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canonical_url: https://lendb.ai/lender/polaris-home-funding-corp-38072
last_verified: 2026-10-15
---

# Polaris Home Funding Corp.

Company NMLS ID 38072 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/38072)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Polaris Home Funding Corp. (company NMLS 38072) is a mortgage lender. LenDb lists 3 of its loan officers, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 1,219 home loans in 2025 (HMDA), 596 FHA.

- By loan type: 423 conventional, 596 FHA, 84 VA, 116 USDA.
- By purpose: 893 purchase, 134 refinance, 192 other (home improvement and other closed-end loans).
- 0 jumbo (above the conforming loan limit); 35 for investment properties.
- Down 11% from 2024 (1,377 loans).
- About $251.7 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Duane Vander Ark](https://lendb.ai/lo/duane-vander-ark-38523) (NMLS 38523)
- [Harold Collier](https://lendb.ai/lo/harold-collier-63003) (NMLS 63003)
- [James Westbeld](https://lendb.ai/lo/james-westbeld-18603) (NMLS 18603)

Cite as: LenDb.ai, https://lendb.ai/lender/polaris-home-funding-corp-38072.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._