---
canonical_url: https://lendb.ai/lender/newday-usa-1043
last_verified: 2026-10-08
---

# NewDay USA

Company NMLS ID 1043 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1043)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

NewDay USA (company NMLS 1043) is an independent mortgage lender. LenDb lists 36 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 8,395 home loans in 2025 (HMDA), 8,341 VA.

- By loan type: 5 conventional, 49 FHA, 8,341 VA.
- By purpose: 478 purchase, 7,884 refinance, 33 other (home improvement and other closed-end loans).
- 28 jumbo (above the conforming loan limit); 0 for investment properties.
- Up 17% from 2024 (7,187 loans).
- About $2.4 billion in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Abigail Richards](https://lendb.ai/lo/abigail-richards-1638027) (NMLS 1638027)
- [Andrew Berry](https://lendb.ai/lo/andrew-berry-1995691) (NMLS 1995691)
- [Andrew Nelson](https://lendb.ai/lo/andrew-nelson-1721743) (NMLS 1721743)
- [Benjamin Giuliani](https://lendb.ai/lo/benjamin-giuliani-2641660) (NMLS 2641660)
- [Benjamin Taylor](https://lendb.ai/lo/benjamin-taylor-905190) (NMLS 905190)
- [Brandon Leibfred](https://lendb.ai/lo/brandon-leibfred-2026454) (NMLS 2026454)
- [Brendan Cavanagh](https://lendb.ai/lo/brendan-cavanagh-1912708) (NMLS 1912708)
- [Brendan Hempstead](https://lendb.ai/lo/brendan-hempstead-2323012) (NMLS 2323012)
- [Cody Dennis](https://lendb.ai/lo/cody-dennis-1643354) (NMLS 1643354)
- [Colby Richardson](https://lendb.ai/lo/colby-richardson-1965040) (NMLS 1965040)
- [Colten Drawbaugh](https://lendb.ai/lo/colten-drawbaugh-2176305) (NMLS 2176305)
- [Craig Burris](https://lendb.ai/lo/craig-burris-1893687) (NMLS 1893687)
- [Destinee Stice](https://lendb.ai/lo/destinee-stice-1565498) (NMLS 1565498)
- [Dylan Cappadona](https://lendb.ai/lo/dylan-cappadona-2525014) (NMLS 2525014)
- [Gabrielle Garza](https://lendb.ai/lo/gabrielle-garza-2035824) (NMLS 2035824)
- [Jacob Painton](https://lendb.ai/lo/jacob-painton-2818043) (NMLS 2818043)
- [Jeffrey Belony](https://lendb.ai/lo/jeffrey-belony-2632239) (NMLS 2632239)
- [Joseph Delgado](https://lendb.ai/lo/joseph-delgado-2212043) (NMLS 2212043)
- [Joshua Denson](https://lendb.ai/lo/joshua-denson-1929697) (NMLS 1929697)
- [Julian Zivkovic](https://lendb.ai/lo/julian-zivkovic-1830304) (NMLS 1830304)
- [Kyle Caskie](https://lendb.ai/lo/kyle-caskie-2003891) (NMLS 2003891)
- [Mackenzie Benkers](https://lendb.ai/lo/mackenzie-benkers-2810422) (NMLS 2810422)
- [Mark Alpaugh](https://lendb.ai/lo/mark-alpaugh-2665527) (NMLS 2665527)
- [Matthew Pysh](https://lendb.ai/lo/matthew-pysh-2810466) (NMLS 2810466)
- [Matthew Sayles](https://lendb.ai/lo/matthew-sayles-2810465) (NMLS 2810465)
- [Matthew Zagwodzki](https://lendb.ai/lo/matthew-zagwodzki-1067433) (NMLS 1067433)
- [Nicholas Sallemi](https://lendb.ai/lo/nicholas-sallemi-2715658) (NMLS 2715658)
- [Nigel Strickland](https://lendb.ai/lo/nigel-strickland-1995675) (NMLS 1995675)
- [Phillip Sprenkle](https://lendb.ai/lo/phillip-sprenkle-1798527) (NMLS 1798527)
- [Ryan Kattell](https://lendb.ai/lo/ryan-kattell-2176311) (NMLS 2176311)
- [Rylee Lewis](https://lendb.ai/lo/rylee-lewis-2632240) (NMLS 2632240)
- [Sarah Sakhi](https://lendb.ai/lo/sarah-sakhi-1823848) (NMLS 1823848)
- [Sean Reynolds](https://lendb.ai/lo/sean-reynolds-21847) (NMLS 21847)
- [Steven Murphy](https://lendb.ai/lo/steven-murphy-1135896) (NMLS 1135896)
- [Thomas Myint](https://lendb.ai/lo/thomas-myint-2810418) (NMLS 2810418)
- [Tyler Brooke](https://lendb.ai/lo/tyler-brooke-1541622) (NMLS 1541622)

Cite as: LenDb.ai, https://lendb.ai/lender/newday-usa-1043.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._