{ "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274", "summary": "Moria Development, Inc. (company NMLS 6274) is an independent mortgage lender. LenDb lists 146 of its loan officers, with branches in 8 states, each with an individual NMLS ID, licensed states and sources.", "lender": { "nmls_id": 6274, "slug": "moria-development-inc-6274", "canonical_url": "https://lendb.ai/lender/moria-development-inc-6274", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/6274", "name": { "value": "Moria Development, Inc.", "source": "state_regulator", "source_url": "https://www.peoplesmortgage.com/", "verified_at": "2026-10-13" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.peoplesmortgage.com/", "source": "state_regulator", "source_url": "https://www.peoplesmortgage.com/", "verified_at": "2026-10-13" }, "lo_directory_url": "https://www.peoplesmortgage.com/loanofficers", "hq_state": null, "loan_programs": { "value": [], "source": "state_regulator", "source_url": "https://www.peoplesmortgage.com/", "verified_at": "2026-10-13" }, "program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08", "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot" } ], "activity": { "source": "HMDA", "source_name": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "as_of_year": 2025, "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)", "third_party_share": 0, "includes_brokered": false, "years": [ { "year": 2025, "loans": 2982, "by_loan_type": { "conventional": 1835, "fha": 880, "va": 222, "usda": 45 }, "purchase": 2452, "refinance": 530, "other_purpose": 0, "jumbo": 63, "investor": 268, "volume_usd": 998170000 }, { "year": 2024, "loans": 2971, "by_loan_type": { "conventional": 1805, "fha": 819, "va": 311, "usda": 36 }, "purchase": 2540, "refinance": 431, "other_purpose": 0, "jumbo": 49, "investor": 261, "volume_usd": 951055000 } ], "top_states": [ { "state": "AZ", "loans": 828 }, { "state": "CA", "loans": 602 }, { "state": "NE", "loans": 295 }, { "state": "AL", "loans": 292 }, { "state": "NV", "loans": 258 } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }, "loan_officer_count": 146, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-13" }, "loan_officers": [ { "nmls_id": 2141548, "slug": "brian-york-2141548", "full_name": "Brian York", "title": "Loan Officer", "branch_city": "Sylacauga", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/brian-york-2141548" }, { "nmls_id": 2818051, "slug": "chelsey-swanger-2818051", "full_name": "Chelsey Swanger", "title": "Loan Officer", "branch_city": "Alexander City", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/chelsey-swanger-2818051" }, { "nmls_id": 2540076, "slug": "christy-lynne-2540076", "full_name": "Christy Lynne", "title": "Loan Officer", "branch_city": "Sylacauga", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/christy-lynne-2540076" }, { "nmls_id": 419398, "slug": "melanie-foshee-419398", "full_name": "Melanie Foshee", "title": "Senior Loan Officer", "branch_city": "Alexander City", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/melanie-foshee-419398" }, { "nmls_id": 655491, "slug": "shonnie-mcneill-655491", "full_name": "Shonnie McNeill", "title": "VP | Branch Manager", "branch_city": "Sylacauga", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/shonnie-mcneill-655491" }, { "nmls_id": 1086282, "slug": "tanya-barrett-1086282", "full_name": "Tanya Barrett", "title": "VP | Branch Manager", "branch_city": "Sylacauga", "branch_state": "AL", "canonical_url": "https://lendb.ai/lo/tanya-barrett-1086282" }, { "nmls_id": 286663, "slug": "amber-lecher-oplinger-286663", "full_name": "Amber Lecher Oplinger", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/amber-lecher-oplinger-286663" }, { "nmls_id": 1126734, "slug": "america-torres-1126734", "full_name": "America Torres", "title": "Senior Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/america-torres-1126734" }, { "nmls_id": 1038955, "slug": "anastasia-alexeyev-1038955", "full_name": "Anastasia Alexeyev", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/anastasia-alexeyev-1038955" }, { "nmls_id": 208185, "slug": "andrea-fowler-pyatt-208185", "full_name": "Andrea Fowler", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/andrea-fowler-pyatt-208185" }, { "nmls_id": 1372480, "slug": "april-conti-1372480", "full_name": "April Conti", "title": "Senior Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/april-conti-1372480" }, { "nmls_id": 1733981, "slug": "austin-gibson-1733981", "full_name": "Austin Gibson", "title": "Loan Officer", "branch_city": "Flagstaff", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/austin-gibson-1733981" }, { "nmls_id": 231208, "slug": "bill-geis-231208", "full_name": "Bill Geis", "title": "Vice President/Originating Branch Manager", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/bill-geis-231208" }, { "nmls_id": 247272, "slug": "brendan-bracken-247272", "full_name": "Brendan Bracken", "title": "Branch Manager / Licensed Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/brendan-bracken-247272" }, { "nmls_id": 2043192, "slug": "bryce-hacker-2043192", "full_name": "Bryce Hacker", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/bryce-hacker-2043192" }, { "nmls_id": 570751, "slug": "byuzand-yeremyan-570751", "full_name": "Byuzand Yeremyan", "title": "VP | Branch Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/byuzand-yeremyan-570751" }, { "nmls_id": 346913, "slug": "carlos-aduviri-346913", "full_name": "Carlos Aduviri", "title": "Loan Originator", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/carlos-aduviri-346913" }, { "nmls_id": 2461511, "slug": "carlos-guadarrama-2461511", "full_name": "Carlos Guadarrama", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/carlos-guadarrama-2461511" }, { "nmls_id": 240551, "slug": "carrie-nettleton-240551", "full_name": "Carrie Nettleton", "title": "VP | Sr. Loan Officer ", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/carrie-nettleton-240551" }, { "nmls_id": 249816, "slug": "cheryl-gray-249816", "full_name": "Cheryl Gray", "title": "Residential Mortgage Loan Originator", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/cheryl-gray-249816" }, { "nmls_id": 226514, "slug": "chris-belford-226514", "full_name": "Chris Belford", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/chris-belford-226514" }, { "nmls_id": 289552, "slug": "chrissa-michelle-289552", "full_name": "Chrissa Michelle", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/chrissa-michelle-289552" }, { "nmls_id": 1589384, "slug": "clint-dehner-1589384", "full_name": "Clint Dehner", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/clint-dehner-1589384" }, { "nmls_id": 162266, "slug": "clint-whitney-162266", "full_name": "Clint Whitney", "title": "Site Manager/Licensed Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/clint-whitney-162266" }, { "nmls_id": 208742, "slug": "cynthia-wilson-208742", "full_name": "Cyndy Wilson", "title": "Traditional & HECM Mortgage Loan Originator", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/cynthia-wilson-208742" }, { "nmls_id": 2816117, "slug": "dale-baker-2816117", "full_name": "Dale Baker", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/dale-baker-2816117" }, { "nmls_id": 222488, "slug": "david-ridgway-222488", "full_name": "David Ridgway", "title": "Instructor of Continuing Education and Business Development | Originator", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/david-ridgway-222488" }, { "nmls_id": 268951, "slug": "deanna-dural-268951", "full_name": "Deanna Dural", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/deanna-dural-268951" }, { "nmls_id": 594114, "slug": "deborah-cutlip-594114", "full_name": "Deborah Cutlip", "title": "Loan Officer", "branch_city": "Flagstaff", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/deborah-cutlip-594114" }, { "nmls_id": 322360, "slug": "derek-espinoza-322360", "full_name": "Derek Espinoza", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/derek-espinoza-322360" }, { "nmls_id": 1489321, "slug": "donald-bell-1489321", "full_name": "Donald Bell", "title": "Sales Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/donald-bell-1489321" }, { "nmls_id": 772177, "slug": "edmundo-ortiz-772177", "full_name": "Edmundo Ortiz", "title": "Sales Manager ", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/edmundo-ortiz-772177" }, { "nmls_id": 1471729, "slug": "elizabeth-lane-1471729", "full_name": "Elizabeth Lane", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/elizabeth-lane-1471729" }, { "nmls_id": 1701463, "slug": "eric-dedmon-1701463", "full_name": "Eric Dedmon", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/eric-dedmon-1701463" }, { "nmls_id": 1247954, "slug": "fernando-aguirre-1247954", "full_name": "Fernando Aguirre", "title": "Loan Officer Assistant", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/fernando-aguirre-1247954" }, { "nmls_id": 1239997, "slug": "frank-zoldak-1239997", "full_name": "Frank Zoldak", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/frank-zoldak-1239997" }, { "nmls_id": 614279, "slug": "fred-kelley-614279", "full_name": "Fred Kelley", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/fred-kelley-614279" }, { "nmls_id": 183091, "slug": "gerry-johnson-183091", "full_name": "Gerry Johnson", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/gerry-johnson-183091" }, { "nmls_id": 201376, "slug": "j-r-black-201376", "full_name": "J.R. Black", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/j-r-black-201376" }, { "nmls_id": 1888488, "slug": "jacob-geis-1888488", "full_name": "Jacob Geis", "title": "Loan Officer", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jacob-geis-1888488" }, { "nmls_id": 1255173, "slug": "jacob-golembiewski-1255173", "full_name": "Jacob Golembiewski", "title": "Branch Manager/Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jacob-golembiewski-1255173" }, { "nmls_id": 1543371, "slug": "jacqueline-coulter-1543371", "full_name": "Jacqueline Coulter", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jacqueline-coulter-1543371" }, { "nmls_id": 812884, "slug": "jamie-maynard-812884", "full_name": "Jamie Maynard", "title": "Sales Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jamie-maynard-812884" }, { "nmls_id": 1488754, "slug": "jamie-radin-1488754", "full_name": "Jamie Radin", "title": "Senior Loan Officer Assistant", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jamie-radin-1488754" }, { "nmls_id": 92005, "slug": "jeff-weber-92005", "full_name": "Jeff Weber", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jeff-weber-92005" }, { "nmls_id": 2003471, "slug": "jessica-devos-2003471", "full_name": "Jessica Devos", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jessica-devos-2003471" }, { "nmls_id": 2591991, "slug": "jessie-wilson-2591991", "full_name": "Jessie Wilson", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jessie-wilson-2591991" }, { "nmls_id": 502453, "slug": "john-probst-502453", "full_name": "John Probst", "title": "Sales Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/john-probst-502453" }, { "nmls_id": 219575, "slug": "john-saavedra-219575", "full_name": "John Saavedra", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/john-saavedra-219575" }, { "nmls_id": 1558114, "slug": "josh-tapp-1558114", "full_name": "Josh Tapp", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/josh-tapp-1558114" }, { "nmls_id": 284937, "slug": "judith-gavia-284937", "full_name": "Judi Gavia", "title": "Sr. Mortgage Specialist", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/judith-gavia-284937" }, { "nmls_id": 167048, "slug": "justin-toenjes-167048", "full_name": "Justin Toenjes", "title": "Vice President | Originating Branch Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/justin-toenjes-167048" }, { "nmls_id": 1786049, "slug": "kathleen-boggs-1786049", "full_name": "Kathleen Boggs", "title": "Loan Officer", "branch_city": "Prescott", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kathleen-boggs-1786049" }, { "nmls_id": 259189, "slug": "kathy-alosi-259189", "full_name": "Kathy Alosi", "title": "Senior Loan Officer", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kathy-alosi-259189" }, { "nmls_id": 915113, "slug": "katie-kinon-915113", "full_name": "Katie Kinon", "title": "Loan Officer", "branch_city": "Prescott", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/katie-kinon-915113" }, { "nmls_id": 160940, "slug": "kelly-gibson-160940", "full_name": "Kelly Gibson", "title": "Vice President/Licensed Loan Officer", "branch_city": "Flagstaff", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kelly-gibson-160940" }, { "nmls_id": 203522, "slug": "kelly-weston-team-203522", "full_name": "Kelly Weston Team", "title": "VP Branch Manager/Loan Officer", "branch_city": "Scottsdale", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kelly-weston-team-203522" }, { "nmls_id": 1903619, "slug": "kimmy-ha-1903619", "full_name": "Kimmy Ha", "title": "Sales Manager", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kimmy-ha-1903619" }, { "nmls_id": 224306, "slug": "kip-watkins-224306", "full_name": "Kip Watkins", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kip-watkins-224306" }, { "nmls_id": 810756, "slug": "kodi-buglewicz-810756", "full_name": "Kodi Buglewicz", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kodi-buglewicz-810756" }, { "nmls_id": 245016, "slug": "kris-trosper-245016", "full_name": "Kris Trosper", "title": "Loan Officer", "branch_city": "Tucson", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kris-trosper-245016" }, { "nmls_id": 1080764, "slug": "kristina-fagan-1080764", "full_name": "Kristina Fagan", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/kristina-fagan-1080764" }, { "nmls_id": 946053, "slug": "latecia-patton-946053", "full_name": "Latecia Patton", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/latecia-patton-946053" }, { "nmls_id": 241574, "slug": "laura-boone-241574", "full_name": "Laura Boone", "title": "Loan Officer", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/laura-boone-241574" }, { "nmls_id": 2309247, "slug": "leah-cohen-2309247", "full_name": "Leah Cohen", "title": "Loan Officer Assistant", "branch_city": "Tempe", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/leah-cohen-2309247" }, { "nmls_id": 997185, "slug": 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