---
canonical_url: https://lendb.ai/lender/milend-inc-148769
last_verified: 2026-10-13
---

# MiLend, Inc.

Company NMLS ID 148769 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/148769)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

MiLend, Inc. (company NMLS 148769) is a mortgage lender. LenDb lists 6 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 1,460 home loans in 2025 (HMDA), 878 FHA.

- By loan type: 384 conventional, 878 FHA, 198 VA.
- By purpose: 88 purchase, 1,372 refinance.
- 6 jumbo (above the conforming loan limit); 17 for investment properties.
- Up 3% from 2024 (1,414 loans).
- About $410.4 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Adam Seger](https://lendb.ai/lo/adam-seger-2006390) (NMLS 2006390)
- [Chad Emrie](https://lendb.ai/lo/chad-emrie-2247309) (NMLS 2247309)
- [Lauren Bird](https://lendb.ai/lo/lauren-bird-2711376) (NMLS 2711376)
- [Morgan Dickson](https://lendb.ai/lo/morgan-dickson-1686010) (NMLS 1686010)
- [Phillip King](https://lendb.ai/lo/phillip-king-206975) (NMLS 206975)
- [Rafael Perez Guzman](https://lendb.ai/lo/rafael-perez-guzman-2724748) (NMLS 2724748)

Cite as: LenDb.ai, https://lendb.ai/lender/milend-inc-148769.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._