---
canonical_url: https://lendb.ai/lender/mms-mortgage-services-ltd-131062
last_verified: 2026-10-15
---

# MMS Mortgage Services, Ltd.

Company NMLS ID 131062 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/131062)).

MMS Mortgage Services, Ltd. (company NMLS 131062) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 225 home loans in 2025 (HMDA), 183 conventional.

- By loan type: 183 conventional, 39 FHA, 3 VA.
- By purpose: 150 purchase, 75 refinance.
- 0 jumbo (above the conforming loan limit); 6 for investment properties.
- Down 13% from 2024 (258 loans).
- About $44.1 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Nicholas Santy](https://lendb.ai/lo/nicholas-santy-2076525) (NMLS 2076525)
- [Robert Michaels](https://lendb.ai/lo/robert-michaels-1001473) (NMLS 1001473)

Cite as: LenDb.ai, https://lendb.ai/lender/mms-mortgage-services-ltd-131062.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._