{ "canonical_url": "https://lendb.ai/lender/panorama-mortgage-group-llc-133739", "summary": "Panorama Mortgage Group, LLC (company NMLS 133739) is an independent mortgage lender. LenDb lists 80 of its loan officers, with branches in 9 states, each with an individual NMLS ID, licensed states and sources.", "lender": { "nmls_id": 133739, "slug": "panorama-mortgage-group-llc-133739", "canonical_url": "https://lendb.ai/lender/panorama-mortgage-group-llc-133739", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/133739", "name": { "value": "Panorama Mortgage Group, LLC", "source": "state_regulator", "source_url": "https://www.simplypmg.com/", "verified_at": "2026-10-13" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.simplypmg.com/", "source": "state_regulator", "source_url": "https://www.simplypmg.com/", "verified_at": "2026-10-13" }, "lo_directory_url": "https://www.simplypmg.net/find-a-loan-officer", "hq_state": null, "loan_programs": { "value": [], "source": "state_regulator", "source_url": "https://www.simplypmg.com/", "verified_at": "2026-10-13" }, "program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08", "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot" } ], "activity": { "source": "HMDA", "source_name": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "as_of_year": 2025, "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)", "third_party_share": 0, "includes_brokered": false, "years": [ { "year": 2025, "loans": 2007, "by_loan_type": { "conventional": 1036, "fha": 928, "va": 41, "usda": 2 }, "purchase": 1889, "refinance": 117, "other_purpose": 1, "jumbo": 3, "investor": 935, "volume_usd": 512535000 }, { "year": 2024, "loans": 1813, "by_loan_type": { "conventional": 1046, "fha": 701, "va": 60, "usda": 6 }, "purchase": 1710, "refinance": 103, "other_purpose": 0, "jumbo": 3, "investor": 504, "volume_usd": 562405000 } ], "top_states": [ { "state": "NV", "loans": 336 }, { "state": "TX", "loans": 274 }, { "state": "CA", "loans": 216 }, { "state": "NJ", "loans": 193 }, { "state": "CO", "loans": 156 } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }, "loan_officer_count": 80, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-13" }, "loan_officers": [ { "nmls_id": 1275133, "slug": "ahmed-torres-1275133", "full_name": "Ahmed Torres", "title": "Loan Officer", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/ahmed-torres-1275133" }, { "nmls_id": 2694971, "slug": "cristian-a-landaverde-flores-2694971", "full_name": "Cristian A. Landaverde Flores", "title": null, "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/cristian-a-landaverde-flores-2694971" }, { "nmls_id": 202504, "slug": "david-almaraz-202504", "full_name": "David Almaraz", "title": "Division Vice President", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/david-almaraz-202504" }, { "nmls_id": 2258947, "slug": "joel-gonzalez-2258947", "full_name": "Joel Gonzalez", "title": "Loan Officer", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/joel-gonzalez-2258947" }, { "nmls_id": 1176984, "slug": "jose-perez-lopez-1176984", "full_name": "Jose A Perez", "title": "Loan Officer", "branch_city": "Phoenix", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/jose-perez-lopez-1176984" }, { "nmls_id": 2106971, "slug": "christine-bedolla-2106971", "full_name": "Christine Bedolla", "title": "Loan Officer", "branch_city": "Northridge", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/christine-bedolla-2106971" }, { "nmls_id": 1011109, "slug": "fernando-perez-1011109", "full_name": "Fernando Perez", "title": "Loan Officer", "branch_city": "Northridge", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/fernando-perez-1011109" }, { "nmls_id": 1239383, "slug": "fidel-mazon-1239383", "full_name": "Fidel Mazon", "title": "Branch Manager", "branch_city": "Visalia", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/fidel-mazon-1239383" }, { "nmls_id": 317041, "slug": "jaime-tapia-317041", "full_name": "Jaime Tapia", "title": "Branch Manager", "branch_city": "Northridge", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/jaime-tapia-317041" }, { "nmls_id": 448224, "slug": "janelle-rodriguez-448224", "full_name": "Janelle Rodriguez", "title": "Branch Manager", "branch_city": "Chino", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/janelle-rodriguez-448224" }, { "nmls_id": 285770, "slug": "manuel-rodriguez-285770", "full_name": "Manuel Rodriguez", "title": "Branch Manager", "branch_city": "Downey", "branch_state": "CA", "canonical_url": "https://lendb.ai/lo/manuel-rodriguez-285770" }, { "nmls_id": 167625, "slug": "amaury-sanchez-cifuentes-167625", "full_name": "Amaury Cifuentes", "title": "Branch Manager", "branch_city": "Hollywood", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/amaury-sanchez-cifuentes-167625" }, { "nmls_id": 281968, "slug": "javier-noriega-281968", "full_name": "Javier Noriega", "title": "Inside Loan Officer", "branch_city": "Miami", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/javier-noriega-281968" }, { "nmls_id": 1531650, "slug": "jessica-guzman-1531650", "full_name": "Jessica Guzman", "title": "Loan Officer", "branch_city": "Hollywood", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/jessica-guzman-1531650" }, { "nmls_id": 357171, "slug": "michael-lux-357171", "full_name": "Michael Lux", "title": "Branch Manager", "branch_city": "Hollywood", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/michael-lux-357171" }, { "nmls_id": 434330, "slug": "oscar-kassner-434330", "full_name": "Oscar Kassner", "title": "Branch Manager", "branch_city": "Sarasota", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/oscar-kassner-434330" }, { "nmls_id": 2015982, "slug": "ricardo-diaz-2015982", "full_name": "Ricardo Diaz", "title": "Loan Officer", "branch_city": "Sarasota", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/ricardo-diaz-2015982" }, { "nmls_id": 1786289, "slug": "camilo-arango-1786289", "full_name": "Camilo Arango", "title": "Loan Officer", "branch_city": "Duluth", "branch_state": "GA", "canonical_url": "https://lendb.ai/lo/camilo-arango-1786289" }, { "nmls_id": 1460683, "slug": "kimberly-vicente-monterroso-1460683", "full_name": "Kimberly Vicente Monterroso", "title": "Loan Officer", "branch_city": "Duluth", "branch_state": "GA", "canonical_url": "https://lendb.ai/lo/kimberly-vicente-monterroso-1460683" }, { "nmls_id": 1526424, "slug": "martha-rios-1526424", "full_name": "Martha Rios", "title": "Loan Officer", "branch_city": "Duluth", "branch_state": "GA", "canonical_url": "https://lendb.ai/lo/martha-rios-1526424" }, { "nmls_id": 2599844, "slug": "sebastian-correa-2599844", "full_name": "Sebastian Correa", "title": "Loan Officer", "branch_city": "Norcross", "branch_state": "GA", "canonical_url": "https://lendb.ai/lo/sebastian-correa-2599844" }, { "nmls_id": 2572082, "slug": "kailey-anaya-2572082", "full_name": "Kailey Anaya", "title": "Loan Officer", "branch_city": "Clinton", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/kailey-anaya-2572082" }, { "nmls_id": 140053, "slug": "melvin-henderson-140053", "full_name": "Melvin Henderson", "title": "Branch Manager", "branch_city": "Clinton", "branch_state": "NC", "canonical_url": "https://lendb.ai/lo/melvin-henderson-140053" }, { "nmls_id": 2380809, "slug": "angelica-rios-2380809", "full_name": "Angelica Rios", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/angelica-rios-2380809" }, { "nmls_id": 2680364, "slug": "casey-lewis-2680364", "full_name": "Casey Lewis", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/casey-lewis-2680364" }, { "nmls_id": 1544621, "slug": "fernando-ospina-1544621", "full_name": "Fernando Ospina", "title": "Branch Manager", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/fernando-ospina-1544621" }, { "nmls_id": 2640561, "slug": "hanoi-aquinet-2640561", "full_name": "Hanoi Aquinet", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/hanoi-aquinet-2640561" }, { "nmls_id": 1869835, "slug": "jonathan-soto-1869835", "full_name": "Jonathan Soto", "title": "Branch Manager", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/jonathan-soto-1869835" }, { "nmls_id": 2251561, "slug": "jordy-villegas-2251561", "full_name": "Jordy Villegas", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/jordy-villegas-2251561" }, { "nmls_id": 2380804, "slug": "joshua-rios-2380804", "full_name": "Joshua Rios", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/joshua-rios-2380804" }, { "nmls_id": 2583854, "slug": "mariana-pulgarin-2583854", "full_name": "Mariana Pulgarin", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/mariana-pulgarin-2583854" }, { "nmls_id": 1650690, "slug": "raymond-diaz-1650690", "full_name": "Raymond Diaz", "title": "Loan Officer", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/raymond-diaz-1650690" }, { "nmls_id": 1723744, "slug": "winston-ouckama-1723744", "full_name": "Winston Ouckama", "title": "Branch Manager", "branch_city": "Parsippany", "branch_state": "NJ", "canonical_url": "https://lendb.ai/lo/winston-ouckama-1723744" }, { "nmls_id": 339427, "slug": "angela-seminario-339427", "full_name": "Angela Seminario", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/angela-seminario-339427" }, { "nmls_id": 2285087, "slug": "ariel-drotter-arguello-2285087", "full_name": "Ariel Drotter", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/ariel-drotter-arguello-2285087" }, { "nmls_id": 381053, "slug": "arturo-pradera-381053", "full_name": "Arturo Pradera", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/arturo-pradera-381053" }, { "nmls_id": 1964790, "slug": "barbara-guevara-1964790", "full_name": "Barbara Guevara", "title": null, "branch_city": null, "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/barbara-guevara-1964790" }, { "nmls_id": 381066, "slug": "cesar-romero-381066", "full_name": "Cesar Romero", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/cesar-romero-381066" }, { "nmls_id": 382305, "slug": "chris-rodarte-382305", "full_name": "Chris Rodarte", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/chris-rodarte-382305" }, { "nmls_id": 1476614, "slug": "cynthia-lemus-1476614", "full_name": "Cynthia Lemus", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/cynthia-lemus-1476614" }, { "nmls_id": 1007371, "slug": "daniel-diaz-1007371", "full_name": "Daniel Diaz", "title": null, "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/daniel-diaz-1007371" }, { "nmls_id": 2073800, "slug": "edward-rose-2073800", "full_name": "Edward Rose", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/edward-rose-2073800" }, { "nmls_id": 828144, "slug": "erik-quioro-828144", "full_name": "Erik Quioro", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/erik-quioro-828144" }, { "nmls_id": 1298114, "slug": "ernie-contreras-1298114", "full_name": "Ernie Contreras", "title": null, "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/ernie-contreras-1298114" }, { "nmls_id": 2270471, "slug": "erwin-cuenca-2270471", "full_name": "Erwin Cuenca", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/erwin-cuenca-2270471" }, { "nmls_id": 186373, "slug": "francisco-campos-186373", "full_name": "Francisco Pinzon", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/francisco-campos-186373" }, { "nmls_id": 120138, "slug": "gabriel-diaz-120138", "full_name": "Gabriel Diaz", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/gabriel-diaz-120138" }, { "nmls_id": 67525, "slug": "gary-jackson-67525", "full_name": "Gary Jackson", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/gary-jackson-67525" }, { "nmls_id": 224837, "slug": "hector-hinojosa-224837", "full_name": "Hector Hinojosa", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/hector-hinojosa-224837" }, { "nmls_id": 169440, "slug": "ignacio-taboada-169440", "full_name": "Ignacio Taboada", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/ignacio-taboada-169440" }, { "nmls_id": 2214669, "slug": "irlanda-flores-garcia-2214669", "full_name": "Irlanda Flores Garcia", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/irlanda-flores-garcia-2214669" }, { "nmls_id": 962299, "slug": "ivan-acosta-962299", "full_name": "Ivan Acosta", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/ivan-acosta-962299" }, { "nmls_id": 1285773, "slug": "jennifer-nina-1285773", "full_name": "Jennifer Nina", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/jennifer-nina-1285773" }, { "nmls_id": 2619572, "slug": "laura-juarez-2619572", "full_name": "Laura Juarez", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/laura-juarez-2619572" }, { "nmls_id": 1769169, "slug": "liana-diaz-1769169", "full_name": "Liana Diaz", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/liana-diaz-1769169" }, { "nmls_id": 207916, "slug": "luis-correa-207916", "full_name": "Luis Correa", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/luis-correa-207916" }, { "nmls_id": 907673, "slug": "luis-peralta-907673", "full_name": "Luis Peralta", "title": null, "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/luis-peralta-907673" }, { "nmls_id": 2124202, "slug": "manu-kaur-2124202", "full_name": "Manu Kaur", "title": "Branch Manager", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/manu-kaur-2124202" }, { "nmls_id": 1773991, "slug": "manuel-ibarra-1773991", "full_name": "Manuel Gonzalez Ibarra", "title": null, "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/manuel-ibarra-1773991" }, { "nmls_id": 1702739, "slug": "maricela-flores-1702739", "full_name": "Maricela Flores", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/maricela-flores-1702739" }, { "nmls_id": 2218486, "slug": "maricelly-ospina-2218486", "full_name": "Maricelly Ospina", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/maricelly-ospina-2218486" }, { "nmls_id": 2305210, "slug": "mario-lopez-tirado-2305210", "full_name": "Mario Lopez Tirado", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/mario-lopez-tirado-2305210" }, { "nmls_id": 228115, "slug": "marisol-de-la-cruz-228115", "full_name": "Marisol De La Cruz", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/marisol-de-la-cruz-228115" }, { "nmls_id": 2300301, "slug": "nadia-santos-2300301", "full_name": "Nadia Santos", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/nadia-santos-2300301" }, { "nmls_id": 2108074, "slug": "orlando-alvarez-2108074", "full_name": "Orlando Alvarez", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/orlando-alvarez-2108074" }, { "nmls_id": 369710, "slug": "richard-rodarte-369710", "full_name": "Richard Rodarte", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/richard-rodarte-369710" }, { "nmls_id": 236471, "slug": "dorris-white-236471", "full_name": "Richard White", "title": "Loan Officer", "branch_city": "Las Vegas", "branch_state": "NV", "canonical_url": "https://lendb.ai/lo/dorris-white-236471" }, { "nmls_id": 1253954, "slug": 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