{
  "canonical_url": "https://lendb.ai/lender/smarter-mortgage-llc-1817406",
  "summary": "Smarter Mortgage LLC (company NMLS 1817406) is an independent mortgage lender. LenDb lists 18 of its loan officers, with branches in Texas, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 1817406,
    "slug": "smarter-mortgage-llc-1817406",
    "canonical_url": "https://lendb.ai/lender/smarter-mortgage-llc-1817406",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1817406",
    "name": {
      "value": "Smarter Mortgage LLC",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://smartermortgagelending.com/",
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://smartermortgagelending.com/meet-our-team/",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://smartermortgagelending.com/",
      "verified_at": "2026-10-13"
    },
    "loan_officer_count": 18,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "facts": {
    "summary": null,
    "licensed_states": [
      {
        "state": "FL",
        "license_type": "Mortgage Broker",
        "status": "Approved",
        "active": true,
        "source_url": "https://flofr.gov/education/public-information/registration-data-download"
      },
      {
        "state": "TX",
        "license_type": "Mortgage Company License",
        "status": "Approved",
        "active": true,
        "source_url": "https://www.sml.texas.gov/"
      }
    ],
    "programs": null,
    "lo_states": [
      {
        "state": "TX",
        "count": 16
      },
      {
        "state": "FL",
        "count": 3
      }
    ],
    "languages": [
      {
        "code": "es",
        "count": 2
      }
    ],
    "lo_count": 18,
    "verified_at": "2026-10-15"
  },
  "loan_officers": [
    {
      "nmls_id": 130413,
      "slug": "con-browne-130413",
      "full_name": "Con Browne",
      "title": "Principal",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/con-browne-130413"
    },
    {
      "nmls_id": 2445097,
      "slug": "gerardo-saldana-2445097",
      "full_name": "Gerardo Castrellon",
      "title": "Loan Officer",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/gerardo-saldana-2445097"
    },
    {
      "nmls_id": 1771438,
      "slug": "jessica-davila-1771438",
      "full_name": "Jessica Davila",
      "title": "Mortgage Loan Origination Officer",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/jessica-davila-1771438"
    },
    {
      "nmls_id": 2398924,
      "slug": "natalie-gonzalez-2398924",
      "full_name": "Natalie Gonzalez",
      "title": "Mortgage Loan Origination Officer",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/natalie-gonzalez-2398924"
    },
    {
      "nmls_id": 263734,
      "slug": "roman-ortiz-263734",
      "full_name": "Roman Ortiz",
      "title": "Sr. Mortgage Broker",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/roman-ortiz-263734"
    },
    {
      "nmls_id": 2028253,
      "slug": "shelby-helms-2028253",
      "full_name": "Shelby Helms",
      "title": "Mortgage Loan Origination Officer",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/shelby-helms-2028253"
    },
    {
      "nmls_id": 2665330,
      "slug": "tony-gonzalez-2665330",
      "full_name": "Tony Gonzalez",
      "title": "Loan Officer",
      "branch_city": "Corpus Christi",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/tony-gonzalez-2665330"
    },
    {
      "nmls_id": 2427328,
      "slug": "ailyn-gafas-2427328",
      "full_name": "Ailyn Gafas",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ailyn-gafas-2427328"
    },
    {
      "nmls_id": 1837708,
      "slug": "arely-alcala-1837708",
      "full_name": "Arely Alcala",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/arely-alcala-1837708"
    },
    {
      "nmls_id": 1289734,
      "slug": "brandon-levy-1289734",
      "full_name": "Brandon Levy",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/brandon-levy-1289734"
    },
    {
      "nmls_id": 2478819,
      "slug": "damaris-campos-2478819",
      "full_name": "Damaris Campos",
      "title": "Mortgage Loan Origination Officer",
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/damaris-campos-2478819"
    },
    {
      "nmls_id": 214573,
      "slug": "david-carriere-214573",
      "full_name": "David Carriere",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/david-carriere-214573"
    },
    {
      "nmls_id": 289883,
      "slug": "david-ratcliff-289883",
      "full_name": "David Ratcliff",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/david-ratcliff-289883"
    },
    {
      "nmls_id": 2337491,
      "slug": "heidi-bishop-maduhu-2337491",
      "full_name": "Heidi Bishop-Maduhu",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/heidi-bishop-maduhu-2337491"
    },
    {
      "nmls_id": 2835433,
      "slug": "ivette-garza-2835433",
      "full_name": "Ivette Garza",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ivette-garza-2835433"
    },
    {
      "nmls_id": 2802742,
      "slug": "nathan-gilbert-2802742",
      "full_name": "Nathan Gilbert",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nathan-gilbert-2802742"
    },
    {
      "nmls_id": 2752863,
      "slug": "nhu-tran-2752863",
      "full_name": "Nhu Tran",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/nhu-tran-2752863"
    },
    {
      "nmls_id": 2518061,
      "slug": "punky-juarez-2518061",
      "full_name": "Punky Juarez",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/punky-juarez-2518061"
    }
  ]
}