{
  "canonical_url": "https://lendb.ai/lender/servis-one-inc-38078",
  "summary": "Servis One, Inc. (company NMLS 38078) is a mortgage lender. LenDb lists 17 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 38078,
    "slug": "servis-one-inc-38078",
    "canonical_url": "https://lendb.ai/lender/servis-one-inc-38078",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/38078",
    "name": {
      "value": "Servis One, Inc.",
      "source": "state_regulator",
      "source_url": "https://bsifinancial.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://bsifinancial.com",
      "source": "state_regulator",
      "source_url": "https://bsifinancial.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://bsifinancial.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
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          "by_loan_type": {
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            "fha": 42,
            "va": 78,
            "usda": 0
          },
          "purchase": 8,
          "refinance": 225,
          "other_purpose": 0,
          "jumbo": 0,
          "investor": 5,
          "volume_usd": 57995000
        },
        {
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          "by_loan_type": {
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            "va": 193,
            "usda": 0
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          "refinance": 207,
          "other_purpose": 0,
          "jumbo": 1,
          "investor": 3,
          "volume_usd": 59905000
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      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 22
        },
        {
          "state": "CA",
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        },
        {
          "state": "FL",
          "loans": 18
        },
        {
          "state": "WA",
          "loans": 16
        },
        {
          "state": "GA",
          "loans": 15
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 17,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
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      "full_name": "Bradley Reynolds",
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    },
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      "full_name": "Candace Burrows",
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      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/candace-burrows-1856579"
    },
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      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/daniel-wingfield-977240"
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      "full_name": "David Ciuclea",
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      "canonical_url": "https://lendb.ai/lo/david-ciuclea-1535514"
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}