{
  "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
  "summary": "Towne Mortgage Company (company NMLS 3028) is a mortgage lender. LenDb lists 6 of its loan officers, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 3028,
    "slug": "towne-mortgage-company-3028",
    "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3028",
    "name": {
      "value": "Towne Mortgage Company",
      "source": "state_regulator",
      "source_url": "https://www.townemortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://www.townemortgage.com",
      "source": "state_regulator",
      "source_url": "https://www.townemortgage.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.townemortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.86,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 7868,
          "by_loan_type": {
            "conventional": 3540,
            "fha": 2885,
            "va": 967,
            "usda": 476
          },
          "purchase": 6344,
          "refinance": 1449,
          "other_purpose": 75,
          "jumbo": 25,
          "investor": 152,
          "volume_usd": 2234720000
        },
        {
          "year": 2024,
          "loans": 6682,
          "by_loan_type": {
            "conventional": 3356,
            "fha": 2334,
            "va": 781,
            "usda": 211
          },
          "purchase": 5634,
          "refinance": 1045,
          "other_purpose": 3,
          "jumbo": 14,
          "investor": 206,
          "volume_usd": 1951160000
        }
      ],
      "top_states": [
        {
          "state": "IL",
          "loans": 1046
        },
        {
          "state": "TX",
          "loans": 796
        },
        {
          "state": "FL",
          "loans": 695
        },
        {
          "state": "VA",
          "loans": 667
        },
        {
          "state": "GA",
          "loans": 646
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 6,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 1719732,
      "slug": "felix-yero-1719732",
      "full_name": "Felix Yero",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/felix-yero-1719732"
    },
    {
      "nmls_id": 392868,
      "slug": "jessica-busch-392868",
      "full_name": "Jessica Busch",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/jessica-busch-392868"
    },
    {
      "nmls_id": 1195121,
      "slug": "john-payne-1195121",
      "full_name": "John Payne",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/john-payne-1195121"
    },
    {
      "nmls_id": 999122,
      "slug": "lance-paulsen-999122",
      "full_name": "Lance Paulsen",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/lance-paulsen-999122"
    },
    {
      "nmls_id": 260628,
      "slug": "matthew-simmons-260628",
      "full_name": "Matthew Simmons",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/matthew-simmons-260628"
    },
    {
      "nmls_id": 397262,
      "slug": "steven-barnett-397262",
      "full_name": "Steven Barnett",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/steven-barnett-397262"
    }
  ]
}