{
  "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
  "summary": "Loan Simple, Inc. (company NMLS 3032) is an independent mortgage lender. LenDb lists 57 of its loan officers, with branches in 4 states, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 3032,
    "slug": "loan-simple-inc-3032",
    "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3032",
    "name": {
      "value": "Loan Simple, Inc.",
      "source": "state_regulator",
      "source_url": "https://www.loansimple.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.loansimple.com",
      "source": "state_regulator",
      "source_url": "https://www.loansimple.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://www.loansimple.com/loan-officer-sitemap.xml",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.loansimple.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.467,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 1876,
          "by_loan_type": {
            "conventional": 459,
            "fha": 1340,
            "va": 5,
            "usda": 72
          },
          "purchase": 1662,
          "refinance": 214,
          "other_purpose": 0,
          "jumbo": 0,
          "investor": 3,
          "volume_usd": 559390000
        },
        {
          "year": 2024,
          "loans": 1158,
          "by_loan_type": {
            "conventional": 314,
            "fha": 794,
            "va": 16,
            "usda": 34
          },
          "purchase": 1055,
          "refinance": 103,
          "other_purpose": 0,
          "jumbo": 1,
          "investor": 5,
          "volume_usd": 381450000
        }
      ],
      "top_states": [
        {
          "state": "CO",
          "loans": 911
        },
        {
          "state": "TX",
          "loans": 159
        },
        {
          "state": "NC",
          "loans": 128
        },
        {
          "state": "FL",
          "loans": 100
        },
        {
          "state": "GA",
          "loans": 77
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 57,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 2667132,
      "slug": "abigail-rodriguez-2667132",
      "full_name": "Abigail Rodriguez",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/abigail-rodriguez-2667132"
    },
    {
      "nmls_id": 2802217,
      "slug": "ah-sia-parker-2802217",
      "full_name": "Ah'Sia Parker",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ah-sia-parker-2802217"
    },
    {
      "nmls_id": 2845646,
      "slug": "andrew-peters-2845646",
      "full_name": "Andrew Peters",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/andrew-peters-2845646"
    },
    {
      "nmls_id": 2746992,
      "slug": "austin-keen-2746992",
      "full_name": "Austin Keen",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/austin-keen-2746992"
    },
    {
      "nmls_id": 2862336,
      "slug": "ben-cleaveland-2862336",
      "full_name": "Ben Cleaveland",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ben-cleaveland-2862336"
    },
    {
      "nmls_id": 973960,
      "slug": "bill-czech-973960",
      "full_name": "Bill Czech",
      "title": "Production Manager & Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/bill-czech-973960"
    },
    {
      "nmls_id": 1957663,
      "slug": "brandon-rosales-wells-1957663",
      "full_name": "Brandon Wells",
      "title": "Trainer & Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/brandon-rosales-wells-1957663"
    },
    {
      "nmls_id": 1081082,
      "slug": "charles-klingensmith-1081082",
      "full_name": "Charles Klingensmith",
      "title": "Loan Officer & Production Manager",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/charles-klingensmith-1081082"
    },
    {
      "nmls_id": 2832237,
      "slug": "christopher-lyons-2832237",
      "full_name": "Chris Lyons",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/christopher-lyons-2832237"
    },
    {
      "nmls_id": 2793444,
      "slug": "christopher-doty-2793444",
      "full_name": "Christopher Doty",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/christopher-doty-2793444"
    },
    {
      "nmls_id": 2137140,
      "slug": "crystal-roseboro-2137140",
      "full_name": "Crystal Roseboro",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/crystal-roseboro-2137140"
    },
    {
      "nmls_id": 2741906,
      "slug": "dane-zawadzki-2741906",
      "full_name": "Dane Zawadzki",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/dane-zawadzki-2741906"
    },
    {
      "nmls_id": 2791020,
      "slug": "felico-hanley-2791020",
      "full_name": "Felico Hanley",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/felico-hanley-2791020"
    },
    {
      "nmls_id": 2845640,
      "slug": "hayden-gelder-2845640",
      "full_name": "Hayden Gelder",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/hayden-gelder-2845640"
    },
    {
      "nmls_id": 2855939,
      "slug": "jackson-lee-2855939",
      "full_name": "Jackson Lee",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jackson-lee-2855939"
    },
    {
      "nmls_id": 2707551,
      "slug": "jason-alben-2707551",
      "full_name": "Jason Alben",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jason-alben-2707551"
    },
    {
      "nmls_id": 2682237,
      "slug": "jayson-rauen-2682237",
      "full_name": "Jayson Rauen",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jayson-rauen-2682237"
    },
    {
      "nmls_id": 2038939,
      "slug": "jeffery-ball-2038939",
      "full_name": "Jeff Ball",
      "title": "Loan Officer & Production Manager",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jeffery-ball-2038939"
    },
    {
      "nmls_id": 2021836,
      "slug": "jeremy-shroyer-2021836",
      "full_name": "Jeremy Shroyer",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jeremy-shroyer-2021836"
    },
    {
      "nmls_id": 2802242,
      "slug": "jerrod-spakowski-2802242",
      "full_name": "Jerrod Spakowski",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/jerrod-spakowski-2802242"
    },
    {
      "nmls_id": 2777324,
      "slug": "joel-barreras-2777324",
      "full_name": "Joel Barreras",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/joel-barreras-2777324"
    },
    {
      "nmls_id": 2330786,
      "slug": "justin-lee-smith-2330786",
      "full_name": "Justin Smith",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/justin-lee-smith-2330786"
    },
    {
      "nmls_id": 2824272,
      "slug": "kerrell-robinson-2824272",
      "full_name": "Kerrell Robinson",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/kerrell-robinson-2824272"
    },
    {
      "nmls_id": 2550680,
      "slug": "wesley-fletcher-2550680",
      "full_name": "Lake Fletcher",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/wesley-fletcher-2550680"
    },
    {
      "nmls_id": 2806962,
      "slug": "luke-palmer-2806962",
      "full_name": "Luke Palmer",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/luke-palmer-2806962"
    },
    {
      "nmls_id": 1162636,
      "slug": "marcelino-martinez-1162636",
      "full_name": "Marcello Martinez",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/marcelino-martinez-1162636"
    },
    {
      "nmls_id": 2550674,
      "slug": "matthew-payne-2550674",
      "full_name": "Matthew Tyler Payne",
      "title": "Loan Officer & Production Manager",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/matthew-payne-2550674"
    },
    {
      "nmls_id": 2824268,
      "slug": "narry-ouk-2824268",
      "full_name": "Narry Ouk",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/narry-ouk-2824268"
    },
    {
      "nmls_id": 2773430,
      "slug": "nicholas-fernandez-2773430",
      "full_name": "Nicholas Fernandez",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/nicholas-fernandez-2773430"
    },
    {
      "nmls_id": 385648,
      "slug": "paul-jones-385648",
      "full_name": "Paul F. Jones",
      "title": "Account Manager",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/paul-jones-385648"
    },
    {
      "nmls_id": 118441,
      "slug": "ray-salazar-118441",
      "full_name": "Ray Salazar",
      "title": "Sr. VP Consumer Direct Lending",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ray-salazar-118441"
    },
    {
      "nmls_id": 2845585,
      "slug": "ranbir-singh-bajwa-2845585",
      "full_name": "Ronnie Bajwa",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ranbir-singh-bajwa-2845585"
    },
    {
      "nmls_id": 2861408,
      "slug": "ryan-farran-2861408",
      "full_name": "Ryan Farran",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/ryan-farran-2861408"
    },
    {
      "nmls_id": 2861402,
      "slug": "samantha-simzyk-2861402",
      "full_name": "Samantha Simzyk",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/samantha-simzyk-2861402"
    },
    {
      "nmls_id": 2675240,
      "slug": "tyler-nord-2675240",
      "full_name": "Tyler Nord",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/tyler-nord-2675240"
    },
    {
      "nmls_id": 1612977,
      "slug": "tyler-stetson-1612977",
      "full_name": "Tyler Stetson",
      "title": "Loan Officer",
      "branch_city": "Chandler",
      "branch_state": "AZ",
      "canonical_url": "https://lendb.ai/lo/tyler-stetson-1612977"
    },
    {
      "nmls_id": 1367873,
      "slug": "angelica-amaral-1367873",
      "full_name": "Angelica Amaral",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/angelica-amaral-1367873"
    },
    {
      "nmls_id": 244066,
      "slug": "anthony-ivy-244066",
      "full_name": "Anthony Ivy",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/anthony-ivy-244066"
    },
    {
      "nmls_id": 1468095,
      "slug": "brenton-beirne-1468095",
      "full_name": "Brenton Beirne",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/brenton-beirne-1468095"
    },
    {
      "nmls_id": 180863,
      "slug": "candice-freeman-180863",
      "full_name": "Candice Freeman",
      "title": "Licensed Resolution Specialist",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/candice-freeman-180863"
    },
    {
      "nmls_id": 726647,
      "slug": "cheryl-hansen-726647",
      "full_name": "Cheri Hansen",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/cheryl-hansen-726647"
    },
    {
      "nmls_id": 1629066,
      "slug": "david-hans-1629066",
      "full_name": "David Ellsworth Hans",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/david-hans-1629066"
    },
    {
      "nmls_id": 1268070,
      "slug": "emily-arbonies-1268070",
      "full_name": "Emily J. Arbonies",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/emily-arbonies-1268070"
    },
    {
      "nmls_id": 2162732,
      "slug": "kevin-fisher-2162732",
      "full_name": "Kevin Fisher",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/kevin-fisher-2162732"
    },
    {
      "nmls_id": 904181,
      "slug": "kirk-grambo-904181",
      "full_name": "Kirk Grambo",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/kirk-grambo-904181"
    },
    {
      "nmls_id": 163076,
      "slug": "linda-rogers-163076",
      "full_name": "Linda Rogers",
      "title": "Branch Manager & Sr. Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/linda-rogers-163076"
    },
    {
      "nmls_id": 1462888,
      "slug": "mandi-dozois-1462888",
      "full_name": "Mandi Dozois",
      "title": "Sr. Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/mandi-dozois-1462888"
    },
    {
      "nmls_id": 1444874,
      "slug": "mark-tousky-1444874",
      "full_name": "Mark Tousky",
      "title": "Loan Officer",
      "branch_city": "Englewood",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/mark-tousky-1444874"
    },
    {
      "nmls_id": 273744,
      "slug": "michael-dozois-273744",
      "full_name": "Mike Dozois",
      "title": "Sr. Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/michael-dozois-273744"
    },
    {
      "nmls_id": 6809,
      "slug": "nathan-dozois-6809",
      "full_name": "Nathan Dozois",
      "title": "President",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/nathan-dozois-6809"
    },
    {
      "nmls_id": 930228,
      "slug": "robert-tones-930228",
      "full_name": "Robert Tones",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/robert-tones-930228"
    },
    {
      "nmls_id": 276853,
      "slug": "tracey-robinson-276853",
      "full_name": "Tracey Robinson",
      "title": "Sr. Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/tracey-robinson-276853"
    },
    {
      "nmls_id": 1471157,
      "slug": "ezekiel-moore-1471157",
      "full_name": "Zeke Moore",
      "title": "Loan Officer",
      "branch_city": "Denver",
      "branch_state": "CO",
      "canonical_url": "https://lendb.ai/lo/ezekiel-moore-1471157"
    },
    {
      "nmls_id": 332782,
      "slug": "natalie-johnson-332782",
      "full_name": "Natalie Marie Johnson",
      "title": "Loan Officer",
      "branch_city": "Houston",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/natalie-johnson-332782"
    },
    {
      "nmls_id": 277165,
      "slug": "annette-yost-277165",
      "full_name": "Annette Yost",
      "title": "Branch Manager & Sr. Loan Officer",
      "branch_city": "Suffolk",
      "branch_state": "VA",
      "canonical_url": "https://lendb.ai/lo/annette-yost-277165"
    },
    {
      "nmls_id": 1903952,
      "slug": "kristopher-kast-1903952",
      "full_name": "Kristopher Kast",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/kristopher-kast-1903952"
    },
    {
      "nmls_id": 2733937,
      "slug": "michael-vlcek-2733937",
      "full_name": "Michael Vlcek",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/michael-vlcek-2733937"
    }
  ]
}