{
  "canonical_url": "https://lendb.ai/lender/preston-home-loans-inc-1759275",
  "summary": "Preston Home Loans Inc (company NMLS 1759275) is a mortgage lender. LenDb lists 7 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 1759275,
    "slug": "preston-home-loans-inc-1759275",
    "canonical_url": "https://lendb.ai/lender/preston-home-loans-inc-1759275",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1759275",
    "name": {
      "value": "Preston Home Loans Inc",
      "source": "state_regulator",
      "source_url": "https://www.legacy-mortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://www.legacy-mortgage.com",
      "source": "state_regulator",
      "source_url": "https://www.legacy-mortgage.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.legacy-mortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1210,
          "by_loan_type": {
            "conventional": 648,
            "fha": 470,
            "va": 59,
            "usda": 33
          },
          "purchase": 1081,
          "refinance": 102,
          "other_purpose": 27,
          "jumbo": 0,
          "investor": 32,
          "volume_usd": 251630000
        },
        {
          "year": 2024,
          "loans": 1102,
          "by_loan_type": {
            "conventional": 594,
            "fha": 437,
            "va": 43,
            "usda": 28
          },
          "purchase": 1018,
          "refinance": 71,
          "other_purpose": 13,
          "jumbo": 0,
          "investor": 27,
          "volume_usd": 220250000
        }
      ],
      "top_states": [
        {
          "state": "MI",
          "loans": 1161
        },
        {
          "state": "TX",
          "loans": 27
        },
        {
          "state": "IN",
          "loans": 12
        },
        {
          "state": "FL",
          "loans": 7
        },
        {
          "state": "GA",
          "loans": 1
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 7,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1809014,
      "slug": "alyssa-kidd-1809014",
      "full_name": "Alyssa Kidd",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alyssa-kidd-1809014"
    },
    {
      "nmls_id": 252686,
      "slug": "elizabeth-rose-252686",
      "full_name": "Elizabeth Rose",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/elizabeth-rose-252686"
    },
    {
      "nmls_id": 30026,
      "slug": "justin-kidd-30026",
      "full_name": "Justin Kidd",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/justin-kidd-30026"
    },
    {
      "nmls_id": 166413,
      "slug": "loren-hotchkiss-166413",
      "full_name": "Loren Hotchkiss",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/loren-hotchkiss-166413"
    },
    {
      "nmls_id": 251397,
      "slug": "robert-patton-251397",
      "full_name": "Robert Patton",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/robert-patton-251397"
    },
    {
      "nmls_id": 1927056,
      "slug": "thelma-rossbach-1927056",
      "full_name": "Thelma Rossbach",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/thelma-rossbach-1927056"
    },
    {
      "nmls_id": 2248404,
      "slug": "whitney-mrs-2248404",
      "full_name": "Whitney Mrs.",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/whitney-mrs-2248404"
    }
  ]
}