---
canonical_url: https://lendb.ai/lender/watermark-capital-inc-1838
last_verified: 2026-10-13
---

# Watermark Capital, Inc.

Company NMLS ID 1838 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1838)).

FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Watermark Capital, Inc. (company NMLS 1838) is a mortgage lender. LenDb lists 38 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.

## Lending activity (HMDA)

Funded 679 home loans in 2025 (HMDA), 622 conventional.

- By loan type: 622 conventional, 23 FHA, 34 VA.
- By purpose: 372 purchase, 286 refinance, 21 other (home improvement and other closed-end loans).
- 59 jumbo (above the conforming loan limit); 121 for investment properties.
- Up 1% from 2024 (669 loans).
- About $375.1 million in loan amounts (HMDA reports amounts in $10,000 bands).

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

## Loan officers

- [Louis Berman](https://lendb.ai/lo/louis-berman-1403177) (NMLS 1403177), Baltimore, MD
- [Jonathan Doddridge](https://lendb.ai/lo/jonathan-doddridge-657641) (NMLS 657641), Southlake, TX
- [Alexa Murphy](https://lendb.ai/lo/alexa-murphy-1255185) (NMLS 1255185)
- [Alexander Oeppinger](https://lendb.ai/lo/alexander-oeppinger-2691308) (NMLS 2691308)
- [Amanda Jackson](https://lendb.ai/lo/amanda-jackson-1593088) (NMLS 1593088)
- [Andrew Crummey](https://lendb.ai/lo/andrew-crummey-2801154) (NMLS 2801154)
- [Bradley Hudson](https://lendb.ai/lo/bradley-hudson-382565) (NMLS 382565)
- [Brian Alterman](https://lendb.ai/lo/brian-alterman-1295878) (NMLS 1295878)
- [Casey Romijn](https://lendb.ai/lo/casey-romijn-422373) (NMLS 422373)
- [Charles Dragna](https://lendb.ai/lo/charles-dragna-9219) (NMLS 9219)
- [Chelsea Brown](https://lendb.ai/lo/chelsea-brown-657640) (NMLS 657640)
- [Daniel Sullivan](https://lendb.ai/lo/daniel-sullivan-326390) (NMLS 326390)
- [Douazong Lee](https://lendb.ai/lo/douazong-lee-1078899) (NMLS 1078899)
- [Douglas Platt](https://lendb.ai/lo/douglas-platt-313756) (NMLS 313756)
- [Eloy Benavides](https://lendb.ai/lo/eloy-benavides-258522) (NMLS 258522)
- [Gabriel Sanchez](https://lendb.ai/lo/gabriel-sanchez-1930992) (NMLS 1930992)
- [Jamil Atcha](https://lendb.ai/lo/jamil-atcha-317082) (NMLS 317082)
- [Jason Harmon](https://lendb.ai/lo/jason-harmon-1231783) (NMLS 1231783)
- [John Brunson](https://lendb.ai/lo/john-brunson-1086320) (NMLS 1086320)
- [Joseph Bender](https://lendb.ai/lo/joseph-bender-1633927) (NMLS 1633927)
- [Juliana Defarias](https://lendb.ai/lo/juliana-defarias-2794951) (NMLS 2794951)
- [Karen Crosby](https://lendb.ai/lo/karen-crosby-448703) (NMLS 448703)
- [Kristen Kirchner](https://lendb.ai/lo/kristen-kirchner-319726) (NMLS 319726)
- [Lance O'Pry](https://lendb.ai/lo/lance-o-pry-2096305) (NMLS 2096305)
- [Martin Franco](https://lendb.ai/lo/martin-franco-330814) (NMLS 330814)
- [Michael Greenberg](https://lendb.ai/lo/michael-greenberg-66307) (NMLS 66307)
- [Monica Reyes](https://lendb.ai/lo/monica-reyes-1838857) (NMLS 1838857)
- [Nicholas Joutz](https://lendb.ai/lo/nicholas-joutz-9220) (NMLS 9220)
- [Nicholas Valenzuela-Davis](https://lendb.ai/lo/nicholas-valenzuela-davis-1522141) (NMLS 1522141)
- [Paul Marinko](https://lendb.ai/lo/paul-marinko-920746) (NMLS 920746)
- [Regan Hagestad](https://lendb.ai/lo/regan-hagestad-57351) (NMLS 57351)
- [Robert Scott](https://lendb.ai/lo/robert-scott-281926) (NMLS 281926)
- [Ronald Trejo](https://lendb.ai/lo/ronald-trejo-129603) (NMLS 129603)
- [Ryan Stephens](https://lendb.ai/lo/ryan-stephens-1477727) (NMLS 1477727)
- [Scott Kennedy](https://lendb.ai/lo/scott-kennedy-1449847) (NMLS 1449847)
- [Shawna Al-Daghesh](https://lendb.ai/lo/shawna-al-daghesh-1803286) (NMLS 1803286)
- [Stacy Gonzalez](https://lendb.ai/lo/stacy-gonzalez-64641) (NMLS 64641)
- [William Parrott](https://lendb.ai/lo/william-parrott-213006) (NMLS 213006)

Cite as: LenDb.ai, https://lendb.ai/lender/watermark-capital-inc-1838.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._