{
  "canonical_url": "https://lendb.ai/lender/trinity-oaks-mortgage-llc-1443326",
  "summary": "Trinity Oaks Mortgage, LLC (company NMLS 1443326) is a mortgage lender. LenDb lists 6 of its loan officers, with branches in Texas, each with an individual NMLS ID, licensed states and sources.",
  "lender": {
    "nmls_id": 1443326,
    "slug": "trinity-oaks-mortgage-llc-1443326",
    "canonical_url": "https://lendb.ai/lender/trinity-oaks-mortgage-llc-1443326",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1443326",
    "name": {
      "value": "Trinity Oaks Mortgage, LLC",
      "source": "state_regulator",
      "source_url": "https://www.trinityoaksmortgage.com",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": {
      "value": "https://www.trinityoaksmortgage.com",
      "source": "state_regulator",
      "source_url": "https://www.trinityoaksmortgage.com",
      "verified_at": "2026-10-13"
    },
    "lo_directory_url": "https://www.trinityoaksmortgage.com/find-a-loan-officer/",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.trinityoaksmortgage.com",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 224,
          "by_loan_type": {
            "conventional": 117,
            "fha": 58,
            "va": 49,
            "usda": 0
          },
          "purchase": 213,
          "refinance": 11,
          "other_purpose": 0,
          "jumbo": 0,
          "investor": 0,
          "volume_usd": 98300000
        },
        {
          "year": 2024,
          "loans": 412,
          "by_loan_type": {
            "conventional": 248,
            "fha": 106,
            "va": 58,
            "usda": 0
          },
          "purchase": 381,
          "refinance": 31,
          "other_purpose": 0,
          "jumbo": 1,
          "investor": 27,
          "volume_usd": 161150000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 223
        },
        {
          "state": "FL",
          "loans": 1
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 6,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  },
  "loan_officers": [
    {
      "nmls_id": 2368528,
      "slug": "kellen-eberling-2368528",
      "full_name": "Kellen Eberling",
      "title": "Loan Advisor",
      "branch_city": "Red Oak",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/kellen-eberling-2368528"
    },
    {
      "nmls_id": 2705447,
      "slug": "elizabeth-seago-2705447",
      "full_name": "Libby Seago",
      "title": "Loan Advisor",
      "branch_city": "Red Oak",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/elizabeth-seago-2705447"
    },
    {
      "nmls_id": 1993242,
      "slug": "lora-wait-1993242",
      "full_name": "Lora Wait",
      "title": "Loan Advisor",
      "branch_city": "Red Oak",
      "branch_state": "TX",
      "canonical_url": "https://lendb.ai/lo/lora-wait-1993242"
    },
    {
      "nmls_id": 1062756,
      "slug": "christine-walton-1062756",
      "full_name": "Christine Walton",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/christine-walton-1062756"
    },
    {
      "nmls_id": 1525586,
      "slug": "peggy-ames-1525586",
      "full_name": "Peggy Ames",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/peggy-ames-1525586"
    },
    {
      "nmls_id": 1733711,
      "slug": "stan-dennis-1733711",
      "full_name": "Stan Dennis",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/stan-dennis-1733711"
    }
  ]
}