---
canonical_url: https://lendb.ai/lender/sente-mortgage-inc-132111
last_verified: 2026-10-13
---

# Sente Mortgage, Inc.

Company NMLS ID 132111 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/132111)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Sente Mortgage, Inc. (company NMLS 132111) is an independent mortgage lender. LenDb lists 39 of its loan officers, with branches in 4 states, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 896 home loans in 2025 (HMDA), 441 conventional.

- By loan type: 441 conventional, 293 FHA, 150 VA, 12 USDA.
- By purpose: 695 purchase, 201 refinance.
- 21 jumbo (above the conforming loan limit); 23 for investment properties.
- Down 8% from 2024 (971 loans).
- About $293.0 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Samantha Brown](https://lendb.ai/lo/samantha-brown-1244083) (NMLS 1244083), Mortgage Banker, Cabot, AR
- [Shelly Powell](https://lendb.ai/lo/shelly-powell-299154) (NMLS 299154), Mortgage Banker, Cabot, AR
- [Stefanie Lyles](https://lendb.ai/lo/stefanie-lyles-700033) (NMLS 700033), Branch Manager | Mortgage Banker, Cabot, AR
- [Brian Messer](https://lendb.ai/lo/brian-messer-85797) (NMLS 85797), Branch Manager | Mortgage Banker, Peachtree City, GA
- [Clay Christy](https://lendb.ai/lo/clay-christy-202092) (NMLS 202092), Branch Manager | Mortgage Banker, Dahlonega, GA
- [Josh Sims](https://lendb.ai/lo/josh-sims-2261982) (NMLS 2261982), Mortgage Banker, Peachtree City, GA
- [Justin Messer](https://lendb.ai/lo/justin-messer-380824) (NMLS 380824), Mortgage Banker, Peachtree City, GA
- [Mark Strickert](https://lendb.ai/lo/mark-strickert-2535189) (NMLS 2535189), Mortgage Banker, Peachtree City, GA
- [Austin Wright](https://lendb.ai/lo/austin-wright-2220061) (NMLS 2220061), Mortgage Banker, Charleston, SC
- [Cole Hall](https://lendb.ai/lo/cole-hall-2220034) (NMLS 2220034), Mortgage Banker, Charleston, SC
- [Eric Housley](https://lendb.ai/lo/eric-housley-245811) (NMLS 245811), Mortgage Banker, Charleston, SC
- [Jarrett Hodson](https://lendb.ai/lo/jarrett-hodson-223754) (NMLS 223754), Branch Manager | Mortgage Banker, Charleston, SC
- [Jason Rosenthal](https://lendb.ai/lo/jason-rosenthal-249837) (NMLS 249837), Mortgage Banker, Charleston, SC
- [Mick Jewell](https://lendb.ai/lo/mick-jewell-50662) (NMLS 50662), Mortgage Banker, Charleston, SC
- [Travis Howard](https://lendb.ai/lo/travis-howard-244306) (NMLS 244306), Branch Operations Manager | Mortgage Banker, Charleston, SC
- [AJ Sanchez](https://lendb.ai/lo/andres-sanchez-2735465) (NMLS 2735465), Mortgage Banker, Houston, TX
- [Ana Martinez](https://lendb.ai/lo/ana-martinez-2015015) (NMLS 2015015), Mortgage Banker, Houston, TX
- [Chris Garcia](https://lendb.ai/lo/christopher-garcia-232805) (NMLS 232805), Mortgage Banker, Houston, TX
- [Debbie Ratliff](https://lendb.ai/lo/deborah-ratliff-565728) (NMLS 565728), Mortgage Banker, Houston, TX
- [Debbie Riopelle](https://lendb.ai/lo/debbie-riopelle-217612) (NMLS 217612), Mortgage Banker, Houston, TX
- [Frank Rivas Jr.](https://lendb.ai/lo/frank-rivas-545532) (NMLS 545532), Mortgage Banker, Houston, TX
- [James Racanelli](https://lendb.ai/lo/james-racanelli-217317) (NMLS 217317), Branch Manager | Mortgage Banker, New Braunfels, TX
- [Jenny Lack](https://lendb.ai/lo/jennifer-lack-494648) (NMLS 494648), Mortgage Banker, Killeen, TX
- [Jenny Nip](https://lendb.ai/lo/jenny-nip-255899) (NMLS 255899), Mortgage Banker, Houston, TX
- [Jerry Lopez](https://lendb.ai/lo/jerry-lopez-653071) (NMLS 653071), Mortgage Banker, Houston, TX
- [Jessica "JK" Elizondo](https://lendb.ai/lo/jessica-elizondo-2624028) (NMLS 2624028), Mortgage Banker, New Braunfels, TX
- [John Hathcote](https://lendb.ai/lo/john-hathcote-255956) (NMLS 255956), Branch Manager | Mortgage Banker, Houston, TX
- [Kristin Carroll](https://lendb.ai/lo/kristin-carroll-209674) (NMLS 209674), Mortgage Banker, Austin, TX
- [Lucas Arcizo](https://lendb.ai/lo/lucas-arcizo-2540468) (NMLS 2540468), Mortgage Banker, Houston, TX
- [Milton Birdwell](https://lendb.ai/lo/milton-birdwell-255469) (NMLS 255469), Branch Manager | Mortgage Banker, Houston, TX
- [Sarah Racanelli Carter](https://lendb.ai/lo/sarah-carter-2485958) (NMLS 2485958), Mortgage Banker, Austin, TX
- [Scott Williams](https://lendb.ai/lo/scott-williams-568139) (NMLS 568139), Mortgage Banker, Austin, TX
- [Eric Zanotelli](https://lendb.ai/lo/eric-zanotelli-294958) (NMLS 294958), Branch Manager | Mortgage Banker
- [Jennifer Lourence](https://lendb.ai/lo/jennifer-lourence-517149) (NMLS 517149)
- [Jennifer Rodriguez](https://lendb.ai/lo/jennifer-rodriguez-2035102) (NMLS 2035102), Sales Manager | Mortgage Banker
- [Karen Elliott](https://lendb.ai/lo/karen-elliott-211973) (NMLS 211973), Regional Manager | Mortgage Banker
- [Laura Comstock](https://lendb.ai/lo/laura-comstock-1120358) (NMLS 1120358)
- [Robert Humes](https://lendb.ai/lo/robert-humes-2775133) (NMLS 2775133)
- [Sandra Koons](https://lendb.ai/lo/sandra-koons-375532) (NMLS 375532)

Cite as: LenDb.ai, https://lendb.ai/lender/sente-mortgage-inc-132111.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._