yarusinsky](https://lendb.ai/lo/stephanie-yarusinsky-625387) (NMLS 625387), Loan Officer, Ladera Ranch, CA
- [Bruce Rodriguez](https://lendb.ai/lo/bruce-rodriguez-843066) (NMLS 843066), Loan Officer, Las Vegas, NV
- [Kristopher Hartmann](https://lendb.ai/lo/kristopher-hartmann-2022670) (NMLS 2022670), Loan Officer, Las Vegas, NV
- [Andrew Nikiforoff](https://lendb.ai/lo/andrew-nikiforoff-2067400) (NMLS 2067400), Loan Officer
- [Chase Mansouri](https://lendb.ai/lo/chase-mansouri-1602937) (NMLS 1602937)
- [Elias Ghanem](https://lendb.ai/lo/elias-ghanem-2141087) (NMLS 2141087)
- [Kevin Smith](https://lendb.ai/lo/kevin-smith-319521) (NMLS 319521)
- [Ran Zhu](https://lendb.ai/lo/ran-zhu-1499585) (NMLS 1499585)

Cite as: LenDb.ai, https://lendb.ai/lender/ladera-lending-inc-835555.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._