{
  "canonical_url": "https://lendb.ai/lender/peak-residential-lending-inc-2433973",
  "summary": "Peak Residential Lending Inc (company NMLS 2433973) is a mortgage lender. LenDb lists 5 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 2433973,
    "slug": "peak-residential-lending-inc-2433973",
    "canonical_url": "https://lendb.ai/lender/peak-residential-lending-inc-2433973",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2433973",
    "name": {
      "value": "Peak Residential Lending Inc",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 410,
          "by_loan_type": {
            "conventional": 251,
            "fha": 131,
            "va": 25,
            "usda": 3
          },
          "purchase": 348,
          "refinance": 62,
          "other_purpose": 0,
          "jumbo": 1,
          "investor": 24,
          "volume_usd": 154200000
        },
        {
          "year": 2024,
          "loans": 464,
          "by_loan_type": {
            "conventional": 303,
            "fha": 110,
            "va": 45,
            "usda": 6
          },
          "purchase": 417,
          "refinance": 47,
          "other_purpose": 0,
          "jumbo": 3,
          "investor": 37,
          "volume_usd": 179010000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 285
        },
        {
          "state": "AZ",
          "loans": 64
        },
        {
          "state": "OR",
          "loans": 31
        },
        {
          "state": "NV",
          "loans": 18
        },
        {
          "state": "ID",
          "loans": 4
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 5,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 367596,
      "slug": "brook-luter-367596",
      "full_name": "Brook Luter",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brook-luter-367596"
    },
    {
      "nmls_id": 1593464,
      "slug": "cailey-murschel-1593464",
      "full_name": "Cailey Murschel",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/cailey-murschel-1593464"
    },
    {
      "nmls_id": 200939,
      "slug": "charles-bates-200939",
      "full_name": "Charles Bates",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/charles-bates-200939"
    },
    {
      "nmls_id": 92342,
      "slug": "deanne-taylor-92342",
      "full_name": "Deanne Taylor",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/deanne-taylor-92342"
    },
    {
      "nmls_id": 220697,
      "slug": "steven-copus-220697",
      "full_name": "Steven Copus",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/steven-copus-220697"
    }
  ]
}