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canonical_url: https://lendb.ai/lender/nations-direct-mortgage-llc-109738
last_verified: 2026-10-13
---

# Nations Direct Mortgage, LLC

Company NMLS ID 109738 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/109738)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Nations Direct Mortgage, LLC (company NMLS 109738) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 5,926 home loans in 2025 (HMDA), including loans brokers originated; 4,110 conventional.

- By loan type: 4,110 conventional, 1,251 FHA, 565 VA.
- By purpose: 4,259 purchase, 1,667 refinance.
- 127 jumbo (above the conforming loan limit); 660 for investment properties.
- Up 8% from 2024 (5,464 loans).
- About $2.5 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 100% of these loans came in through a third party such as a mortgage broker.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Martin Warren](https://lendb.ai/lo/martin-warren-113625) (NMLS 113625)
- [Michael Clary](https://lendb.ai/lo/michael-clary-337250) (NMLS 337250)

Cite as: LenDb.ai, https://lendb.ai/lender/nations-direct-mortgage-llc-109738.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._