{
  "canonical_url": "https://lendb.ai/lender/obsidian-financial-services-inc-1425046",
  "summary": "Obsidian Financial Services, Inc. (company NMLS 1425046) is a mortgage lender. LenDb lists 16 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 1425046,
    "slug": "obsidian-financial-services-inc-1425046",
    "canonical_url": "https://lendb.ai/lender/obsidian-financial-services-inc-1425046",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1425046",
    "name": {
      "value": "Obsidian Financial Services, Inc.",
      "source": "state_regulator",
      "source_url": "https://obsidianfinancialservices.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://obsidianfinancialservices.com",
      "source": "state_regulator",
      "source_url": "https://obsidianfinancialservices.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://obsidianfinancialservices.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.008,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 654,
          "by_loan_type": {
            "conventional": 228,
            "fha": 393,
            "va": 30,
            "usda": 3
          },
          "purchase": 572,
          "refinance": 82,
          "other_purpose": 0,
          "jumbo": 8,
          "investor": 52,
          "volume_usd": 256570000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 250
        },
        {
          "state": "FL",
          "loans": 128
        },
        {
          "state": "CA",
          "loans": 88
        },
        {
          "state": "GA",
          "loans": 38
        },
        {
          "state": "OH",
          "loans": 30
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 16,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
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      "full_name": "Agueda Diaz",
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      "slug": "alan-sharlow-2000313",
      "full_name": "Alan Sharlow",
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      "canonical_url": "https://lendb.ai/lo/alan-sharlow-2000313"
    },
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      "slug": "andre-nieuwendam-1746979",
      "full_name": "Andre Nieuwendam",
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      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/andre-nieuwendam-1746979"
    },
    {
      "nmls_id": 1676659,
      "slug": "dany-zelaa-1676659",
      "full_name": "Dany Zelaa",
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      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/dany-zelaa-1676659"
    },
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      "slug": "david-gamino-2673530",
      "full_name": "David Gamino",
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      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/david-gamino-2673530"
    },
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      "slug": "elizabeth-tipton-993096",
      "full_name": "Elizabeth Tipton",
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      "canonical_url": "https://lendb.ai/lo/elizabeth-tipton-993096"
    },
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      "nmls_id": 1473652,
      "slug": "gabriela-lopez-1473652",
      "full_name": "Gabriela Lopez",
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      "canonical_url": "https://lendb.ai/lo/gabriela-lopez-1473652"
    },
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      "full_name": "Jaime Rivera",
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      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jaime-rivera-315983"
    },
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      "nmls_id": 1890247,
      "slug": "jennifer-tricoche-1890247",
      "full_name": "Jennifer Tricoche",
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      "slug": "jose-gomez-620966",
      "full_name": "Jose Gomez",
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      "full_name": "Tanya Clark",
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      "canonical_url": "https://lendb.ai/lo/zachary-wilcox-2724613"
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}