{
  "canonical_url": "https://lendb.ai/lender/ram-mortgage-llc-2301828",
  "summary": "Ram Mortgage, LLC (company NMLS 2301828) is an independent mortgage lender. LenDb lists 64 of its loan officers, with branches in North Carolina, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 2301828,
    "slug": "ram-mortgage-llc-2301828",
    "canonical_url": "https://lendb.ai/lender/ram-mortgage-llc-2301828",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2301828",
    "name": {
      "value": "Ram Mortgage, LLC",
      "source": "state_regulator",
      "source_url": "https://www.rammtg.com/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.rammtg.com/",
      "source": "state_regulator",
      "source_url": "https://www.rammtg.com/",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://www.rammtg.com/our-staff",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.rammtg.com/",
      "verified_at": "2026-10-13"
    },
    "loan_officer_count": 64,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "facts": {
    "summary": {
      "text": "Ram Mortgage, LLC is a mortgage lender based in Charlotte, North Carolina. The company offers residential loans, including conventional, jumbo, VA, adjustable-rate, home equity, and investment property loans.",
      "source_url": "https://www.rammtg.com/about-us"
    },
    "licensed_states": [
      {
        "state": "FL",
        "license_type": "Mortgage Broker",
        "status": "Expired",
        "active": false,
        "source_url": "https://flofr.gov/education/public-information/registration-data-download"
      },
      {
        "state": "FL",
        "license_type": "Mortgage Lender",
        "status": "Approved",
        "active": true,
        "source_url": "https://flofr.gov/education/public-information/registration-data-download"
      },
      {
        "state": "TX",
        "license_type": "Mortgage Company License",
        "status": "Approved",
        "active": true,
        "source_url": "https://www.sml.texas.gov/"
      }
    ],
    "programs": null,
    "lo_states": [
      {
        "state": "NC",
        "count": 26
      },
      {
        "state": "FL",
        "count": 21
      },
      {
        "state": "GA",
        "count": 15
      },
      {
        "state": "TX",
        "count": 12
      },
      {
        "state": "VA",
        "count": 10
      },
      {
        "state": "MI",
        "count": 7
      },
      {
        "state": "PA",
        "count": 7
      },
      {
        "state": "SC",
        "count": 7
      },
      {
        "state": "MD",
        "count": 6
      },
      {
        "state": "CA",
        "count": 5
      },
      {
        "state": "AL",
        "count": 4
      },
      {
        "state": "IN",
        "count": 4
      },
      {
        "state": "MN",
        "count": 4
      },
      {
        "state": "OH",
        "count": 4
      },
      {
        "state": "TN",
        "count": 4
      },
      {
        "state": "CO",
        "count": 3
      },
      {
        "state": "IA",
        "count": 3
      },
      {
        "state": "KS",
        "count": 2
      },
      {
        "state": "IL",
        "count": 1
      },
      {
        "state": "NJ",
        "count": 1
      },
      {
        "state": "WA",
        "count": 1
      }
    ],
    "languages": [],
    "lo_count": 61,
    "verified_at": "2026-10-15"
  },
  "loan_officers": [
    {
      "nmls_id": 2797933,
      "slug": "aaron-campbell-2797933",
      "full_name": "Aaron Campbell",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/aaron-campbell-2797933"
    },
    {
      "nmls_id": 2162329,
      "slug": "akanksha-vishnoi-2162329",
      "full_name": "Akanksha Vishnoi",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/akanksha-vishnoi-2162329"
    },
    {
      "nmls_id": 2355973,
      "slug": "akinbode-akinola-2355973",
      "full_name": "Akinbode Akinola",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/akinbode-akinola-2355973"
    },
    {
      "nmls_id": 2744082,
      "slug": "aliaksandr-niakliayeu-2744082",
      "full_name": "Aliaksandr Niakliayeu",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/aliaksandr-niakliayeu-2744082"
    },
    {
      "nmls_id": 1739842,
      "slug": "alphonza-gibbs-1739842",
      "full_name": "Alphonza Gibbs",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/alphonza-gibbs-1739842"
    },
    {
      "nmls_id": 2579999,
      "slug": "annie-madison-2579999",
      "full_name": "Annie Madison",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/annie-madison-2579999"
    },
    {
      "nmls_id": 2741511,
      "slug": "carmen-howell-2741511",
      "full_name": "Carmen Howell",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/carmen-howell-2741511"
    },
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      "nmls_id": 2077997,
      "slug": "cedric-cromer-2077997",
      "full_name": "Cedric Cromer",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/cedric-cromer-2077997"
    },
    {
      "nmls_id": 285748,
      "slug": "david-burkitt-285748",
      "full_name": "David Rodney Burkitt",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/david-burkitt-285748"
    },
    {
      "nmls_id": 2584979,
      "slug": "deepak-rana-bhatt-2584979",
      "full_name": "Deepak Rana Bhatt",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/deepak-rana-bhatt-2584979"
    },
    {
      "nmls_id": 2687649,
      "slug": "dirk-pepperd-2687649",
      "full_name": "Dirk Pepperd",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/dirk-pepperd-2687649"
    },
    {
      "nmls_id": 2428721,
      "slug": "douglas-glass-2428721",
      "full_name": "Douglas Glass",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/douglas-glass-2428721"
    },
    {
      "nmls_id": 2597255,
      "slug": "gerardo-jose-andrade-2597255",
      "full_name": "Gerardo Jose Andrade",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/gerardo-jose-andrade-2597255"
    },
    {
      "nmls_id": 2518758,
      "slug": "henok-lakew-2518758",
      "full_name": "Henok Lakew",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/henok-lakew-2518758"
    },
    {
      "nmls_id": 2112546,
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      "full_name": "Hinaben Desai",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/hinaben-desai-2112546"
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    {
      "nmls_id": 1417035,
      "slug": "jacques-souverain-1417035",
      "full_name": "Jacques Souverain",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jacques-souverain-1417035"
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    {
      "nmls_id": 2494989,
      "slug": "jeffrey-grondin-2494989",
      "full_name": "Jeffrey Grondin",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jeffrey-grondin-2494989"
    },
    {
      "nmls_id": 2100901,
      "slug": "jeffrey-zephir-2100901",
      "full_name": "Jeffrey Zephir",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jeffrey-zephir-2100901"
    },
    {
      "nmls_id": 2434229,
      "slug": "john-ethan-michael-2434229",
      "full_name": "John Ethan Michael",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/john-ethan-michael-2434229"
    },
    {
      "nmls_id": 2484652,
      "slug": "joseph-benjamin-gonzalez-2484652",
      "full_name": "Joseph Benjamin Gonzalez",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/joseph-benjamin-gonzalez-2484652"
    },
    {
      "nmls_id": 2781016,
      "slug": "joseph-lyons-2781016",
      "full_name": "Joseph Branum Lyons",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/joseph-lyons-2781016"
    },
    {
      "nmls_id": 77398,
      "slug": "justin-friedle-77398",
      "full_name": "Justin Mario Friedle",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/justin-friedle-77398"
    },
    {
      "nmls_id": 2503450,
      "slug": "jyoti-virmani-chandna-2503450",
      "full_name": "Jyoti Virmani Chandna",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/jyoti-virmani-chandna-2503450"
    },
    {
      "nmls_id": 2778087,
      "slug": "karthikeyan-krishnakumar-2778087",
      "full_name": "Karthikeyan Krishnakumar",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/karthikeyan-krishnakumar-2778087"
    },
    {
      "nmls_id": 2507848,
      "slug": "karthikeyan-kaduvettipalayam-sankarappan-2507848",
      "full_name": "Karthikeyan Sankarappan",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848"
    },
    {
      "nmls_id": 2673540,
      "slug": "krishna-chaitanya-thotapalli-2673540",
      "full_name": "Krishna Chaitanya Thotapalli",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
      "nmls_id": 2548905,
      "slug": "lakshmipathy-julapalli-2548905",
      "full_name": "Lakshmipathy Julapalli",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/lakshmipathy-julapalli-2548905"
    },
    {
      "nmls_id": 2648185,
      "slug": "larron-white-2648185",
      "full_name": "Larron Samuel White",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/larron-white-2648185"
    },
    {
      "nmls_id": 2716657,
      "slug": "latasha-knight-2716657",
      "full_name": "Latasha Knight",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
      "nmls_id": 1244876,
      "slug": "lawrence-harrison-1244876",
      "full_name": "Lawrence Harrison",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
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      "slug": "levi-barcourt-992519",
      "full_name": "Levi Barcourt",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/levi-barcourt-992519"
    },
    {
      "nmls_id": 807545,
      "slug": "lino-felipe-807545",
      "full_name": "Lino Felipe",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/lino-felipe-807545"
    },
    {
      "nmls_id": 2671199,
      "slug": "manas-mishra-2671199",
      "full_name": "Manas Mishra",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/manas-mishra-2671199"
    },
    {
      "nmls_id": 218602,
      "slug": "michael-jennings-218602",
      "full_name": "Michael Jennings",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/michael-jennings-218602"
    },
    {
      "nmls_id": 2654677,
      "slug": "nagaraju-komuravelli-2654677",
      "full_name": "Nagaraju Komuravelli",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/nagaraju-komuravelli-2654677"
    },
    {
      "nmls_id": 1732650,
      "slug": "nathalie-florival-1732650",
      "full_name": "Nathalie Maceus Florival",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/nathalie-florival-1732650"
    },
    {
      "nmls_id": 2639976,
      "slug": "nelson-castaneda-tirado-2639976",
      "full_name": "Nelson Castaneda",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/nelson-castaneda-tirado-2639976"
    },
    {
      "nmls_id": 2578218,
      "slug": "parashu-kunwor-2578218",
      "full_name": "Parashu Kunwor",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/parashu-kunwor-2578218"
    },
    {
      "nmls_id": 2787915,
      "slug": "poornima-kiranmai-kuppa-2787915",
      "full_name": "Poornima Kiranmai Kuppa",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/poornima-kiranmai-kuppa-2787915"
    },
    {
      "nmls_id": 2680146,
      "slug": "prakash-poudel-2680146",
      "full_name": "Prakash Poudel",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/prakash-poudel-2680146"
    },
    {
      "nmls_id": 2559873,
      "slug": "priteshkumar-rasiklal-shah-2559873",
      "full_name": "Priteshkumar Rasiklal Shah",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/priteshkumar-rasiklal-shah-2559873"
    },
    {
      "nmls_id": 2391216,
      "slug": "raechel-schilke-2391216",
      "full_name": "Raechel Lynn Schilke",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/raechel-schilke-2391216"
    },
    {
      "nmls_id": 1818895,
      "slug": "rahul-malik-1818895",
      "full_name": "Rahul Malik",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/rahul-malik-1818895"
    },
    {
      "nmls_id": 1956002,
      "slug": "ram-kalagara-1956002",
      "full_name": "Ram Kalagara",
      "title": "President",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/ram-kalagara-1956002"
    },
    {
      "nmls_id": 2535564,
      "slug": "rama-krishna-kunta-2535564",
      "full_name": "Rama Krishna Kunta",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/rama-krishna-kunta-2535564"
    },
    {
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      "slug": "ratna-sirisha-tummalapalli-2559685",
      "full_name": "Ratna Sirisha Tummalapalli",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/ratna-sirisha-tummalapalli-2559685"
    },
    {
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      "slug": "roberto-thelusma-2059666",
      "full_name": "Roberto Thelusma",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/roberto-thelusma-2059666"
    },
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      "full_name": "Sahajpal Singh Rai",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/sahajpal-singh-rai-2226868"
    },
    {
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      "slug": "seeta-chandra-2116984",
      "full_name": "Seeta Chandra",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/seeta-chandra-2116984"
    },
    {
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      "full_name": "Shana King",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
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      "full_name": "Sharlene Popplewell",
      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
      "canonical_url": "https://lendb.ai/lo/sharlene-popplewell-2847227"
    },
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      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
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      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
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      "title": "Loan Officer",
      "branch_city": "Charlotte",
      "branch_state": "NC",
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    },
    {
      "nmls_id": 2148440,
      "slug": "sridhar-yelakanti-2148440",
      "full_name": "Sridhar Yelakanti",
      "title": "Loan Officer",
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