{
  "canonical_url": "https://lendb.ai/lender/southern-lending-services-ltd-342900",
  "summary": "Southern Lending Services, Ltd. (company NMLS 342900) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 342900,
    "slug": "southern-lending-services-ltd-342900",
    "canonical_url": "https://lendb.ai/lender/southern-lending-services-ltd-342900",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/342900",
    "name": {
      "value": "Southern Lending Services, Ltd.",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 275,
          "by_loan_type": {
            "conventional": 197,
            "fha": 29,
            "va": 49,
            "usda": 0
          },
          "purchase": 275,
          "refinance": 0,
          "other_purpose": 0,
          "jumbo": 10,
          "investor": 4,
          "volume_usd": 140915000
        },
        {
          "year": 2024,
          "loans": 257,
          "by_loan_type": {
            "conventional": 203,
            "fha": 0,
            "va": 54,
            "usda": 0
          },
          "purchase": 256,
          "refinance": 1,
          "other_purpose": 0,
          "jumbo": 7,
          "investor": 10,
          "volume_usd": 124725000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 204
        },
        {
          "state": "CO",
          "loans": 71
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 2,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 339825,
      "slug": "amy-jacobs-339825",
      "full_name": "Amy Jacobs",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/amy-jacobs-339825"
    },
    {
      "nmls_id": 507328,
      "slug": "william-dorgan-507328",
      "full_name": "William Dorgan",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/william-dorgan-507328"
    }
  ]
}