{
  "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
  "summary": "M&T Bank (company NMLS 381076) is a bank. LenDb has not loaded its loan officers yet.",
  "lender": {
    "nmls_id": 381076,
    "slug": "m-t-bank-381076",
    "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/381076",
    "name": {
      "value": "M&T Bank",
      "source": "manual",
      "source_url": "https://www.mtb.com/",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "bank",
    "website": {
      "value": "https://www.mtb.com/",
      "source": "manual",
      "source_url": "https://www.mtb.com/",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "manual",
      "source_url": "https://www.mtb.com/",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 10121,
          "by_loan_type": {
            "conventional": 7866,
            "fha": 1430,
            "va": 806,
            "usda": 19
          },
          "purchase": 7193,
          "refinance": 2465,
          "other_purpose": 463,
          "jumbo": 926,
          "investor": 410,
          "volume_usd": 4873905000
        },
        {
          "year": 2024,
          "loans": 9064,
          "by_loan_type": {
            "conventional": 7054,
            "fha": 1416,
            "va": 581,
            "usda": 13
          },
          "purchase": 6614,
          "refinance": 2048,
          "other_purpose": 402,
          "jumbo": 736,
          "investor": 389,
          "volume_usd": 3715780000
        }
      ],
      "top_states": [
        {
          "state": "NY",
          "loans": 3237
        },
        {
          "state": "MA",
          "loans": 1049
        },
        {
          "state": "MD",
          "loans": 993
        },
        {
          "state": "NJ",
          "loans": 758
        },
        {
          "state": "PA",
          "loans": 696
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 0,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  },
  "loan_officers": []
}