{
  "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
  "summary": "United Wholesale Mortgage (broker finder) (company NMLS 3038) is an independent mortgage lender. LenDb lists 6 of its loan officers, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include Bank statement loan, Construction loan, DSCR loan, FHA loan and HELOC.",
  "lender": {
    "nmls_id": 3038,
    "slug": "united-wholesale-mortgage-3038",
    "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3038",
    "name": {
      "value": "United Wholesale Mortgage (broker finder)",
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.uwm.com",
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": "https://www.mortgagematchup.com",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "bank-statement",
        "construction",
        "dscr",
        "fha",
        "heloc",
        "investor",
        "jumbo",
        "low-credit",
        "non-qm",
        "physician",
        "usda",
        "va"
      ],
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 1,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 407209,
          "by_loan_type": {
            "conventional": 247546,
            "fha": 87294,
            "va": 71372,
            "usda": 997
          },
          "purchase": 237397,
          "refinance": 169812,
          "other_purpose": 0,
          "jumbo": 8756,
          "investor": 29969,
          "volume_usd": 162047865000
        },
        {
          "year": 2024,
          "loans": 352572,
          "by_loan_type": {
            "conventional": 223657,
            "fha": 74402,
            "va": 53385,
            "usda": 1128
          },
          "purchase": 245038,
          "refinance": 107534,
          "other_purpose": 0,
          "jumbo": 9446,
          "investor": 26364,
          "volume_usd": 137867110000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 51894
        },
        {
          "state": "FL",
          "loans": 48370
        },
        {
          "state": "TX",
          "loans": 42285
        },
        {
          "state": "MI",
          "loans": 21570
        },
        {
          "state": "AZ",
          "loans": 18395
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 6,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  },
  "loan_officers": [
    {
      "nmls_id": 2768199,
      "slug": "ahmad-dbaibo-2768199",
      "full_name": "Ahmad Dbaibo",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/ahmad-dbaibo-2768199"
    },
    {
      "nmls_id": 171595,
      "slug": "amer-beydoun-171595",
      "full_name": "Amer Beydoun",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/amer-beydoun-171595"
    },
    {
      "nmls_id": 2500237,
      "slug": "bryan-bollin-2500237",
      "full_name": "Bryan Bollin",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/bryan-bollin-2500237"
    },
    {
      "nmls_id": 381457,
      "slug": "julie-plotnik-381457",
      "full_name": "Julie Plotnik",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/julie-plotnik-381457"
    },
    {
      "nmls_id": 138601,
      "slug": "monica-haider-138601",
      "full_name": "Monica Haider",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/monica-haider-138601"
    },
    {
      "nmls_id": 1172202,
      "slug": "steve-slifko-1172202",
      "full_name": "Steve Slifko",
      "title": null,
      "branch_city": null,
      "branch_state": null,
      "canonical_url": "https://lendb.ai/lo/steve-slifko-1172202"
    }
  ]
}