{ "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054", "summary": "The Mortgage Link, Inc. (company NMLS 113054) is an independent mortgage lender. LenDb lists 105 of its loan officers, with branches in 14 states, each with an individual NMLS ID, licensed states and sources.", "lender": { "nmls_id": 113054, "slug": "the-mortgage-link-inc-113054", "canonical_url": "https://lendb.ai/lender/the-mortgage-link-inc-113054", "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/113054", "name": { "value": "The Mortgage Link, Inc.", "source": "state_regulator", "source_url": "https://www.themortgagelink.com/", "verified_at": "2026-10-13" }, "dba_names": [], "type": "imb", "website": { "value": "https://www.themortgagelink.com/", "source": "state_regulator", "source_url": "https://www.themortgagelink.com/", "verified_at": "2026-10-13" }, "lo_directory_url": "https://www.themortgagelink.com/find-a-loan-officer", "hq_state": null, "loan_programs": { "value": [], "source": "state_regulator", "source_url": "https://www.themortgagelink.com/", "verified_at": "2026-10-13" }, "program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08", "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot" } ], "activity": { "source": "HMDA", "source_name": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "as_of_year": 2025, "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)", "third_party_share": 0, "includes_brokered": false, "years": [ { "year": 2025, "loans": 2460, "by_loan_type": { "conventional": 1151, "fha": 1106, "va": 160, "usda": 43 }, "purchase": 2190, "refinance": 265, "other_purpose": 5, "jumbo": 13, "investor": 89, "volume_usd": 697040000 }, { "year": 2024, "loans": 2318, "by_loan_type": { "conventional": 1169, "fha": 948, "va": 178, "usda": 23 }, "purchase": 2114, "refinance": 193, "other_purpose": 11, "jumbo": 7, "investor": 91, "volume_usd": 658700000 } ], "top_states": [ { "state": "OK", "loans": 667 }, { "state": "TX", "loans": 660 }, { "state": "MI", "loans": 649 }, { "state": "MD", "loans": 231 }, { "state": "CO", "loans": 39 } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }, "loan_officer_count": 105, "disciplinary_check": "not_checked", "disciplinary_actions": [], "last_verified_at": "2026-10-13" }, "loan_officers": [ { "nmls_id": 1458438, "slug": "timothy-king-1458438", "full_name": "Timothy King", "title": "Loan Officer", "branch_city": "Buckeye", "branch_state": "AZ", "canonical_url": "https://lendb.ai/lo/timothy-king-1458438" }, { "nmls_id": 199718, "slug": "lynn-whipple-199718", "full_name": "Lynn Whipple", "title": "Loan Officer", "branch_city": "Montrose", "branch_state": "CO", "canonical_url": "https://lendb.ai/lo/lynn-whipple-199718" }, { "nmls_id": 555683, "slug": "norma-cruz-mathis-555683", "full_name": "Norma Cruz-Mathis", "title": "Loan Officer", "branch_city": "Tariffville", "branch_state": "CT", "canonical_url": "https://lendb.ai/lo/norma-cruz-mathis-555683" }, { "nmls_id": 2064310, "slug": "tyler-wilson-2064310", "full_name": "Tyler Wilson", "title": "Loan Officer", "branch_city": "Tariffville", "branch_state": "CT", "canonical_url": "https://lendb.ai/lo/tyler-wilson-2064310" }, { "nmls_id": 189567, "slug": "marcel-garcia-189567", "full_name": "Marcel Garcia", "title": "Loan Officer", "branch_city": "Miami", "branch_state": "FL", "canonical_url": "https://lendb.ai/lo/marcel-garcia-189567" }, { "nmls_id": 289778, "slug": "jose-rincon-289778", "full_name": "Jose Rincon", "title": "Loan Officer", "branch_city": "Naperville", "branch_state": "IL", "canonical_url": "https://lendb.ai/lo/jose-rincon-289778" }, { "nmls_id": 913536, "slug": "john-lang-913536", "full_name": "Michael Lang", "title": "Loan Officer", "branch_city": "St. Charles", "branch_state": "IL", "canonical_url": "https://lendb.ai/lo/john-lang-913536" }, { "nmls_id": 202906, "slug": "steven-phras-202906", "full_name": "Steve Phras", "title": "Loan Officer", "branch_city": "St. Charles", "branch_state": "IL", "canonical_url": "https://lendb.ai/lo/steven-phras-202906" }, { "nmls_id": 101822, "slug": "timothy-pillsbury-101822", "full_name": "Timothy Pillsbury", "title": "Loan Officer", "branch_city": "Slidell", "branch_state": "LA", "canonical_url": "https://lendb.ai/lo/timothy-pillsbury-101822" }, { "nmls_id": 1787412, "slug": "alex-cardenas-1787412", "full_name": "Alex Cardenas", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/alex-cardenas-1787412" }, { "nmls_id": 2256247, "slug": "brian-hoehl-2256247", "full_name": "Brian Hoehl", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/brian-hoehl-2256247" }, { "nmls_id": 232781, "slug": "byron-jones-232781", "full_name": "Byron Jones", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/byron-jones-232781" }, { "nmls_id": 532666, "slug": "carey-riel-532666", "full_name": "Carey Riel", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/carey-riel-532666" }, { "nmls_id": 325518, "slug": "carl-colello-325518", "full_name": "Carl Colello", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/carl-colello-325518" }, { "nmls_id": 2720023, "slug": "chad-kuebler-2720023", "full_name": "Chad Kuebler", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/chad-kuebler-2720023" }, { "nmls_id": 891811, "slug": "christine-summers-891811", "full_name": "Chrissy Summers", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/christine-summers-891811" }, { "nmls_id": 98489, "slug": "daniel-horner-xenakis-98489", "full_name": "Daniel Xenakis", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/daniel-horner-xenakis-98489" }, { "nmls_id": 2008019, "slug": "david-siegel-2008019", "full_name": "David Siegel", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/david-siegel-2008019" }, { "nmls_id": 308783, "slug": "diane-hines-308783", "full_name": "Diane Hines", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/diane-hines-308783" }, { "nmls_id": 1574188, "slug": "guy-laurent-1574188", "full_name": "Guy Laurent", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/guy-laurent-1574188" }, { "nmls_id": 1760174, "slug": "hesler-reyes-1760174", "full_name": "Hesler Reyes", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/hesler-reyes-1760174" }, { "nmls_id": 208326, "slug": "jeff-joehl-208326", "full_name": "Jeff Joehl", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/jeff-joehl-208326" }, { "nmls_id": 206531, "slug": "jorge-posada-206531", "full_name": "Jorge Posada", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/jorge-posada-206531" }, { "nmls_id": 65395, "slug": "joseph-curcio-65395", "full_name": "Joseph Curcio", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/joseph-curcio-65395" }, { "nmls_id": 2702316, "slug": "keith-alioto-2702316", "full_name": "Keith Alioto", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/keith-alioto-2702316" }, { "nmls_id": 2012529, "slug": "kevin-russell-2012529", "full_name": "Kevin Russell", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/kevin-russell-2012529" }, { "nmls_id": 2056603, "slug": "lawrence-etman-2056603", "full_name": "Larry Etman", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/lawrence-etman-2056603" }, { "nmls_id": 1503824, "slug": "leona-bently-1503824", "full_name": "Leona Bently", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/leona-bently-1503824" }, { "nmls_id": 382068, "slug": "melvin-hardy-382068", "full_name": "Mel Hardy", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/melvin-hardy-382068" }, { "nmls_id": 2649931, "slug": "nicholas-patrone-2649931", "full_name": "Nicholas Patrone", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/nicholas-patrone-2649931" }, { "nmls_id": 278659, "slug": "philip-bently-278659", "full_name": "Philip Bently", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/philip-bently-278659" }, { "nmls_id": 1453799, "slug": "rashad-carmichael-1453799", "full_name": "Rashad Carmichael", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/rashad-carmichael-1453799" }, { "nmls_id": 229611, "slug": "ricardo-cardenas-229611", "full_name": "Ricardo Cardenas", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/ricardo-cardenas-229611" }, { "nmls_id": 267419, "slug": "rick-barney-267419", "full_name": "Rick Barney", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/rick-barney-267419" }, { "nmls_id": 1435167, "slug": "robert-sierra-1435167", "full_name": "Robert Sierra", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/robert-sierra-1435167" }, { "nmls_id": 244442, "slug": "sam-swann-244442", "full_name": "Sam Swann", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/sam-swann-244442" }, { "nmls_id": 215323, "slug": "steve-kazmarek-215323", "full_name": "Steve Kazmarek", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/steve-kazmarek-215323" }, { "nmls_id": 206751, "slug": "steven-stamets-206751", "full_name": "Steve Stamets", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/steven-stamets-206751" }, { "nmls_id": 113062, "slug": "steven-summers-113062", "full_name": "Steve Summers", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/steven-summers-113062" }, { "nmls_id": 175801, "slug": "stephen-vallance-175801", "full_name": "Steve Vallance", "title": "Loan Officer", "branch_city": "Rockville", "branch_state": "MD", "canonical_url": "https://lendb.ai/lo/stephen-vallance-175801" }, { "nmls_id": 1387484, "slug": "al-baalbaki-1387484", "full_name": "Al Baalbaki", "title": "Loan Officer", "branch_city": "Dearborn", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/al-baalbaki-1387484" }, { "nmls_id": 131197, "slug": "william-slobin-131197", "full_name": "Billy Slobin", "title": "Loan Officer", "branch_city": "Farmington Hills", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/william-slobin-131197" }, { "nmls_id": 1438619, "slug": "curtis-young-1438619", "full_name": "Curtis Young", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/curtis-young-1438619" }, { "nmls_id": 138791, "slug": "david-spear-138791", "full_name": "David Spear", "title": "Loan Officer", "branch_city": "Farmington", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/david-spear-138791" }, { "nmls_id": 1090042, "slug": "donel-grondzieleski-1090042", "full_name": "Donel Grondzieleski", "title": "Loan Officer", "branch_city": "Northville", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/donel-grondzieleski-1090042" }, { "nmls_id": 2308440, "slug": "donna-taha-2308440", "full_name": "Donna Taha", "title": "Loan Officer", "branch_city": "Dearborn", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/donna-taha-2308440" }, { "nmls_id": 1021442, "slug": "george-berger-1021442", "full_name": "George Berger", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/george-berger-1021442" }, { "nmls_id": 713753, "slug": "jacque-gorris-713753", "full_name": "Jacque Gorris", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jacque-gorris-713753" }, { "nmls_id": 1360002, "slug": "jake-slobin-1360002", "full_name": "Jake Slobin", "title": "Loan Officer", "branch_city": "Farmington Hills", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jake-slobin-1360002" }, { "nmls_id": 2002869, "slug": "jamal-fellah-2002869", "full_name": "Jamal Fellah", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jamal-fellah-2002869" }, { "nmls_id": 1237310, "slug": "jason-fellah-1237310", "full_name": "Jason Fellah", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jason-fellah-1237310" }, { "nmls_id": 2054943, "slug": "jeffrey-howey-2054943", "full_name": "Jeff Howey", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/jeffrey-howey-2054943" }, { "nmls_id": 2015325, "slug": "dzejlana-osmanovic-2015325", "full_name": "Jenny Osmanovic", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/dzejlana-osmanovic-2015325" }, { "nmls_id": 1800735, "slug": "krystal-kaslowski-1800735", "full_name": "Krystal Kaslowski", "title": "Loan Officer", "branch_city": "Northville", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/krystal-kaslowski-1800735" }, { "nmls_id": 168023, "slug": "maria-cozza-alaouieh-168023", "full_name": "Maria Alaouieh", "title": "Loan Officer", "branch_city": "Dearborn", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/maria-cozza-alaouieh-168023" }, { "nmls_id": 176319, "slug": "mark-davis-176319", "full_name": "Mark Davis", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/mark-davis-176319" }, { "nmls_id": 531676, "slug": "james-heppard-531676", "full_name": "Mark Heppard", "title": "Loan Officer", 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"nmls_id": 1866765, "slug": "stephen-slobin-1866765", "full_name": "Stephen Slobin", "title": "Loan Officer", "branch_city": "Farmington Hills", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/stephen-slobin-1866765" }, { "nmls_id": 2763959, "slug": "tony-cheslick-2763959", "full_name": "Tony Cheslick", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/tony-cheslick-2763959" }, { "nmls_id": 1551181, "slug": "tony-mcgraw-1551181", "full_name": "Tony McGraw", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/tony-mcgraw-1551181" }, { "nmls_id": 2740946, "slug": "tyler-smith-2740946", "full_name": "Tyler Smith", "title": "Loan Officer", "branch_city": "Trenton", "branch_state": "MI", "canonical_url": "https://lendb.ai/lo/tyler-smith-2740946" }, { "nmls_id": 2312469, "slug": "kellie-sobieralski-2312469", "full_name": "Kellie Sobieralski", "title": "Loan 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