{
  "canonical_url": "https://lendb.ai/lender/shea-mortgage-inc-40397",
  "summary": "Shea Mortgage Inc. (company NMLS 40397) is a mortgage lender. LenDb lists 10 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 40397,
    "slug": "shea-mortgage-inc-40397",
    "canonical_url": "https://lendb.ai/lender/shea-mortgage-inc-40397",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/40397",
    "name": {
      "value": "Shea Mortgage Inc.",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 1124,
          "by_loan_type": {
            "conventional": 997,
            "fha": 53,
            "va": 74,
            "usda": 0
          },
          "purchase": 1123,
          "refinance": 1,
          "other_purpose": 0,
          "jumbo": 68,
          "investor": 19,
          "volume_usd": 635610000
        },
        {
          "year": 2024,
          "loans": 1009,
          "by_loan_type": {
            "conventional": 870,
            "fha": 74,
            "va": 65,
            "usda": 0
          },
          "purchase": 1008,
          "refinance": 1,
          "other_purpose": 0,
          "jumbo": 71,
          "investor": 19,
          "volume_usd": 556475000
        }
      ],
      "top_states": [
        {
          "state": "AZ",
          "loans": 374
        },
        {
          "state": "CO",
          "loans": 241
        },
        {
          "state": "CA",
          "loans": 179
        },
        {
          "state": "TX",
          "loans": 87
        },
        {
          "state": "NV",
          "loans": 63
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 10,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1249518,
      "slug": "alain-garcia-1249518",
      "full_name": "Alain Garcia",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/alain-garcia-1249518"
    },
    {
      "nmls_id": 377233,
      "slug": "charlene-bates-377233",
      "full_name": "Charlene Bates",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/charlene-bates-377233"
    },
    {
      "nmls_id": 283626,
      "slug": "dio-kapitan-283626",
      "full_name": "Dio Kapitan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/dio-kapitan-283626"
    },
    {
      "nmls_id": 955440,
      "slug": "gregory-gonzalez-955440",
      "full_name": "Gregory Gonzalez",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/gregory-gonzalez-955440"
    },
    {
      "nmls_id": 239008,
      "slug": "jaime-bargiel-239008",
      "full_name": "Jaime Bargiel",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jaime-bargiel-239008"
    },
    {
      "nmls_id": 79285,
      "slug": "lawrence-horenstein-79285",
      "full_name": "Lawrence Horenstein",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lawrence-horenstein-79285"
    },
    {
      "nmls_id": 1245180,
      "slug": "leanne-wood-1245180",
      "full_name": "Leanne Wood",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/leanne-wood-1245180"
    },
    {
      "nmls_id": 375379,
      "slug": "nicholas-niemeyer-375379",
      "full_name": "Nicholas Niemeyer",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nicholas-niemeyer-375379"
    },
    {
      "nmls_id": 373349,
      "slug": "peter-shea-373349",
      "full_name": "Peter Shea",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/peter-shea-373349"
    },
    {
      "nmls_id": 337578,
      "slug": "regina-lee-337578",
      "full_name": "Regina Lee",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/regina-lee-337578"
    }
  ]
}